1. STATE OF HOUSING - NAMIBIA
PRESENTATION BY MR. WILLEM G TITUS, SENIOR MANAGER: BD & OPERATIONS OF THE NATIONAL HOUSING ENTERPRISE AT THE 2016 INTERNATIONAL HOUSING ASSOSIATION INTRERIM MEETING, DURBAN SOUTH AFRICA
STATE OF HOUSING - NAMIBIA
03 NOVEMBER 2016

2. Name of Organization: National Housing Enterprise
The Organization
Country: Namibia
Name of Organization: National Housing Enterprise
Mandate and objective of NHE
National Housing Enterprise (NHE) was established by an Act of Parliament, (Act 5 of 1993) with the object to:
To provide and finance housing needs for inhabitants of Namibia
NHE is 100% Government owned
CORE BUSINESS OF NHE: Provision of housing which involves;
Acquisition of land
Housing Construction
Provision of housing loans

3. Market Segmentation

4. Namibia Housing Economic Statistics
Population: 2.3 million
Population Growth: 1.4%
GDP: USD 11billion
GDP Growth: 3.4%
GDP Per Capita: USD
House Price Index: 17%
Consumer price Index: 6.9%
Unemployment rate: 28%
Home Loan base rate: 11.75%
NHE Strategy Report (Prepared by Divine Business Solutions © 2008)

5. Namibia Housing Context
To date the national housing backlog - 110 000 housing units, which number is growing at an annual rate of about 3700 units.
NHE waiting list –
Overwhelming informal settlements present in all urban centers in the country.
More than 73% of Namibians do not have access to credit facilities offered by the financial service sector and consequently cannot afford to buy urban land and housing.

6. How is Social Housing Addressed in Namibia
Introduction of the Mass Housing Development Programme – Started in 2013
Key Program Outputs and Investment:
Total number of houses to be built: 185 000
Total Investment: N$ 45 billion
Annual Investment: N$ 2.5 billion
Land Servicing Cost per plot: N$ 75 000
Housing Construction Cost: N$ 280 000
Informal Settlements Upgrading: 50 000 households
Number of houses to be built in the first two years: 8 850 (5400 Built)
Number of plots to be serviced in the first two years: 10 200
Timeframe: 18 years in line with Vision 2030
Introduction of the Mass Urban Land Servicing Programme – Started 2015

7. How is Social Housing Addressed in Namibia
Annexure 2: BREAKDOWN OF THE COST AND PRICES OF MHDP HOUSES
TYPE OF HOUSE
SELLING PRICE BEFORE COST
LAND COST
TRANSFER FEES
BOND REGISTRATION FEES
15% GST
TRANSFER DUTY
STAMP DUTY ON TRANSFER
STAMP DUTY ON BOND
PETTIES
LOW TARIFF FEES
DEEDS FEES
FINAL SELLING PRICE ON DEED OF SALE D1
54,212.00
10,000.00
2,000.00
1,600.00
540.00 -
380.00
600.00
68.00
70,000.00
CORE 5
73,082.00
2,700.00
1,800.00
675.00
475.00
90,000.00
CORE 6
205,505.00
3,800.00
2,400.00
930.00
1,165.00
225,000.00
CORE 7
CORE 8
428,450.00
5,500.00
4,000.00
1,425.00
2,300.00
442,875.00
CORE 9 (CON)
439,399.00
1,500.00
2,365.00
453,964.00
CORE 9
431,954.00
2,325.00
446,404.00
ONDULI
493,390.00
6,800.00
4,600.00
1,710.00
2,650.00
510,350.00
NAUTE (S)
452,750.00
6,000.00
2,450.00
467,900.00
NAUTE (ENS)
466,016.00
1,590.00
2,505.00
481,311.00
FALCON
456,464.00
471,614.00
PELICAN
477,292.00
2,550.00
493,232.00
OTJIMBURU
596,305.00
7,600.00
5,200.00
1,920.00
160.00
3,200.00
615,745.00
SPITZKOPPE
695,651.00
8,400.00
5,800.00
2,130.00
1,200.00
3,600.00
719,181.00
HARDAP
654,176.00
760.00
3,450.00
675,066.00

8. Key Challenges
Lack of common strategic objectives and direction – everyone pulling in their own direction
Inefficient utilization of the limited resources allocated to the housing sector
No matching between the financial resources allocation to housing Program and service infrastructure
Limited capital injection in housing and land development and hence small housing stock produced

9. Key Challenges (continued)
Limited access to affordable serviced land, especially in the urban areas.
Inflexibility in the current land tenure system acerbates lack of right to land ownership and development of it by holders.
Increase in house prices due to high input costs and limited supply of housing stock.
Legislative, policy and regulatory constraints – slow land delivery

10. Government Intervention
Introduction of the Mass Housing Development Programme – Started in 2013
Introduction of the Mass Urban Land Servicing Programme
NHE’s Request for Funding Proposal – Intention to deliver 5000 housing units over the next 4 years

11. THANK YOU !