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FIN 428 Competitive Success/snaptutorial.com

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1 FIN 428 Competitive Success/snaptutorial.com

2 FIN 428 All Assignments For more classes visit www.snaptutorial.com FIN 428 Week 1 Short Answer Assignment FIN 428 Week 1 Risk Essay FIN 428 Week 2 Insurance Viewpoints FIN 428 Week 2 Risk Management Elements & Techniques FIN 428 Week 3 Team Life Insurance Analysis FIN 428 Week 3 Signature Assignment Life Insurance Business Purposes FIN 428 Week 4 Team Long-Term Care & COBRA Coverage Scenario Analysis FIN 428 Week 4 Income Disability Insurance Policy Worksheet

3 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 1 Risk Essay For more classes visit www.snaptutorial.com FIN 428 Week 1 Risk Essay Write a 700- to 1,050-word essay answering the following questions: § Evaluate the risks you face as an individual. § Explain which of these risks you elected to retain and which you have transferred. § Propose how insurance companies could help you mitigate risk. Format your paper consistent with APA guidelines. Click the Assignment Files tab to submit your assignment as a Microsoft® Word document

4 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 1 Short Answer Assignment For more classes visit www.snaptutorial.com FIN 428 Week 1 Short Answer Assignment Resource: Week 1 Short Answer Assignment Document. Access the document. Complete the questions in two to four sentences. Click the Assignment Files tab to submit your assignment. Week 1 Short Answer Assignment Complete the questions below in two to four sentences.

5 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 2 Insurance Viewpoints For more classes visit www.snaptutorial.com FIN 428 Week 2 Insurance Viewpoints Define insurance from the viewpoint of the individual and of society. Write a 30- to 45-word response for each of the following questions: 1. Identify and explain the two essential features in the operation of insurance. 2. Explain how the law of large numbers supports the operation of the insurance mechanism. 3. Identify and explain the desirable elements of an insurable risk. 4. Explain what is meant by adverse selection and why it is a problem for insurers. 5. Explain the economic contributions of insurance.

6 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 2 Risk Management Elements & Techniques For more classes visit www.snaptutorial.com FIN 428 Week 2 Risk Management Elements & Techniques Write a 700- to 1,050-word paper in which you explain the elements of the risk management process. Provide examples of the primary risk management techniques. Format your paper consistent with APA guidelines. Click the Assignment Files tab to submit your assignment as a Microsoft® Word document.

7 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 3 Signature Assignment Life Insurance Business Purposes For more classes visit www.snaptutorial.com FIN 428 Week 3 Signature Assignment Life Insurance Business Purposes Write a 350- to 700-word essay that addresses the following: § Identify the principal business uses of life insurance. § Explain the principal business uses of life insurance. § Describe two scenarios involving a business use of insurance. Format your paper consistent with APA guidelines. Click the Assignment Files tab to submit your assignment as a Microsoft® Word documentt.

8 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 3 Team Life Insurance Analysis For more classes visit www.snaptutorial.com FIN 428 Week 3 Learning Team: Life Insurance Analysis Resources: Universal Sample Policy, Universal Life Worksheet, Whole Life Sample Policy, Whole Life Worksheet Read the following sample life insurance policies: § Universal Life § Whole Life Complete the sections in the worksheets for each sample policy after collaborating as a team.

9 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 4 Income Disability Insurance Policy Worksheet For more classes visit www.snaptutorial.com FIN 428 Week 4 Income Disability Insurance Policy Worksheet Resources: Income Disabilty Policy Sample, Income Disability Worksheet Read the Income Disability Sample Insurance Policy. Complete the Income Disability Insurance Policy Worksheet in 45 to 90 words per question. Click the Assignment Files tab to submit your assignment as a Microsoft® Word document.

10 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 4 Team Long-Term Care & COBRA Coverage Scenario Analysis For more classes visit www.snaptutorial.com FIN 428 Week 4 Team Long-Term Care & COBRA Coverage Scenario Analysis Complete the instructions for both scenarios: Scenario 1: Long-Term Care Insurance Coverage Betty Hall is a 62-year-old Army veteran in good health. She retired from the military five years ago after 30 years of service. Should Betty need care, she would likely qualify for Veterans Administration (VA) benefits to pay for the cost.

11 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 5 Auto and Homeowner’s Insurance Policy Worksheets For more classes visit www.snaptutorial.com FIN 428 Week 5 Auto and Homeowner’s Insurance Policy Worksheets Resources: Homeowner’s Sample Policy, Homeowner’s Worksheet, Auto Sample Policy, Auto Insurance Policy Worksheet. Read the following sample insurance policies: § Homeowners § Auto Complete the worksheets for each sample policy.

12 FIN 428 Competitive Success/snaptutorial.com FIN 428 Week 5 Team Insurance Evaluation Scenario Analysis For more classes visit www.snaptutorial.com FIN 428 Week 5 Team Insurance Evaluation Scenario Analysis Read the following case scenario in which you are the financial planner. Jennifer and Brian Jones (both age 50) live in Santa Fe, New Mexico. They own a home currently valued at $300,000, with a $175,000 mortgage. They have $250,000 of homeowner’s insurance coverage. The replacement cost of the structure, however, is close to $350,000. Their auto insurance has a $100,000 liability limit. They have $100,000 in investment assets held in individual IRA accounts, consisting of mutual funds. The Jones family obtains their health insurance coverage through their employer, but dental visits and eyeglasses are not covered.

13 FIN 428 Competitive Success/snaptutorial.com


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