1. Let’s Get Ready To…
STUDY ABROAD!!!

2. Processing time for a new passport can run about 4-6 weeks; apply early to avoid expedite fees of $100….and stress!!!
If you have a passport, it must be valid 6 months beyond your return date
IP will need a copy of the identification page or your actual passport
Application instructions in your packet-don’t delay!!!!!

3. Participant List Summer 2014
Name Home address Home phone
Smith, Joey 1433 College Ave, Point
NOTE: your first and middle name should be your ‘legal’ name as on your passport. If they don’t match, you could be denied boarding on the airplane.
Home address: emergency contact address and phone #
Please make changes on your MyPoint, under MyProfile

4. FINANCIAL AID
Renew your FAFSA no later than March 15—DON’T DELAY!
Revise your award to include your additional study abroad educational expenses with the UWSP Financial Aid Office
Check your current financial aid award for possible direct loan funding due to change in class standing
Common types of student loans after Perkins or Direct are PLUS Direct (Parent) or Alternative/Private Student Loan
Complete loan instructions can be found at

5. SAMPLE Financial Aid Award
Aid Program
Summer
Fall
Spring
TOTAL
Pell Grant
$1000
$2000
4000
Sub Fed Direct Loan
$1833
$1834
5500
Unsubsidized Direct Loan
$666
$668
2000
Wisc Higher Ed Grant $0
$563
$562
1125
Other Loan (alter-
native or private student loan)
3000

6. STUDENT LOANS Perkins Direct (subsidized/unsubsidized) Plus Direct
Awarded on a need basis
Direct (subsidized/unsubsidized)
maximum award for juniors and seniors $7500 for academic year
Interest rate is fixed
Plus Direct
If your parent is interested in borrowing in order to assist paying for your study abroad
Complete instructions on financial aid website
Alternative/Private Student Loan
Repayment not expected until you are out of school
Not every lending institution offers the alternative student loan program. View options on FastChoice on
Financial aid website has more information. Carefully compare all aspects of program, not just the interest rate
Interest rate: variable & fixed

7. PAYMENT SCHEDULE December 1 Feb. 15 March 15 April 15
$ non-refundable Arrangement Fee is applied toward program cost
Feb. 15
$1, ALL Students, including those students receiving financial aid, are required to make this first payment as it is needed for your airline/housing reservations in Europe and CWES fee.
Financial Aid Students: renew your FAFSA for no later than March 15. NOTE: If you did not accept all your current student loan funds OR you changed class standing after Fall 13, check with the Financial Aid Office to see if you are eligible for more funds.
Awarding of financial aid (includes summer 2014) will begin the first week of May. Complete Study Abroad Financial Aid Revision Form and submit to he Enrollment Service Center, room 106, SSC . Bring in revised award to Linda, IP for issuance of Deferred Payment Form.
March 15 April 15
$1, $1,000.00
May 15
$1,000.00
June 15
final balance: approx. $ for Wisconsin residents
PLEASE WAIT UNTIL YOU RECEIVE A FINAL BILL BEFORE SENDING IN YOUR LAST PAYMENT. (bills handed out while at CWES)

8. RESIDENCY
Tuition surcharge for non-residents is $500 (instead of approx. $1,900 for on-campus students)
Minnesota resident surcharge around $175 with approved Minnesota reciprocity

9. Program Costs/Payments
Your final program cost is calculated and announced in May. At that time, we finalize group costs and participant numbers with our overseas universities and travel agents, receive final invoices, and lock in exchange rates with our final payments
Payment Schedule is included in today’s packet. Final payment is due June 15; cost estimate $7100-$7600 for Wisconsin residents.

10. FORMS PACKET
Flight ballot; flight schedule needs to be exactly the same.
Course registration form
Bank deposit form
Legal forms
Complete all forms and turn in Feb. 18

11. FINAL TIDBITS…
Look at your current award on MyPoint, finances, financial aid award & status to check for availability of direct loan funds
Unusual circumstance form (loss of income)
Independent students (24 yrs. +) are eligible for possibly more grants and $5000 unsubsidized Direct Loans
Individual advising—please bring in your award

12. An investment in your future Don’t let finances stop you…
…they didn’t