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From: Consumer Bankruptcy, Bank Mergers, and Information *

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Presentation on theme: "From: Consumer Bankruptcy, Bank Mergers, and Information *"— Presentation transcript:

1 From: Consumer Bankruptcy, Bank Mergers, and Information *
Figure 1. Consumer insolvencies per 1,000 adults in Canada (1987–2008). From: Consumer Bankruptcy, Bank Mergers, and Information * Rev Financ. 2015;20(4): doi: /rof/rfv038 Rev Financ | © The Authors Published by Oxford University Press on behalf of the European Finance Association. All rights reserved. For Permissions, please

2 From: Consumer Bankruptcy, Bank Mergers, and Information *
Figure 2. Annual bankruptcy filings in an FSA per 1,000 individuals and annualized within FSA bankruptcy growth rates (1998–2003, excluding 2000). From: Consumer Bankruptcy, Bank Mergers, and Information * Rev Financ. 2015;20(4): doi: /rof/rfv038 Rev Financ | © The Authors Published by Oxford University Press on behalf of the European Finance Association. All rights reserved. For Permissions, please

3 From: Consumer Bankruptcy, Bank Mergers, and Information *
Figure 3. Distributions of bankruptcy filings pre-merger. From: Consumer Bankruptcy, Bank Mergers, and Information * Rev Financ. 2015;20(4): doi: /rof/rfv038 Rev Financ | © The Authors Published by Oxford University Press on behalf of the European Finance Association. All rights reserved. For Permissions, please

4 From: Consumer Bankruptcy, Bank Mergers, and Information *
Figure 4. Division of the markets (FSAs) into “treatment” versus “control” groups for TD’s acquisition of Canada Trust. The “treatment” group is “TD–CT” and the “control” group consists of “TD”, “CT”, and “O”. The number of FSAs in each category is provided for the year immediately preceding the acquisition using a 5 km radius around the centroid of the FSA. From: Consumer Bankruptcy, Bank Mergers, and Information * Rev Financ. 2015;20(4): doi: /rof/rfv038 Rev Financ | © The Authors Published by Oxford University Press on behalf of the European Finance Association. All rights reserved. For Permissions, please

5 From: Consumer Bankruptcy, Bank Mergers, and Information *
Figure 5. Results for the quarter-by-quarter difference in bankruptcy rates across treated and control groups. From: Consumer Bankruptcy, Bank Mergers, and Information * Rev Financ. 2015;20(4): doi: /rof/rfv038 Rev Financ | © The Authors Published by Oxford University Press on behalf of the European Finance Association. All rights reserved. For Permissions, please


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