1. Planning for Success Prudential Financial Planning Services presents:
What your business needs…What your employees want
Presented by:
[FP Name, designations]
[Approved Title]

2. What you will learn today:
Why Offer Financial Planning Services?
What is the Win-Win Solution?
How the program works
What is the Process?
Next Steps

3. Why Financial Planning Services?
Employees today are dealing with many different financial concerns…
Paying for child’s college education
Retirement
Unforeseen hardship (disability or death of a spouse)
Finding trustworthy person to talk to about financial concerns

4. Why Financial Planning Services?
A financial wellness program can provide lower employee turnover, lower healthcare costs as a result of less financial stress taking a toll on employees, and lower absenteeism.
Employees who bring their money worries to work tend to be less productive and less engaged, and even raise employer health care costs.1
1 USA Today, September 27, 2014
Employees need it, want it, and appreciate it!
1 USA Today, September 27, 2014

5. Improve your ability to attract and retain employees by:
The Win-Win Solution
Improve your ability to attract and retain employees by:
Offering a new, valuable benefit
Helping them better understand existing benefits
Providing access to a knowledgeable financial planner who can help them achieve a variety of financial goals…
In the wake of the recession, many employers have seen how financial distress reduces worker productivity, increases absenteeism, and undermines employees’ health. Forward-looking employers have begun to take action, adopting creative approaches to enhance employee financial well-being.
We can help your company:
Retain quality employees by increasing appreciation through the offering of this non-traditional benefit
Attract the best employees by cost effectively making your benefits package more comprehensive
Reduce Fiduciary Risk by providing education to help employees achieve their financial goals and fulfill ERISA 404© requirements
Increase return on investments in your benefits by giving employees a clear understanding of existing benefits
Decrease stress in the workplace and improve productivity by focusing on work instead of financial concerns
All with a moderate investment of time and money!

6. Offer a Solution
By offering your employees comprehensive, fee-based, financial planning services from a knowledgeable Prudential Financial Planner, you can give your employees a way to obtain valuable education and assistance to help them reach their financial goals. 6

7. Your Employees Will Obtain:
Offer a Solution
Your Employees Will Obtain:
Greater awareness of and appreciation for existing benefits
Access to a knowledgeable financial planner
Better peace of mind with a customized plan to help achieve financial goals
Unbiased and objective advice

8. How the Program Works
You select which employees are eligible to participate
On-site financial education workshops can be provided
Those employees who choose to obtain financial planning services will receive professional guidance from an objective Financial Planner

9. The Process
Your Financial Planner will:
Clarify your financial goals
Gather your information
Analyze your information and create a financial plan
Present you with your financial plan and recommendations
Provide assistance to implement your financial plan
Review your progress
When your employees meet with a Prudential Financial Planner, they’ll follow a clearly-defined process.

10. The following will be discussed:
General Investment Planning
Retirement Planning
Education and Other Major Goal Planning
Estate Planning Strategies
Protection Planning
Net Worth / Cash Flow Analysis

11. A Flexible Program
Choose from three different levels of service for your employees, based upon your company’s needs…
[Xx%] group discount
You decide who receives the benefit
Provide to all employees, a small group, or employees at a specific location
Cost-sharing of fees
Company can pay for all, some or none of the financial planning fee
Fees paid by your company for financial planning services provided to employees may be tax-deductible (consult your tax advisor)

12. Determine the level of service
Taking the Next Step
Determine the level of service
Communicate program and process to employees to obtain financial planning services at a discount
Select the best time, date, and location for financial educational workshops (optional)

13. Thank You! 13

14. Offering financial planning and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies.
Neither Prudential Financial, its affiliates, nor its financial professionals, render tax or legal advice. Please consult with an attorney. accountant and/or tax advisor for advice concerning your particular circumstances.
Prudential , the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities. 14