1. Grace Bible Church Glorifying God by Making Disciples of Jesus Christ

2. Biblical Financial Principles Selected Scriptures
God Owns It All – You Are a Steward
Matthew 25:14-30; Psalm 24:1; 89:11
1 Corinthians 4:2
Money is a Reflection of Your Heart
Matthew 6:21f; 1 John 2:15-17

3. True Success is:
1) Loving God – Matthew 22:37
2) Becoming Like Christ – Romans 8:29
3) Serving God & Others – Mark 10:45; Matthew 22:37,39

4. Giving Reflects Your Relationship with God
* Proverbs 3:5-10; 2 Corinthians 8:4
Christians Pay Their Taxes
* Matthew 22:16-21; Romans 13:7
* Proverbs 13:11

5. Debt is Unwise
Christians must repay their debts – Psalm 37:21; Proverbs 22:26-27
A) The interest works against you
B) Debt becomes a Trap
C) Debt mortgages the future – Prov. 22:7
D) Debt affects your spiritual life – Matthew 6:32; Luke 12:15
Proverbs 21:5

6. Questions to ask before borrowing:
Does it make economic sense?
Do my spouse and I have unity about taking on this debt?
Do I have spiritual peace of mind?
What goals / values am I meeting with this debt that can be net in NO other way?
Have I sought Godly counsel about it?

7. Investing is Wise
An investment is money that is used for the purpose of gaining a financial return
A) Invest with the right attitude & for the right reasons – 1 Timothy 6:6-10
i) To create additional wealth for God’s work – Acts 4:34
ii) To provide for family responsibilities Timothy 5:8; Proverbs. 13:22

8. Biblical Principles for Investing
B) Do not presume upon the future – James 4:13-15
C) Avoid hasty speculation & decisions Proverbs 28:20, 22
D) Avoid even the appearance of deceit Proverbs 13:11; 1 Thessalonians 5:22

9. Biblical Principles for Investing
E) Do not borrow to invest – Prov. 22:26,27
F) Carefully evaluate investment risk –
* Invest only surplus
* Don’t invest in what you don’t understand - Psalm 131:1
G) Be in unity with your spouse
H) Give to the Lord from the profits – Proverbs 3:9-10

10. Keep Your Financial Priorities in Order
Three areas of financial obligation:
1. Giving – Proverbs 3:9
2. Taxes – Romans 13:7
3. Debt retirement – Psalm 37:21
Two areas of financial discretion
1. Living expenses
2. Accumulation of wealth

11. Guaranteed Financial Success:
A) God owns it all, You are His steward
B) Money is merely a resource to accomplish other goals & obligations
C) Spend less than you earn and do that for a long time - Proverbs 13:11

12. Grace Bible Church Glorifying God by Making Disciples of Jesus Christ