1. 1.03 Lifestyle Money Changes Health Laws

2. Understand Lifestyle Components
Personal
Leisure
Community responsibilities
Learner
Family
Parenting/caretaker
Home/vehicle maintenance
Transportation
Financial planning
Preparation/planning of meals, clothing and healthcare
Work
Work hours/location
Education/Life long learner
Travel
Taking work home
Working at home

3. Where does all the money go?
Community
Clubs/membership dues
Neighborhood
Taxes
Family
Childcare
Housing
Healthcare/insurance
Food
Clothing
Recreation
Maintenance (house and vehicle)
Utilities
Savings
Work
Education cost
Transportation
Union dues

4. 4 Types of Changes Planned (predictable) Unplanned (unpredictable)
Voluntary
Involuntary

5. Life Changes with Family
Marriage
Birth or adoption
Family members in need of financial assistance
Aging parents in need of care
Death of spouse/family member
Receipt of inheritance
Separation or divorce
Boomerang child

6. Life Changes with Occupation
Starting a new career
Changing jobs
Starting your own business
Becoming unemployed/laid off
Being promoted/demoted
Life long learning
transfer

7. Life Changes with Health
Becoming disabled
Growing older
Chronic/terminal illness
Fitness/diet plan
Smoking/alcohol use

8. Why do people work? Earn money/income
Interact with other who have similar interests
Achieve self fulfillment
Establish prestige/lifestyle
Contribute physical and mental health
Establish an average self expression

9. Laws/Agencies Family Medical Leave Act (FMLA)
16 weeks, protects males/females
Equal Employment Opportunity Commission (EEOC)
Enforces laws to prevent unfair treatment
Medicare
Over age 65, health insurance
Medicaid
Health insurance, in a financial need
Worker’s Compensation
Guarantees financial assistance if hurt at work
Unemployment Insurance
State/federal program, pays benefits to you if laid off

10. Laws/Agencies Rehabilitation Act of 1973
1st legislation to prohibit discrimination against people with disabilities
Consolidated Omnibus Budget Reconciliation Act (COBRA)
Gives employees have ability to continue health insurance coverage after leaving employment
Age Discrimination Act of 1992
prohibit discrimination against aged 40-70
Americans with Disabilities Act
Gives civil rights protection to those provided on the basis of race, religion, sex, age (EEOC administers these laws)
Occupational Safety and Health Act (OSHA)
Ensures safe working conditions for labor force
Vocational Rehabilitation Services
Free to those that meet the eligibility guidelines
Fair Labor Standards Act
Set minimum wages, requires over time pay, restricts employment of minors