1. MONEY FOR COLLEGE
PREPARING FOR COLLEGE

2. COST OF ATTENDANCE - BREAKDOWN
TUITION
THE COST OF TAKING COURSES. COSTS VARY PER INSTITUTION
FEES
FEES DEPEND UPON YOUR SCHOOL. EXAMPLES INCLUDE ACTIVITY FEES AND PARKING DECAL FEES. SCHOOLS CAN PROVIDE A LIST OF FEES.
ROOM AND BOARD
LODGING AND FOOD COSTS VARY BY SCHOOL. LODGING AND FOOD COSTS VARY BY SCHOOL
BOOKS AND SUPPLIES
TEXTBOOKS (PAPER BACK/HARD BACK/ONLINE). SCHOOL SUPPLIES INCLUDE
BOOK BAGS;
LAPTOPS;
NOTEBOOKS;
PENS AND PENCILS;
PAPER AND COMPUTER PAPER;
DESK ACCESSORIES SUCH AS FOLDERS, TRAYS, AND PEN HOLDERS.
TRANSPORTATION
LIVING AT HOME
LIVING ON CAMPUS
LIVING OFF CAMPUS (APARTMENT/ROOM, ETC.)
PERSONAL EXPENSES
TOILETRIES
MISC

3. SAMPLE BILL – BEFORE AID
ITEM
AMOUNT
TUITION
$ 10,000
FEES
$ 500
ROOM
$ 15,000
BOARD
$ 2,500
BALANCE OWED TO THE SCHOOL
$ 28,000

4. WHAT IS FINANCIAL AID?
FINANCIAL AID IS ANY GRANT OR SCHOLARSHIP, LOAN, PAID EMPLOYMENT AND/OR AID OFFERED TO HELP PAY A STUDENT’S BILL OR EDUCATIONAL EXPENSE.

5. SOURCES OF FINANCIAL AID
MARYLAND 529 COLLEGE SAVINGS PLANS
FEDERAL STUDENT AID
STATE OF MARYLAND FINANCIAL AID
INSTITUTIONAL – BASED FINANCIAL AID
NON – GOVERNMENT EDUCATIONAL GRANTS
NON – GOVERNMENT EDUCATIONAL SCHOLARSHIPS
FEDERAL EDUCATIONAL STUDENT AND PARENT PLUS LOANS
SERVICED BY THE U.S. DEPARTMENT OF EDUCATION
WORK STUDY
BUSINESSES
CIVIC ORGANIZATIONS
FAITH – BASED ORGANIZATIONS
PRIVATE FUNDS
OTHER

6. WHAT IS THE FAFSA?
THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) IS A FORM THAT CAN BE PREPARED ANNUALLY BY CURRENT AND PROSPECTIVE COLLEGE STUDENTS (UNDERGRADUATE AND GRADUATE) TO DETERMINE THEIR ELIGIBILITY FOR MANY TYPES OF STUDENT FINANCIAL AID.
INFORMATION IS SOLEY USED FOR DETERMINING FINANCIAL AID.

7. DEPENDENT VS INDEPENDENT
BORN AFTER JAN 1, 1995.
NOT MARRIED.
NOT WORKING ON A MASTER’S OR DOCTORATE PROGRAM.
NOT CURRENTLY SERVING IN ACTIVE DUTY IN U.S. ARMED FORCES FOR PURPOSES OTHER THAN TRAINING.
NOT A VETERAN.
NO CHILDREN.
NO DEPENDENTS.
WAS NOT IN FOSTER CARE ON OR BEFORE 13TH BIRTHDAY.
NOT A WARD OF THE COURT.
WAS NOT IN GUARDIANSHIP ON OR BEFORE 13TH BIRTHDAY. *
NOT AN ACCOMPANIED HOMELESS YOUTH.
BORN BEFORE JAN 1, 1995.
NOT MARRIED/MARRIED.
WORKING ON A MASTER’S OR DOCTORATE PROGRAM.
CURRENTLY SERVING IN ACTIVE DUTY IN U.S. ARMED FORCES FOR PURPOSES OTHER THAN TRAINING
VETERAN.
HAVE CHILDREN THAT RECEIVE MORE THAN 50% OF THEIR SUPPORT FROM YOU (THE STUDENT)
DEPENDENTS.
WAS IN FOSTER CARE ON OR BEFORE 13TH BIRTHDAY.*
WARD OF THE COURT.*
WAS IN GUARDIANSHIP ON OR BEFORE 13TH BIRTHDAY. *
AN ACCOMPANIED HOMELESS YOUTH.*
* ADDITIONAL REQUIREMENTS

8. DEPENDENT VS INDEPENDENT WHAT DOES FAFSA ASK FOR?
YOUR (AND PARENT) SOCIAL SECURITY NUMBER
YOUR (AND PARENT) ALIEN REGISTRATION NUMBER (IF YOU ARE NOT A U.S. CITIZEN)
YOUR (AND PARENT) FEDERAL INCOME TAX RETURNS, W-2S, AND OTHER RECORDS OF MONEY EARNED. (NOTE: YOU MAY BE ABLE TO TRANSFER YOUR (AND PARENT) FEDERAL TAX RETURN INFORMATION INTO YOUR FAFSA USING THE IRS DATA RETRIEVAL TOOL.)
YOUR (AND PARENT) BANK STATEMENTS AND RECORDS OF INVESTMENTS (IF APPLICABLE)
YOUR (AND PARENT) RECORDS OF UNTAXED INCOME (IF APPLICABLE)
AN FSA ID (AND PARENT) TO SIGN ELECTRONICALLY.
YOUR SOCIAL SECURITY NUMBER
YOUR ALIEN REGISTRATION NUMBER (IF YOU ARE NOT A U.S. CITIZEN)
YOUR FEDERAL INCOME TAX RETURNS, W-2S, AND OTHER RECORDS OF MONEY EARNED. (NOTE: YOU MAY BE ABLE TO TRANSFER YOUR FEDERAL TAX RETURN INFORMATION INTO YOUR FAFSA USING THE IRS DATA RETRIEVAL TOOL.)
BANK STATEMENTS AND RECORDS OF INVESTMENTS (IF APPLICABLE)
RECORDS OF UNTAXED INCOME (IF APPLICABLE)
AN FSA ID TO SIGN ELECTRONICALLY.

10. EARLY FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA)
OCTOBER 1ST IS THE NEW FAFSA.
MARCH 1ST REMAINS THAT STATE’S FINANCIAL AID DEADLINE!
IF YOU PLAN TO ATTEND COLLEGE FROM
YOU WILL SUBMIT THIS FAFSA
YOU CAN SUBMIT THE FAFSA FORM
USING THE INCOME AND TAX INFORMATION FORM
JULY 1, 2018 – JUNE 30, 2019
2018 – 2019
OCTOBER 1, 2017 – JUNE 30, 2019
2016
JULY 1, 2019 – JUNE 30, 2020
2019 – 2020
OCTOBER 1, 2018 – JUNE 30, 2020
2017
JUNE 1, 2020 – JUNE 30, 2021
2020 – 2021
OCTOBER 1, 2019 – JUNE 30, 2021
2018
JULY 1, 2021 – JUNE 30, 2022
2021 – 2022
OCTOBER 1, 2020 – JUNE 30, 2022
2019

11. EXPECTED FAMILY CONTRIBUTION
THE EXPECTED FAMILY CONTRIBUTION (EFC) IS A NUMBER THAT DETERMINES:
THE AMOUNT OF A STUDENT’S REMAINING NEED;
IF A STUDENT IS ELIGIBLE FOR A SPECIFIC TYPE OF AID; AND
THE AMOUNT OF THAT SPECIFIC TYPE OF AID
EXAMPLE (PELL GRANT):
0 EFC = $6,095 PELL GRANT AWARD
100 EFC = $5,995 PELL GRANT AWARD
10,000 EFC = $0 PELL GRANT AWARD
IT IS NOT THE BALANCE THAT A FAMILY HAS TO PAY TO A COLLEGE, UNIVERSITY OR PRIVATE CAREER SCHOOL.

12. FEDERAL PELL GRANT
FEDERAL PELL GRANTS USUALLY ARE AWARDED ONLY TO UNDERGRADUATE STUDENTS WHO DISPLAY EXCEPTIONAL FINANCIAL NEED AND HAVE NOT EARNED A BACHELOR'S OR A PROFESSIONAL DEGREE.
THE MAXIMUM FEDERAL PELL GRANT AWARD IS $6,095.
(2018–19 AWARD YEAR (JULY 1, 2018, TO JUNE 30, 2019)).
BASED ON YOUR EFC.
DOES NOT HAVE TO BE REPAID!

13. FEDERAL STUDENT LOANS – 17/18
DIRECT SUBSIDIZED LOANS ARE LOANS MADE TO ELIGIBLE UNDERGRADUATE STUDENTS WHO DEMONSTRATE FINANCIAL NEED TO HELP COVER THE COSTS OF HIGHER EDUCATION AT A COLLEGE OR CAREER SCHOOL. THE MAX LOAN LIMITS ARE:
FIRST-YEAR - $3,500
SECOND-YEAR - $4,500
THIRD-YEAR & BEYOND - $5,500
UNDERGRADUATE DIRECT SUBSIDIZED LOANS – 4.45 %. NO INTEREST ACCRUES DURING ENROLLMENT.
MUST BE REPAID

14. FEDERAL PARENT PLUS LOANS
HERE’S A QUICK OVERVIEW OF DIRECT PLUS LOANS:
THE U.S. DEPARTMENT OF EDUCATION IS YOUR LENDER.
YOU (PARENT) ARE THE BORROWER(S) AND ARE RESPONSIBLE FOR REPAYING THE LOAN.
BASED ON CREDIT HISTORY.
THE MAXIMUM LOAN AMOUNT IS THE COST OF ATTENDANCE (DETERMINED BY THE SCHOOL) MINUS ANY OTHER FINANCIAL AID RECEIVED.
DIRECT PLUS LOANS – PARENT OR GRADUATE – 7.0 %/ LOAN FEE – 4.276/4.264%

15. COMMON FAFSA MISTAKES LEAVING A FIELD BLANK.
ANSWERING AN UNASKED QUESTION.
LEAVE YOURSELVES OUT OF THE HOUSEHOLD SIZE.
“I DON’T GET AN ALLOWANCE, I’M INDEPENDENT”.
“I DON’T PLAN ON GOING TO A SCHOOL IN MARYLAND”.
YOUR NAME ENTERED ON THE FAFSA IS NOT THE SAME AS ON THE SOCIAL SECURITY CARD.
NOT GETTING A FSA ID AHEAD OF TIME.
ALREADY HAVE A PIN, IT WILL IMPORT THE INFORMATION.
NOT USING THE IRS DATA RETRIEVAL TOOL.
“JUST THROWING INFORMATION UP THERE”.

16. COMMON FAFSA MYTHS
I USED 2015 TAX INFORMATION LAST YEAR AND DIDN’T GET ANY AID, SO IT’S POINTLESS TO FILL OUT THE FAFSA AGAIN.
I HAVE TO UPDATE MY 2017–18 FAFSA WITH 2016 DATA AFTER I FILE TAXES.
I CAN CHOOSE WHICH YEAR’S TAX INFORMATION I PROVIDE ON THE FAFSA.
I WILL GET AN AWARD LETTER FROM MY SCHOOL EARLIER.
I CAN RE-USE MY 2016–17 FAFSA SINCE MY 2015 INCOME AND TAX INFORMATION WILL BE THE SAME.
DOESN’T MATTER TO ME THAT THE FAFSA IS AVAILABLE IN OCTOBER, I STILL HAVE PLENTY OF TIME TO FILE.
I CAN’T FILE MY FAFSA IN OCTOBER BECAUSE I HAVEN’T APPLIED TO ANY SCHOOLS.

17. OUTSIDE SCHOLARSHIPS GOVERNMENT AID MAY NOT BE ENOUGH.
PERSONAL FUNDS MAY NOT BE ENOUGH.
COLLEGE/UNIVERSITY FUNDS MAY NOT BE ENOUGH.
ONE SCHOLARSHIP MAY NOT BE ENOUGH.
RESEARCH SCHOLARSHIPS THAT COME FROM
RETAILERS
GAS PROVIDERS
CABLE COMPANIES
FAST FOOD RESTAURANTS
ETC.

18. INSTITUTIONAL FINANCIAL AID
MONEY FOR INCOMING AND RETURNING COLLEGE STUDENTS.
TWO TYPES OF AID:
NEED BASED
MERIT BASED
CONTACT THE FINANCIAL AID OFFICE AND OTHER DEPARTMENTS FOR ADDITIONAL INFORMATION INCLUDING HOW TO APPLY.

19. STATE OF MARYALND FINANCIAL AID

21. MARYLAND COLLEGE APPLICATION PROCESSING SYSTEM (MDCAPS)
MDCAPS IS THE STATE OF MARYLAND’S FREE FINANCIAL AID SYSTEM
YOU MUST CREATE A FREE STUDENT LOGIN PROFILE AND THEN CLICK ON THE ACTIVATION LINK IN THE MESSAGE SENT TO YOUR ACCOUNT, WHICH WAS PROVIDED WHEN YOU CREATED YOUR ACCOUNT IN MD CAPS
TO CREATE A FREE PROFILE, LOG ONTO
THE FREE MDCAPS ACCOUNT CAN BE CREATED AT ANY TIME

22. TYPES OF STATE AID

23. HOWARD P. RAWLINGS PROGRAM OF EDUCATION EXCELLENCE AWARDS
EDUCATIONAL ASSISTANCE GRANT
GUARANTEED ACCESS GRANT

24. EDUCATIONAL ASSISTANCE GRANT (EAG) UP TO $3,000
HOW TO APPLY
MUST BE AN UNDERGRADUATE STUDENT.
NEW AND RENEWAL STUDENTS MUST COMPLETE THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) BY MARCH 1ST EVERY YEAR.
LIST AT LEAST ONE MARYLAND COLLEGE OR UNIVERSITY ON THE FAFSA.
CREATE OR UPDATE YOUR FREE PROFILE ON MDCAPS.

25. EDUCATIONAL ASSISTANCE GRANT
LOWEST EFC AWARDED FIRST.
FAST TO FINISH TRACK
STUDENTS MUST ENROLL IN A MINIMUM OF 12 CREDITS IN THIRD YEAR OF POSTSECONDARY ENROLLMENT
STUDENTS THAT ENROLL IN 15 CREDITS ARE ELIGIBLE FOR THE MAXIMUM AWARD OF $3,00.
PARENTS AND STUDENTS MUST BE MARYLAND RESIDENTS.

26. EDUCATIONAL ASSISTANCE GRANT
STUDENTS HAVE TWO WEEKS TO ACCEPT THE AWARD.
CAN ONLY BE USED AT A MARYLAND COLLEGE OR UNIVERSITY.
CAN NOT RECEIVE THE EAG WITH THE GUARANTEED ACCESS GRANT.
NOT ALL ELIGIBLE STUDENTS MAY RECEIVE THE MAXIMUM AMOUNT.

27. GUARANTEED ASSISTANCE GRANT (GAG) UP TO $18,600
HOW TO APPLY
MUST BE AN UNDERGRADUATE STUDENT.
COMPLETE THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) BY MARCH 1ST, YOUR STUDENT’S SENIOR YEAR.
LIST AT LEAST ONE MARYLAND PUBLIC OR PRIVATE COLLEGE OR UNIVERSITY ON THE FAFSA.
COMPLETE THE HOWARD P. RAWLINGS GUARANTEED ACCESS (GA) GRANT APPLICATION ONLINE THROUGH YOUR MDCAPS PROFILE.
CREATE OR UPDATE YOUR PROFILE ON MDCAPS.
BASED ON AVAILABLE STATE FUNDING

28. GUARANTEED ASSISTANCE GRANT
MUST MEET INCOME REQUIREMENTS.
FAST TO FINISH TRACK
STUDENTS MUST COMPLETE 30 CREDITS IN THEIR 2ND YEAR OF RECEIVING THEIR EA OR GA GRANT IN ORDER TO RECEIVE A RENEWAL GRANT IN THEIR 3RD YEAR AND THEREAFTER.
STUDENTS THAT DO NOT COMPLETE AT LEAST 24 CREDITS DURING THEIR SECOND YEAR OF RECEIVING AN AWARD WILL NOT QUALIFY FOR A RENEWAL AWARD DURING THEIR THIRD YEAR.
PARENTS AND STUDENTS MUST BE MARYLAND RESIDENTS.
STUDENTS HAVE TWO WEEKS TO ACCEPT THE AWARD.
CAN ONLY BE USED AT A MARYLAND COLLEGE OR UNIVERSITY.
NOT ALL ELIGIBLE STUDENTS MAY RECEIVE THE MAXIMUM AMOUNT.

29. LEGISLATIVE SCHOLARSHIPS
SENATORIAL SCHOLARSHIPS
DELEGATE SCHOLARSHIPS

30. LEGISLATIVE SCHOLARSHIPS
ALL STUDENTS MAY APPLY:
HIGH SCHOOL SENIORS
UNDERGRADUATES
GRADUATE STUDENTS
TRADITIONAL/NON-TRADITIONAL STUDENTS
CAREER & TECHNICALSTUDENTS
MAY BE USED FOR:
FULL TIME / PART TIME ENROLLMENT
MARYLAND RESIDENTS ONLY
MARYLAND INSTITUTIONS
FIND YOUR LOCAL STATE SENATOR OR DELEGATES
MAY RECEIVE MULTIPLE LEGISLATIVE SCHOLARSHIPS

31. SENATORIAL SCHOLARSHIPS $400 - $11,800
HOW TO APPLY
COMPLETE AND FILE THE SAT/ACT
COMPLETE THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) BY MARCH 1ST, YOUR STUDENT’S SENIOR YEAR.
LIST AT LEAST ONE MARYLAND COLLEGE OR UNIVERSITY ON THE FAFSA.
CONTACT THE SENATOR. YOU CAN VISIT MDELECT.NET TO FIND OUT YOUR SENATOR’S NAME AND CONTACT INFORMATION.
COMPLETE THE SENATORAL SCHOLAPSHIP APPLICATION, AND SUBMIT ANY DOCUMENTATION AS REQUESTED.
CREATE OR UPDATE YOUR PROFILE ON MDCAPS.

32. SENATORIAL SCHOLARSHIPS
DEMONSTRATE FINANCIAL NEED.
AWARDS ARE RENEWABLE FOR UP TO FOUR YEARS.
CONTACT SENATOR FOR APPLICATION PROCEDURES.
STUDENTS MUST ACCEPT THE AWARD WITHIN TWO WEEKS
MHEC WILL SEND NOTIFICATION VIA PLACED ON YOUR MDCAPS
MUST TAKE THE SAT/ACT (IF REQUIRED)
NOTE: SENATORS HAVE THE OPTION TO AWARD; SOME DO NOT SELECT RECEIPENTS AND ASSIGN THEIR FUNDS INTO OTHER PROGRAMS ADMINISTERED BY OSFA.

33. DELEGATE SCHOLARSHIPS $200 - $11,800
HOW TO APPLY
CONTACT THE DELEGATE. YOU CAN VISIT MDELECT.NET TO FIND OUT YOUR DELEGATE’S NAME AND CONTACT INFORMATION.
COMPLETE THE DELEGATE SCHOLAPSHIP APPLICATION, AND SUBMIT ANY DOCUMENTATION AS REQUESTED.
MUST APPLY EVERY YEAR.
CREATE OR UPDATE YOUR PROFILE ON MDCAPS.

34. DELEGATE SCHOLARSHIPS
FAFSA MAY NOT BE REQUIRED BY DELEGATE.
WILL BE REQUIRED IF ADMINISTERED BY OSFA.
STUDENTS MUST ACCEPT THE AWARD WITHIN TWO WEEKS
MHEC WILL SEND NOTIFICATION VIA PLACED ON YOUR MDCAPS

35. 2 + 2 TRANSFER SCHOLARSHIP
HOW TO APPLY
STUDENT IS CURRENTLY ENROLLED FULL/PART TIME AT A MARYLAND COMMUNITY COLLEGE.
COMPLETE THE FAFSA BY MARCH 1ST.
COMPLETE THE TRANSFER SCHOLARSHIP APPLICATON THROUGH MDCAPS.
SUBMIT THEIR OFFICIAL COLLEGE TRANSCRIPT WITH THE CONFERRAL OF THE ASSOCIATE’S DEGREE FROM A MARYLAND COMMUNITY COLLEGE.
IF APPLICABLE, MUST REGISTER WITH THE SELECTIVE SERVICE SYSTEM.

36. 2 + 2 TRANSFER SCHOLARSHIP
RESIDENT OF MARYLAND.
BE ENROLLED AT A MARYLAND COMMUNITY COLLEGE.
MAINTAIN A CUMULATIVE 2.5 GRADE POINT AVERAGE ON A 4.0 SCALE WHILE ENROLLED.
EARNED AN ASSOCIATE’S DEGREE FROM A MARYLAND COMMUNITY COLLEGE BY THE END OF THE SEMESTER IN WHICH THE APPLICANT PLANS TO TRANSFER.
ACCEPTED FOR ADMISSION IN A DEGREE PROGRAMS AT A PUBLIC OR PRIVATE MARYLAND COLLEGE OR UNIVERSITY.

37. TUITION WAIVER FOR UNACCOMPANIED HOMELESS YOUTH
HOW TO APPLY
CONTACT THE HOMELESS LIAISON IN YOUR AREA IF YOU ARE NO MORE THAN ONE YEAR GRADUATED FROM HIGH SCHOOL.
IF MORE THAN ONE YEAR, CONTACT THE FINANCIAL AID OFFICE AT THE COLLEGE OR UNIVERSITY, THE STUDENT HAS BEEN ACCEPTED INTO.
COMPLETE THE FAFSA.
BE DECLARED AS AN CURRENT UNACCOMPANIED HOMELESS YOUTH WHO IS NOT IN THE PHYSICAL CUSTODY OR A PARENT OF GUARDIAN.
DECLARATION NORMALLY COMES FROM THE HIGH SCHOOL LEVEL OR
AT THE COLLEGE OR UNIVERSITY.
BE A HOMELESS CHILD OR YOUTH THAT LACKS FIXED, REGULAR, AND ADEQUATE NIGHTTIME RESIDENCE.
CREATE OR UPDATE YOUR PROFILE ON MDCAPS.
COVERS TUITION NOT FEES

38. TUITION WAIVER FOR FOSTER CARE STUDENTS
HOW TO APPLY
COMPLETE THE FAFSA.
CONTACT CASE WORKER.
CONTACT THE FINANCIAL AID OFFICE FOR MORE APPLICATION INFORMATION.
CREATE OR UPDATE YOUR MDCAPS PROFILE.
COVERS TUITION NOT FEES.

39. JACK F. TOLBERT MEMORIAL STUDENT GRANT (UP TO $500)
HOW TO APPLY
COMPLETE THE FAFSA BY MARCH 1ST.
ATTEND OR PLAN TO ATTEND A PRIVATE CAREER SCHOOL.
CONTACT THE PRIVATE CAREER SCHOOL FOR APPLICATION PROCEDURES.

40. EDWARD T. AND MARY A. CONROY MEMORIAL SCHOLARSHIP & JEAN B
EDWARD T. AND MARY A. CONROY MEMORIAL SCHOLARSHIP & JEAN B. CRYOR MEMORIAL SCHOLARSHIP
HOW TO APPLY
MUST BE A MARYLAND RESIDENT AND ARE THE CHILD, STEP-CHILD OR THE SURVIVING SPOUSE OF A MEMBER OF THE U.S. ARMED FORCES.
MUST ENROLL FULL OR PART TIME AT A TWO/FOUR YEAR MARYLAND COLLEGE OR UNIVERSITY OR ATTEND A PRIVATE CAREER SCHOOL
CONTACT THE FINANCIAL AID OFFICE FOR APPLICATION INSTRUCTIONS.
ALL SUBMISSIONS ARE DUE JULY 15.
OTHER DETAILS AVAILABLE AT MHEC.MARYLAND.GOV

41. VETERANS OF AFGHANISTAN AND IRAQ CONFLICTS (VAIC) SCHOLARSHIP
HOW TO APPLY
MUST BE A MARYLAND RESIDENT AND ARE THE CHILD, STEP-CHILD OR THE SURVIVING SPOUSE OF A MEMBER OF THE U.S. ARMED FORCES WHO SERVED IN AFGHANISTAN OR IRAQ CONFLICTS.
MUST ENROLL FULL OR PART TIME AT A TWO/FOUR YEAR MARYLAND COLLEGE OR UNIVERSITY OR ATTEND A PRIVATE CAREER SCHOOL
COMPLETE THE FAFSA BY MARCH 1ST.
COMPLETE THE VETERANS FOR AFGHANISTAN AND IRAQ CONFLICTS SCHOLARSHIPS ONLINE APPLICATION THROUGH YOUR MDCAPS ACCOUNT.
OTHER DETAILS AVAILABLE AT MHEC.MARYLAND.GOV

42. NEW FORM OF COMMUNICATION
OSFA NOW COMMUNICATES BY TEXT MESSAGING! OPT IN ON THE MHEC WEBSITE TO RECEIVE UPDATES CONCERNING STATE FINANCIAL AID.

43. WAYS TO PAY FOR COLLEGE TELECAST
CHANNEL: MARYLAND PUBLIC TELEVISION ONLINE: MPT.ORG/COLLEGE

44. MHEC ON SOCIAL MEDIA
@MDMHEC
@MDMHEC
@MDMHEC

45. or your school counselor
CONTACT
MHEC.MARYLAND.GOV
or your school counselor