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Benefits for a new era in health care
Benefit Information Step inside the Clinic
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The New Benefits Story 24 years in business – 25+ million members
Benefits provided by - New Benefits, LTD 24 years in business – 25+ million members Considered the leader in non-insured health, personal security, financial, travel and leisure benefits Provides exceptional customer service and support through: Administration Print Services Billing Compliance NewBenefits.com
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Why Non-insured Benefits?
ACA Solution – Complements Health Plans (individual and group) Why Non-insured Benefits? Fills holes in existing health plans created by the ACA Help employees save money on healthcare by reducing out-of-pocket expenses Complement all health plans, especially HDHP Reduce claims experience Promote wellness initiatives Recruit and retain great employees Increase morale Keep employees at work with benefits like Teladoc and Doctors Online No limitation on how often benefits can be used
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It’s like a Virtual Health Clinic
It’s like a Virtual Health Clinic providing access to a broad range of services by , phone or video Board Certified Doctors Registered Nurses Psychologists Fitness Trainers Health Wellness Member Access Dietitians Medical Bill Saving Dentists Health Advocate Services Pharmacists Included in Hospital Indemnity and High Benefit Accident (optional for low benefit accident)
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Virtual Health Clinic Best-Selling Benefits for our Virtual Health Clinic Most Popular Clinic Teladoc Doctors Online Health Advocate Medical Health Advisor Medical Bill Saver™ Nurseline™ Pharmacy Card Lab Testing MRI & CT Scans Durable Medical Equipment Hearing Aids
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66% Teladoc Telehealth By Teladoc
of Emergency Room and physician visits are for common illnesses that Teladoc is able to treat for a fraction of the cost. –American Medical Association, 2013. watch video 24/7 access to U.S. board-certified physicians by phone or video consult Doctors can prescribe medication when needed No consultation fee Reduce absenteeism – employees get better quicker and miss less work for doctor appointments Lower claims experience – fewer employees seek care at a clinic or ER for non-emergency issues By Teladoc
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Health Advocate Nurseline By Health Advocate Nurseline™ (info)
24/7 access to experienced registered nurses by phone for trusted advice, referrals, and self-care information Services for non-English speaking callers and the hearing impaired Eliminates costly, unneeded visits to the doctor or ER Reduces absenteeism Improves productivity and employee satisfaction Employees become more informed healthcare consumers By Health Advocate
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Doctors Online Doctors on-line By eDoc America
Employees have access to many other medical specialties 24/7 access by or Smartphone app to doctors, pharmacists, psychologists, dentists, dieticians and fitness trainers Weekly health tip s from medical team Health Risk Assessments for monitoring health Empower employees to take control of their health and make more efficient use of healthcare dollars Appeals to Millennial demographic more info By eDoc America
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Health Advocate Medical Bill Saver By Health Advocate
Medical Bill Saver™ (info) More employees are responsible for the balance on uncovered medical bills, putting more strain on their wallets Advocates negotiate for uncovered medical or dental bills with a balance of $400 or more, which have not been submitted to insurance or previously discounted Easy-to-read Savings Result Statement that summarizes negotiation outcome Employees learn how to use their benefits wisely in the future – such as using in-network providers By Health Advocate
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Medical Health Advisor
Health Advocate Health Advocacy (info) Help employees successfully navigate the healthcare maze Personal Health Advocates are highly trained clinical, benefits and claims experts who are dedicated to getting the right answers and helping employees get the right care at the right time Help for: finding the right doctors, resolving claims and billing issues, explaining complex conditions, addressing elder care issues and more Employees focus on work, outcomes improve, benefits are maximized and burden on HR is lifted By Health Advocate
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70% Prescription Discounts Prescription Card
(info) 70% of Americans take at least one prescription drug, and more than half take two. –Mayo Clinic, 2013 10% to 85% savings on most medications at over 60,000 national and regional pharmacy chains as well as independent pharmacies National chains include Walmart, Walgreens and CVS Help employees save on out-of-pocket expenses and lower claims experience Drug pricing tool helps employees become smarter consumers
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Prescription Discounts
Lab Testing Prescription Discounts Direct access to over 1,500 major clinical laboratories nationwide where you can save 10% to 80% on typical costs for lab work. Find a location near you and order online or by phone. Sample Prices Test Retail Price Member Price You Save CWP* $535 $97 $448 PSA $107 $49 $63 Thyroid Panel w/THS $174 $45 $133 *Comprehensive Wellness Profile (CWP) with 50+ results includes: cbc, lipids, kidney, liver, glucose, electrolytes, bone and minerals.
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Prescription Discounts
MRI and CT Scans Prescription Discounts Members save 50% to 75% on usual charges for… MRI CT Scans Ultrasounds …at thousands of credentialed radiology centers nationwide. You will be referred to a certified radiologist based on condition, preferences and location.
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Durable Medical Equipment
Prescription Discounts Members have an easy way to order medical equipment online or by phone? Members save 20% to 50% on items such as Walking aids Wheelchairs Scooters Hospital beds Bathroom safety Orthopedic products Supplies are shipped to you the member.
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Prescription Discounts
Hearing Aids Prescription Discounts This program offers all of the latest technologies and models and has a network of more than 3,000 full service centers. Members call the toll-free number in the membership booklet to make an appointment. You will be given the closest locations for a free hearing evaluation. Highlights 35% discount off hearing aid prices Two year supply of hearing aid batteries with purchase Free initial hearing screening Two year warranty, with a one-time replacement for loss or damage Unlimited follow-up visits during the useful life of the hearing aid for cleaning and checkups 100% Service Satisfaction Guarantee during the first 60 days A free hearing screening every two years
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Optional buy-up benefits
It’s like a Virtual Health Clinic providing access to a broad range of services by , phone or video Board Certified Doctors Registered Nurses Psychologists Fitness Trainers Health Wellness Member Access Dietitians Medical Bill Saving Dental Network Health Advocate Services Pharmacists Vision Network
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Virtual Health Clinic PLUS
Optional buy up’s Virtual Health Clinic PLUS Virtual Health Clinic Teladoc Health Advocate - Nurse Line - Medical Health Advisor - Medical Bill Saver Doctors on line Health / Wealth Connection MRI & CT Scan Durable Medical Equipment Hearing Aid Savings + Lab Testing Aetna Dental Access Coast to Coast Vision PLUS
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Dental Benefit By Aetna Dental Access
Locate a Provider In most instances, members may save 15% to 50%* on services from general dentistry and cleanings to root canals, crowns and orthodontia. Over 92,500** dental practice locations through the Aetna Dental Access provider network. Save on routine dental services such as x-rays and fillings Save on specialty care such as orthodontics and periodontics where available. By Aetna Dental Access
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By Coast to Coast Vision
Vision Benefit Expand the Clinic and add a Vision Benefit Locate a Provider Save 20% to 60% on prescription eyewear including frames, lenses and specialty items like tints, coatings and UV protection at over 12,000 participating locations such as LensCrafters, Pearle Vision, Sears, JCPenney and Target Save 10% to 40% on soft contact lenses, including disposables, through America’s Eyewear mail order service. Save 10% to 30% on eye exams at participating locations. Save 40% to 50% off the national average on LASIK (other laser surgeries available at select locations) By Coast to Coast Vision
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Employee Experience My Member Portal Register
New Benefits provides support materials to educate employees on their benefit program including flyers, s, posters and more Employees are mailed a personalized membership card and booklet Employees can also view benefit information on MyMemberPortal.com Learn how to use benefits Share benefit experiences Also available on mobile devices and tablets Benefit portal
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Disclosures This plan is NOT insurance.
The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This discount card program contains a 30 day cancellation period. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box , Dallas, TX , Website to obtain participating providers: MyMemberPortal.com. Disclaimers: © 2014 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week.
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