1. Earthquake Brace + Bolt
ECA Regional Workshop
February 23, 2017
Sheri Aguirre
Managing Director
Earthquake Brace + Bolt

2. CEA ESTABLISHED AFTER NORTHRIDGE EARTHQUAKE
1984 Mandatory Offer (Earthquake insurance) Law.
1994 Northridge earthquake - huge insured loss
Insurance companies stopped writing HO insurance policies in CA
In response, CA State Legislature created the CEA
CEA is publically managed but privately funded
January 17, 1994

3. $20 Billion residential damage
NORTHRIDGE EARTHQUAKE
$20 Billion residential damage
Insurance companies stopped writing homeowners

5. CEA MITIGATION PROGRAM
Background
California Insurance Code Section :
“The board shall set aside in each calendar year an amount equal to 5 percent of investment income accruing on the authority’s invested funds, or five million dollars ($5,000,000), whichever is less, … to be maintained as a subaccount in the California Earthquake Authority Fund. The authority shall use those funds to fund the establishment of an Earthquake Loss Mitigation Fund.”
When CEA was created 20 years ago in statute, that statute also directed CEA to create a Mitigation Fund to be used for the benefit of all Californians– not just policyholders.
A percentage or our investment income was set aside for 20 years and it’s these funds that support our Mitigation Activities.

6. + = CEA MITIGATION PROGRAM Jointly Managed by CEA and Cal OES
Retrofit Incentive Program
Jointly Managed by CEA and Cal OES
First to Promote “Code-Compliant Retrofit”
More than 1 Million Homes Could Benefit + =
Teamed with Cal OES
To promote seismic retrofits of vulnerable single-family homes
Code-Compliance (2010) – Chapter A3

7. EBB PROGRAM Up to $3,000 Code-Compliant Retrofit Grown Every Year
Overview
Up to $3,000
Code-Compliant Retrofit
Grown Every Year
2017 Marks Year Four
2013/14 Pilot: 8 retrofits
2015: 530 retrofits
2016: 1,250 retrofits
2017: 2,000 retrofits (goal)
$3 Million from the State of California
cities and approx. 140 Zip Codes

8. EBB PROGRAM City Selection Process Bay Area and Los Angeles Area
Overview
City Selection Process
High hazard + high density of older homes
Bay Area and Los Angeles Area
2013/14 4 Zips in 2 Cities
ZIPs in 6 Cities
ZIPs in 18 Cities
ZIPs in 33 Cities

9. EBB PROGRAM For Houses to Qualify: Must be owner occupied ZIP Code
Overview
For Houses to Qualify:
Must be owner occupied
ZIP Code
House constructed pre-1979
Raised continuous perimeter concrete foundation
Sit on level ground or a low- slope site
Wood-framed walls (cripple walls) in the crawl space

10. EBB TARGETS CRIPPLE WALL FAILURE
Cripple wall collapse

11. EBB RETROFIT
Before
After

12. 2017 EBB 17 New Cities and 40 New ZIP Codes
Homeowner Registration is January 25 to February 27
Register Online

14. EBB CONTRACTOR DIRECTORY
Must complete free FEMA-training– 6 sections with quizzes and takes about 2 hours
Once Included free material to promote the program

15. PROGRAM MECHANICS Random Selection Process
Homeowners Accepted or Wait Listed
Have 8 Weeks to:
Select contractor and get permit, or
Do-It-Yourself and get permit
Six Months to Complete Retrofit
Upload Documentation for Approval
Grant to Homeowner or Contractor

16. PROGRAM OUTREACH AND EDUCATION
Contractors
Building Officials and Departments
City Managers
Mayors Offices
State and Federal Legislators