1. Guide to Stanley Stephens plan options
Health care 2018
Guide to Stanley Stephens plan options

2. Aetna medical insurance
If you are Enrolled or Enrolling for 2018:
Please return your Pink Election Sheet to Lesya as soon as possible.
If you intend to WAIVE Benefits for 2018:
Please return the Waiver Form to Lesya as soon as possible.
Aetna medical insurance

3. New plan – effective January 1, 2018 aetna ppo 5000 80/50 hsa e
Your Coverage remains an AETNA PPO
There is no change in Network
All services effective 1/1/2018 are subject to your Deductible
Once the Deductible has been satisfied:
Your cost share for Medical will be 20% of the Aetna Negotiated Rate
Your cost share for Prescription Drugs will be at the Co-Pay Schedule described subsequently
You do not need Referrals.
Pre-Certification & Prior Authorization may be required for certain services.

4. aetna ppo 5000 80/50 hsa e Maximizing your benefits
To maximize your benefits, you must use Aetna Providers.
Lab Work: Quest Diagnostics is your Designated Site for Lab Work
You are able to receive reduced rates:
At Urgent Care Centers
As an alternative to Emergency Room visits
At Out-Patient Surgical Centers or Free-Standing X-Ray Facilities
As an alternative to Surgical Procedures or High Level X-Ray/MRI, etc.
Aetna Navigator:
Website allows you to use Aetna’s Cost Estimator for Services as needed.
Track your Claims, Deductible Usage, Print ID cards as needed.

7. Aetna Medical & TASC HRA Reimbursement plan
Your new AETNA Medical Benefit has the following Deductibles:
$5,000 for Single
$10,000 for Employees with Dependents
EMPLOYER has funded the initial portion of your Deductible with a TASC Health Reimbursement Account (HRA) as follows:
$2,000 for Single
$4,000 for Employees with Dependents
Enrolled Employees will get (2) Identification Cards
1. Aetna PPO ID Card – No Referrals Required
2. TASC HRA Debit Card – Preloaded with Amounts Shown Above

8. How to use your tasc hra debit card
For Office Visits, Laboratory Tests, X-Ray Services, Therapy, In-Patient / Out- Patient Hospital Services.*
(* No Referrals needed. Pre-certification and Prior Authorization may apply.)
Present your Aetna ID Card to all Providers at Time of Service.
In most cases you will not be required to pay at Time of Service.
Provider will submit charges to Aetna.
Aetna will process the claim and send you a detailed Explanation of Benefits (EOB) indicating the amount you owe the Provider, based on what was applied to your Deductible for each Date of Service.
Provider will send you an Invoice with the corresponding amount for that Date of Service.
Pay your Provider: Call or mail the information listed on your TASC Debit Card to the facility for payment using your card as you would an ordinary credit or debit card.

9. Pharmacy instructions (retail & mail order prescriptions)
Present your Aetna ID Card
Pharmacy will charge you the Aetna Discounted Rate for each Prescription (which is then applied to your Deductible).
Pay the Pharmacy (or Mail Order) using the TASC HRA card, just as you would with any other credit/debit card.
Please Note:
The Pharmacy is usually the only place you use the TASC HRA card at the Time of Service.
The HRA card can be used at the Pharmacy for Prescription Drugs ONLY.