1. Oct 12 to Oct 20
Qtr

2. October 12 Attendance Subs Introduction & ground rules Khan Academy
Personal Finance
Advice for Individuals
All Videos (17 minutes) & Reading
50-60 Word Reflection – Savings and Budget
ed to Mr. Spangler
EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry?
LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices.
Standard: Crse: STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals.
CRSE: STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan.
Crse: : STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

3. October 13 Khan Academy 50-60 Word Reflection – Intro to Interest
Personal Finance: Interest and debt
Compound Interest basics (15 Minutes)
Compound interest introduction
The rule of 72 for compound interest
Interest basics (34 minutes of Videos)
Introduction to Interest
Interest (part 2)
Why interest rates go up and down
How rising of falling interest rates might affect you
50-60 Word Reflection – Intro to Interest
ed to Mr. Spangler
EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry?
LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices.
Standard: Crse: STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals.
CRSE: STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan.
Crse: : STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

4. October 17 Khan Academy 50-60 Word Reflection – Credit cards and loans
Personal Finance: Interest and Debt
Credit Cards and Loans (30 minutes of videos)
Annual percentage rate(APR) and effective APR
What is an APR
How credit card interest is calculated
Impact of only paying the minimum payment
Institutional roles in issuing and processing credit cards
50-60 Word Reflection – Credit cards and loans
ed to Mr. Spangler
EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry?
LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices.
Standard: Crse: STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making Develop a budget and a savings plan Analyze relationship between resources and the attainment of lifestyle goals.
CRSE: STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan.
Crse: : STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

5. October 18 Khan Academy 50-60 Word Reflection – FICO and Housing
Personal Finance: Interest and Debt & Housing
Credit Cards and Loans (ALL videos total 45 minutes)
Payday Loans
FICO scores and credit bureaus
Housing
Introduction to balance sheets
More on balance sheets and equity
Home equity loans
Renting versus buying a home
50-60 Word Reflection – FICO and Housing
ed to Mr. Spangler
EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry?
LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices.
Standard: Crse: STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making Develop a budget and a savings plan Analyze relationship between resources and the attainment of lifestyle goals.
CRSE: STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan.
Crse: : STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

6. October 19 Khan Academy 50-60 Word Reflection – Renting vs. Buying
Personal Finance - Housing
Housing (ALL videos total 38 minutes)
The true cost of renting a place
Is buying a home always better?
What happens when housing depreciates
Renting vs. buying (detailed analysis
50-60 Word Reflection – Renting vs. Buying
ed to Mr. Spangler
EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry?
LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices.
Standard: Crse: STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making Develop a budget and a savings plan Analyze relationship between resources and the attainment of lifestyle goals.
CRSE: STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan.
Crse: : STD 5.02 Identify the characteristics and responsibilities of organizational leaders.

7. October 20 Khan Academy 50-60 Word Reflection – Taxes Basic
Personal Finance: Taxes
Basics of US Income tax rate schedule
Tax Deduction introduction
Standard and itemized tax deductions
AMT overview
Alternative minimum tax
Estate tax introduction
Tax brackets and progressive taxation
Calculating federal taxes and take home pay
50-60 Word Reflection – Taxes Basic
ed to Mr. Spangler
EQ: how will I be able to identify that I can establish effective resource management skills from a leadership in my industry?
LG: I will … be able to distinguish between a need and a want, be able to develop a budget and savings plan, and see the value of resources and lifestyle choices.
Standard: Crse: STD 1.5 Develop a personal growth project STD 5.02 Distinguish between a need and a want, 5.03 Explain how values and goals affect decision-making Develop a budget and a savings plan 5.05 Analyze relationship between resources and the attainment of lifestyle goals.
CRSE: STD 1.05 Develop a personal growth project. STD 8.02 Distinguish between a need and a want. , 8.03 Explain how values and goals affect decisions., 8.04 Develop a budget and savings plan.
Crse: : STD 5.02 Identify the characteristics and responsibilities of organizational leaders.