1. Social Entrepreneurship
Capitalism
Community
Caring

2. Social Entrepreneur
Someone who recognizes a social problem and uses entrepreneurial principles to organize, create, and manage a venture to make social change.

3. Contrasting Business Entrepreneurs and Social Entrepreneurs
Business entrepreneurs typically measure performance in profit and return.
Social entrepreneurs assess their success in terms of the impact they have on society and often work through nonprofits and citizen groups.

4. Muhammad Yunus Founder and manager of Grameen Bank
Awarded a Nobel Peace Prize in 2006
Grameen Bank offers micro-loans in developing countries to allow small enterprises to flourish
Lifts people out of poverty.

5. Grameen Credit
Based on the premise that the poor have skills which remain unutilized or under-utilized.
Philosophy: It is not the lack of skills which make poor people poor.
Grameen believes that the poverty is not created by the poor, it is created by the institutions and policies which surround them.
Source:

6. Traditional 5 Cs of Creditworthiness
Character
Capacity
Capital
Collateral
Conditions

7. Changing the Fundamentals of Loans
Collateral—Properties or assets that are offered to secure a loan or other credit.
Collateral is a form of security to the lender in case the borrower fails to pay back the loan.

8. A Social Entrepreneur’s View… Focus on Character
Mutual trust
Accountability
Participation
Creativity