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You’ve Graduated College- NOW WHAT?!

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Presentation on theme: "You’ve Graduated College- NOW WHAT?!"— Presentation transcript:

1 You’ve Graduated College- NOW WHAT?!

2 High School teacher + Volleyball Coach
Starting salary with coaching supplement 45,364 Monthly: After Tax:

3 University of Georgia MONTHLY COLLEGE: $889.28 Unsubsidized Loan N 120
$26,208 * 4 = 104,832 Total in-state cost (with room and board) 104, Parental help/scholarships = 88,832 Unsubsidized Loan N 120 I 3.76% PV 38832 PMT 388.74 FV PY/CY 12 Direct Subsidized Loan MAX: $50,000 N 120 I 3.76% PV 50000 PMT 500.54 FV PY/CY 12

4 2007 Acura TSX MONTHLY CAR: $188.76 Bank of America N 60 I 2.64% PV
10599 PMT 188.76 FV PY/CY 12

5 APARTMENT- Ashford Retreat
2 Bed/ 1 bath $885 MONTHLY APARTMENT: $442.50

6 Monthly Budget MONTHLY BUDGET: $1027.99 MONTHLY COST
MONTHLY COST Where/How you determined the monthly cost Cell Phone $60 (ATT) 3 GB advantage plan Internet $30 (ATT) U-Verse plan (bundle discount) Netflix $7.99 Personal Bill (ATT) Water $45 GIVEN Electricity/ Natural Gas $75 Car Insurance $100 Renters Insurance Health Insurance Gas (for car) $50 $25 fill up twice a month Food $400 How much food per week from grocery store bill (multiply by 4 weeks) Entertainment/Personal $80 Going to movies, comic books, etc. Savings Saving for Vacation

7 What’s left over INCOME $2,691.59 COLLEGE LOANS -889.28 CAR -188.76
APARTMENT MONTHLY EXPENSES -$ TOTAL 143.06

8 References COLLEGE JOB CAR APARTMENT OTHER

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