1. COLUMBIAN FINANCIAL GROUP
Why Do Business with CFG?
Shaded text wrapped around a corner
(Basic)
To reproduce the effects on this slide, do the following:
On the Insert tab, in the Text group, click Text Box, and then on the slide, drag to draw the text box.
On the Home tab, in the Slides group, click Layout, and then click Blank.
Enter text in the text box, select the text, and then on the Home tab, in the Font group, select Haettenschweiler from the Font list, and then select 24 from the Font Size list.
On the Home tab, in the Paragraph group, click Center to center the text on the slide.
Select the text. Under Drawing Tools, on the Format tab, in the WordArt Styles group, click the arrow next to Text Fill, point to Gradient, and click More Gradients.
Drag the pink diamond adjustment handle (at the left side of the text box) to adjust the amount of text warp.
Select the text box. Under Drawing Tools, on the Format tab, in the WordArt Styles group, click Text Effects, point to Transform, and then under Warp click Triangle Up (first row, third option from the left).
In the Format Text Effects dialog box, click Text Fill in the left pane, select Gradient fill in the right pane, and then do the following:
Click the button next to Direction, and then click Linear Right (first row, fourth option from the left).
In the Type list, select Linear.
In the Angle box, enter 0°.
Under Gradient stops, click Add gradient stop or Remove gradient stop until five stops appear in the slider.
Also under Gradient stops, customize the gradient stops that you added as follows:
Select the first stop in the slider, and then do the following:
Click the button next to Color, and then under Theme Colors click Blue, Accent 1, Lighter 60% (third row, fifth option from the left).
In the Position box, enter 0%.
Select the next stop in the slider, and then do the following:
Click the button next to Color, and then under Theme Colors click Blue, Accent 1, Lighter 80% (second row, fifth option from the left).
In the Position box, enter 17%.
Click the button next to Color, and then under Theme Colors click White, Background 1 (first row, first option from the left).
In the Position box, enter 50%.
Select the last stop in the slider, and then do the following:
Click the button next to Color, and then under Theme Colors click Blue, Accent 1, Lighter 40% (fourth row, fifth option from the left).
In the Position box, enter 51%.
Click the button next to Color, and then under Theme Colors click Blue, Accent 1, Darker 25% (fifth row, fifth option from the left).
In the Position box, enter 100%.
Under Drawing Tools, on the Format tab, in the WordArt Styles group, click Text Effects, point to Reflection, and then under Reflection Variations click Tight Reflection, touching (first row, first option from the left).
To reproduce the background on this slide, do the following:
Right-click the slide background area, and then click Format Background. In the Format Background dialog box, click Fill in the left pane, select Gradient fill in the right pane, and then do the following:
Click the button next to Direction, and then click Linear Down (first row, second option from the left).
Under Gradient stops, click Add gradient stop or Remove gradient stop until two stops appear in the slider
In the Position box, enter 64%.
Click the button next to Color, and then under Theme Colors click Black, Text 1 (first row, second option from the left).
New York

2. Columbian Mutual Life Insurance Company
Home Office located in Binghamton, NY
Been in business for over 130 years
Niche Market Focus
Simplified issue life insurance for senior market
Competitive fully underwritten life insurance for low to middle income families

3. Ease of Doing Business
Columbian makes it easy to get started, easy to get your business issued and easy to get paid.
Appointment with 1st App - No E&O requirement
Simplified Issue Business
Quick Pay Commissions
Telephone Sales on Select Products under $35,000
Plans for All Ages All Needs
Final Expense Electronic Application

4. Simplified Issue Products
Market
Features
Advantages
Dignified Choice – Classic Series
Ages 25-75
$2,500-$35,000
Senior
Final Expense Accidental, Children’s Term Riders
Simplified Issue,
Full or Modified Benefit
Whole Life
Guaranteed Issue Whole Life
Ages 50-75
$2,500-$25,000
Final Expense
3 Year Modified Benefit
No health questions
TermLife
Ages 18-65
$25,000-$200,000
Family
Business
15, 20 or 30 Year 50% Return of Premium
ADB, WOP, Children’s Term Riders
Simplified Issue
Guaranteed premiums for 15, 20, or 30 years

5. Fully Underwritten Products
Market
Features/Riders
Advantages
Stellar Solutions Universal Life
Ages 0-80
$25,000-$10,000,000
Family
Business
ADB, Children’s Term, Other Insured, Primary Insured, Waiver of Monthly Deduction
Fully Underwritten
Flexible Premium
Adjustable Benefit
Flagship
$20,000-$10,000,000
ADB, Children’s Term, 10 Year Level Term, WOP Riders
Preferred Class Available
Life Paid Up at 90
High cash values
New Century Classic
$35,001-$10,000,000
Family, Business
ADB, Children’s Term Insurance, Other Insured Term, WOP
Whole Life
ParMaster
$20,000-$99,999
ADB, Children’s Term, Level Term to Age 65, Other Insured, WOP
No policy fee
TermLine
Ages 20-65
$200,001-$10,000,000
10, 15 or 20 Year
Guaranteed premiums for 10 years

6. CFG Website - Online Resources
Access the following with no log in required:
Printable forms
Electronic supply order forms
Illustration/Proposal Software and Calculators
Product training and sales training videos

7. Go to www.cfglife.com and click on Producer Login
CFG Partners Website
Go to and click on Producer Login
Click Login to Partners Website

8. Keep Current Via Email Alerts
Receive instant notifications when:
Application is received, forwarded to underwriting, declined, withdrawn, postponed, modified, or closed incomplete
Policy is issued
Initial premium is returned
Policy is placed on EFT
EFT premium is returned unpaid
Policy goes on Automatic Premium Loan status
Policy is in danger of lapsing
Case is pre-active
Policy is not taken due to outstanding requirements
Policyowner has requested cancellation

9. Incentives Exciting Sales Conferences Premium Rewards Program
Family Solutions: The Ritz-Carlton, Washington DC – 2018
Final Expense: The Ritz-Carlton, Half Moon Bay CA – 2018
Premium Rewards Program
(Removed REAP)

10. CFG – We’re Here For You Full portfolio of products
Simplified issue expertise
Direct access to underwriters
Dedicated sales support team
Clean business issued in as little as one day on simplified issue products
Commissions paid daily on select products
Commission advances on monthly EFT business for approved agents
Online resources
alerts
Exciting incentives

11. Columbian Mutual Life Insurance Company
Home Office: Binghamton, NY • Administrative Service Office: Binghamton, NY
For use in New York only. Refers to Policy/Rider Forms 1F156A, 1F158A, 1F159A, 1H884A, 1H885, 1H864 and 1H865.