1. For financial institutions
NPO "Fund for the Development of Economics and Direct Investments
of the Chukotka Autonomous Region"
For financial institutions
Anadyr
2017

2. Conclusion of a cooperation agreement:
Guarantee fund
Guarantee fund is a regional guarantee institution, created for providing access to credit resources and other financial resources for small and medium-sized enterprises.
Cooperation of the Fund and credit institutions is possible in two ways
Conclusion of a cooperation agreement:
Decisions are made according to the competition results. Appropriate set of documents is required from financial institutions.
Making deposits
Decisions are made according to the competition results. Appropriate set of documents is required from credit institutions.

3. Invite to cooperate credit organizations leasing companies
Cooperation agreement
Invite to cooperate
credit organizations
leasing companies
It is possible to conclude a cooperation agreement in providing sponsorship
On credit contracts
Contracts in providing bank guarantees
Leasing contracts

4. For credit organizations
Requirements to organization* for an agreement conclusion
For credit organizations
License of the Central Bank of the Russian Federation
Positive auditing reports
Lack of sanctions applied by the Central Bank and non-execution of its requirements
Exercising mandatory standards
Experience in working of lending to SME no less than 6 months
Formed lending portfolio and (or) the bank guarantees
Specialized applications for working with small and medium-sized enterprises
Company regulatory documents
For leasing companies
Assignment a leasing company to a legal entity-resident of the Russian Federation
Lack of negative information in relation of business reputation
Lack of facts imposition of administrative sanctions of the previous year
Formed contract portfolio of financial lease (leasing)
Positive value of net worth and net equities of the previous report year
Nominal capital not less than 15 million of rubles
Lack of non-rescheduled outstanding receivables
Lack of the previous report year and quarterly date losses, causing declining of value net assets more than 25 %
Lack of overdue payments
Lack of imposing in the relation of a leasing company insolvency proceedings (bankruptcy)
*According to the order of choosing credit and financial organization, and also requirements and aspects of Fund cooperation with these organizations in the provision of sponsorships from year.

5. Don’t impose the insolvency proceedings (bankruptcy)
Requirements* to the small and medium-sized enterprises (SME)
The small and medium-sized enterprises according to section 4 of the Federal Act from № 209-ФЗ
Registration and activities on the territory of Chukotka Autonomous Region
Lack of outstanding receivables of the tax charged, duties and other compulsory payments
Don’t impose the insolvency proceedings (bankruptcy)
Provision of returning means of financing and payment of interest in the part, which is not supported by Fund sponsorship
Attract funding on financing agreement for implement primary activities**
*According to the order of choosing SME, organizations, forming infrastructure of support SME, and also requirements to them and aspects of Fund cooperation with these organizations in the provision of sponsorships from
**The capacity of sponsorships, providing for trade development may not exceed 50 % of the total amount of sponsorships.

6. The order of receiving sponsorship by SME
Application of a borrower to a financial organization
Review of an application, document analysis and examination of the borrower’s financial position, decision of issuing credit
Fund sponsorship is suggested to a borrower if there are any weaknesses in its financial provision
If a borrower agrees to receive a sponsorship the bank sends an application to Fund
Fund makes a decision about sponsorship provision
Conclusion of three arty contract with a financing organization and SME

7. Deposit placement
Conclusion of an agreement for 2017 year about deposit placement is offered according the following lots:
Only credit organizations with necessary set of documents*, are allowed to take part in the competition.
Following the result of the competition there can be several winners.
Lot1
rubles
1 year
Lot 2
Lot 3
rubles
Lot 4
rubles
6 months
Lot 5
*According to annex №3 about the order of investing and (or) temporarily open funds since

8. Requirements to credit organizations* for deposits placement
A general license of the Central Bank of the Russian Federation;
Company’s own fund at a rate of not less than 50 million rubles according to the Central Bank;
International rating of long-term creditworthiness according to the following rating agencies: FitchRatings or Standart&Poor's;
Term of a company’s activities is not less than 5 years since its registration
Lack of enforcement action applied by the Central Bank of the Russian Federation;
Lack of arrears with the Central Bank of the Russian Federation during the last 12 years, and the lack of arrears in bank deposits, which placed earlier at Fund expense;
Participation of a company in the compulsory deposit insurance system of a private customer in the Russian Federation banks.
*According to the order of investing and (or) temporarily open funds placement from

9. Basic criterion: Additional:
The criteria for the competition for deposit placement
Basic criterion:
Proposed interest rate
Additional:
Monthly interest charges on deposit, without the possibility of unilateral change of interest rate downward during the period of validity of the contract;
Absence of commissions and fees for performing deposit account operations;
Possibility of complete or partly premature exemption of a deposit at the latest 10 working days from the date when the bank receipts the notification about exemption without any profit loss.

10. Detailed information and documents you can find
in our website
Director of NPO “Fund for development economy and direct investments in Chukotka AR”
Plotnikova Olga Sergeevna
Тel.: 8(42722) ,
Anadyr, Chukotka Autonomous Region, Otke St, 2