1. A year in the life… #Adulting

2. No extra monthly payment
Your high school car
Little Upgrade from high school
No extra monthly payment
$200/month
Choose a Car
Nice upgrade from high school
$3800/month
$600/month
Huge upgrade from high school

3. Was your college paid for?
How much are your loans?
Roll 1,2: $30,000
Roll 3,4: $50,000
Roll 5,6: $70,000
Was your college paid for?
Roll 1-5: NO
Roll 6: YES
$350/month
$575/month
$800/month
Did you go to college?

4. What is your monthly salary? Are you going to get married?
Roll 1: $1,000
Roll 2: $2,000
Roll 3,4: $2,500
Roll 5: $3,000
Roll 6: $4,000
If you didn’t go to college,
Roll 1,3,5: $1,500
Roll 2,4: $2,000
Roll 6: $3,000
Are you going to get married?
Congrats! You got a job!
Roll again for your spouse’s salary!

5. Monthly Expenses How many kids? Do you have kids?
Multiply the number of people in your household by $650.
How many kids?
The number you roll is how many kids you have!
Do you have kids?
Roll 1,2: NO
Roll 3,4,5,6: YES

6. January Pay your bills  Subtract all expenses.
Do you want to put anything into savings?
Your car needs its first oil change of the year. Pay $30!
PAYDAY!!!
Add your monthly salaries.

7. January It’s grandma’s birthday. Spend ___ on a gift.
Roll odd: $20
Roll even: $40
OHH! Something you have to have! You just spent $100, unless you roll a 1 or 6.
Someone needs to go to the doctor. You have to pay the $30 copay.

8. February Pay your bills  Subtract all expenses.
Do you want to put anything into savings?
Oh no! Flat tire. You need to buy a new one. Spend $200.
PAYDAY!!!
Add your monthly salaries.

9. Do you want to work extra hours to earn extra money? If yes, roll
1,2: +$100
3,4: +$300
5,6: +$500
February
Your car stutters this morning…
Roll 1-5: it starts
Roll 6: it doesn’t start. Pay $200.
Do you want to spend extra money to buy new clothes?
If yes: You just spent $100.

10. March Do you want to buy a new car? Pay your bills 
If yes, roll for car price.
Roll 1,2: $10,000
Roll 3,4: $20,000
Roll 5,6: $30,000
March
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
$200/month
$400/month
$600/month
PAYDAY!!!
Add your monthly salaries.

11. If you were approved, roll for house cost. Do you want to buy a house?
March
If you were approved, roll for house cost.
1,2: $150,000
3,4: $200,000
5,6: $250,000
OH NO! You used too much data on your phone and were charged a $15 overage fee.
Do you want to buy a house?
YES: Roll an odd and you get approved.
No change
+$100/month
+$250/month

12. Do you want to put anything into savings?
April
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
Look at all the cute puppies and kittens at the store!! And even reptiles and ferrets! Do you get one?
PAYDAY!!!
Add your monthly salaries.
If yes, you just spent $200.

13. April Your friend is needing some extra money. Do you loan them $500?
It’s another birthday! Roll to find out how much you spend:
Roll 1-3: $20
Roll 4-6: $50
Your friend is needing some extra money. Do you loan them $500?
Someone needs to go to the doctor. You have to pay the $30 copay.

14. Do you want to put anything into savings?
May
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
That doctor’s visit in April showed more problems. You have to pay your $500 deductible.
PAYDAY!!!
Add your monthly salaries.

15. May You go out to eat. Roll to see how much you spend.
Spring showers bring down some trees… onto your car  Pay your $500 deductible to get it fixed.
It’s time for an oil change in your car! Pay $30

16. Do you want to put anything into savings? It’s getting hot in here!
June
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
It’s getting hot in here!
(and your AC went out).
Pay $1000
PAYDAY!!!
Add your monthly salaries.

17. June Your lottery ticket won some money! Roll 3,4: $50 Roll 2,5: $100
Your baby threw your phone in the pool.
Roll 1-4: Fix phone for $200
Roll 5,6: Upgrade for $600
Vacay with the Fam Bamily! (maybe)
Roll 1, 3, 4, 6: Go on vacation and pay $2000
Roll 2, 5: Stay home and save your money

18. July Pay your bills  Subtract all expenses.
Do you want to put anything into savings?
Do you want to start saving up for college for your kids?
Roll 1,2: $20 per kid
Roll 3,4: $50 per kid
Roll 5,6: $75 per kid
PAYDAY!!!
Add your monthly salaries.

19. Back to school shopping! Clothes & school supplies! If you have kids.
July
You can get a promotion and make an extra $700 per month if you roll a 5 or 6
You have a garage sale. How much do you make?
Roll evens: $200
Roll odds: $400
Back to school shopping! Clothes & school supplies! If you have kids.
For 1-2 kids: $250/kid
For 3-4 kids: $150/kid
For 5-6 kids: $100/kid

20. August Pay your bills  Subtract all expenses.
Do you want to put anything into savings?
PAYDAY!!!
Add your monthly salaries.
It’s time for another oil change! Pay $30.

21. August Wedding bells are ringing!
You are in someone’s wedding.
Girls: $200
Guys: $100
If you have a pet, they need to go to the vet. Pay $200.
Someone in your family broke their arm. Pay $150 for the ER visit.

22. Do you want to put anything into savings?
September
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
It’s your birthday! You receive $200 as a gift.
PAYDAY!!!
Add your monthly salaries.

23. If you bought the new iPhone, you just spent $700
September
New iPhone comes out!
Do you want to buy it?
Your spouse gets a bonus!
Roll odd: +$300
Roll even: +$500
Your washer overflows and you have to replace the flooring in 2 of your rooms. Home insurance does not cover repairs and you have to pay $3,000.
If you bought the new iPhone, you just spent $700

24. Do you want to put anything into savings?
October
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
PAYDAY!!!
Add your monthly salaries.
It’s another birthday!
Roll 1-3: $20
Roll 4-6: $50

25. October Happy Anniversary! Roll 3-6: Dinner, pay $50
Roll 1,2: Go on a trip and pay $500
Your scratch-off ticket wins you $10! Woohoo!
Halloween Party! You spend $200. Do you want to buy or make your kids’ costumes?
Make Costumes: $10/kid
Buy Costumes: $25/kid

26. Do you want to put anything into savings?
November
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
PAYDAY!!!
Add your monthly salaries.
Oil change again! Pay $30

27. Black Friday shopping! Buy a few things for yourself!
Roll 1-3: $50
Roll 4,5: $100
Roll 6: $150
November
Cold season is among us! You have to go to the doctor. Pay the $30 copay.
THANKSGIVING
Roll 2,4: Host and pay $400
Roll 1,3,5,6: Bring one dish and pay $20

28. Do you want to put anything into savings?
December
Pay your bills 
Subtract all expenses.
Do you want to put anything into savings?
Christmas shopping!
Roll to see how much you spend on each person.
Roll 1,2: $50/person
Roll 3-5: $100/person
Roll 6: $500/person
PAYDAY!!!
Add your monthly salaries.

29. Family Christmas White Elephant Party
December
New Year’s Eve!
Roll 1,2,3: stay home and save that money!
Roll 4,5: $150
Roll 6: $300
You get a Christmas bonus. Roll 1-4: $500
Roll 5: $600
Roll 6: $750
Family Christmas White Elephant Party
You spend $10.