1. GRADE 4 FINANCIAL LITERACY. GRADE 4 FINANCIAL LITERACY
GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY
GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY GRADE 4 FINANCIAL LITERACY

2. HERE ARE TODAY’S CATEGORIES
Family Feud Template
Introduction Slide – Family Feud!

3. EARNING INCOME

4. BUYING
GOODS AND SERVICES

5. SAVING

6. USING CREDIT

7. FINANCIAL INVESTING

8. PROTECTING AND INSURING

9. BUYING GOODS AND SERVICES PROTECTING AND INSURING
EARNING INCOME
USING CREDIT
FINANCIAL INVESTING
SAVINGS
$100
$100
$100
$100
$100
$100
$200
$200
$200
$200
$200
$200
$300
$300
$300
$300
$300
$300
$400
$400
$400
$400
$400
$400
$500
$500
$500
$500
$500
$500
FINAL JEOPARDY

10. BANKS PAY YOU THIS WHEN YOU SAVE YOUR MONEY AT THEIR INSTITUTION.
ANSWER: What is INTEREST? (SS.4.FL.3.5)

11. WHAT IS INTEREST?
ANSWER: What is an EBSR test item? (Evidence-Based Selected Response)

12. IN FLORIDA, THIS 7% TAX IS ADDED TO THE PURCHASES OF GOODS AND SERVICES.
ANSWER: What is SALES TAX? (SS.4.FL.1.8)

13. WHAT IS
SALES TAX?
ANSWER: What is SALES TAX? (SS.4.FL.1.8)

14. MARCEL WANTS TO PURCHASE A VIDEO GAME WHICH RETAILS FOR $50
MARCEL WANTS TO PURCHASE A VIDEO GAME WHICH RETAILS FOR $50. MARCEL WILL PAY THIS AMOUNT ONCE 7% SALES TAX IS ADDED.
ANSWER: What is $64.20? (SS.F.FL.1.8)

15. WHAT IS $53.50?
ANSWER: What is $64.20? (SS.4.FL.1.8)

16. GOOD COMMUNICATION SKILLS, LISTENING SKILLS, AND THE ABILITY TO WORK WELL WITH OTHERS ARE SOME SKILLS THESE INDIVIDUALS LOOK FOR.
ANSWER: What are managers/employers? (SS.4.FL.1.1)

17. WHAT ARE MANAGERS/EMPLOYERS?
ANSWER: What are managers/employers? (SS.4.FL.1.1)

18. THE TERM USED TO DESCRIBE THE PAY THAT EMPLOYEES WHO EARN A FIXED AMOUNT OF MONEY YEARLY RECEIVE.
ANSWER: What is salary? (SS.4.FL.1.3)

19. WHAT IS SALARY?
ANSWER: What is salary? (SS.4.FL.1.3)

20. DANIEL WANTS TO PURCHASE A NEW PAIR OF SNEAKERS TO WEAR TO THE MOVIES WITH HIS FRIENDS THIS WEEKEND. CONSUMING A GOOD, A SERVICE, OR A LEISURE ACTIVITY ARE EXAMPLES OF THIS.
ANSWER: What are ECONOMIC WANTS? (SS.4.FL.2.1)

21. WHAT ARE ECONOMIC WANTS?
ANSWER: What are ECONOMIC WANTS? (SS.4.FL.2.1)

22. FOOD AND SHELTER ARE EXAMPLES OF THIS.
ANSWER: What are NEEDS? (SS.4.FL.2.2)

23. WHAT ARE NEEDS?
ANSWER: What are NEEDS? (SS.4.FL.2.2)

24. TO MAKE MORE INFORMED CHOICES ABOUT YOUR SPENDING, THIS PRACTICE HELPS YOU BETTER MANAGE YOUR INCOME BY PRIORITIZING YOUR NEEDS, LIMIT SPENDING ON WANTS, THUS ALLOWING YOU TO SAVE MORE.
ANSWER: What is develop a BUDGET PLAN? What is a BUDGET? (SS.4.FL.2.7)

25. WHAT IS DEVELOP A BUDGET PLAN?
WHAT IS A BUDGET?
ANSWER: What is develop a BUDGET PLAN? (SS.4.FL.2.7)

26. THIS TERM REFERS TO THE BEST ALTERNATIVE WHEN YOU MAKE AN ECONOMIC CHOICE?
ANSWER: What is an OPPORTUNITY COST? (SS.4.FL.2.4)

27. WHAT IS OPPORTUNITY COST?
ANSWER: What is an OPPORTUNITY COST? (SS.4.FL.2.4)

28. CLIPPING COUPONS, BUYING ITEMS ON SALE, RESEARCHING THE PRODUCT BEFORE GOING TO THE STORE ARE ALL CHARACTERISTICS OF THIS.
ANSWER: What is a SMART CONSUMER? (SS.4.FL.2.7)

29. WHAT IS A SMART CONSUMER?
ANSWER: What is a SMART CONSUMER? (SS.4.FL.2.7)

30. ANABELLE IS SAVING HER MONTHLY ALLOWANCE OF $40 TO PAY FOR AN END OF YEAR FIELD TRIP TO ORLANDO, FLORIDA. IF SHE SAVES HALF HER MONTHLY ALLOWANCE FOR SIX MONTHS, SHE WILL HAVE THIS AMOUNT OF MONEY.
ANSWER: What is $120? (SS.4.FL.3.4)

31. WHAT IS $120?
ANSWER: What is $120? (SS.4.FL.3.4)

32. REVENUE FROM THESE ARE USED TO PAY FOR ESSENTIAL PUBLIC SERVICES AT THE LOCAL, STATE, AND FEDERAL LEVEL.
ANSWER: What are TAXES? (SS.FL.3.1)

33. WHAT ARE TAXES?
ANSWER: What are TAXES? (SS.4.FL.3.1)

34. CHELSEA OPENED A SAVINGS ACCOUNT WITH $100 ON HER SEVENTH BIRTHDAY, WHICH EARNS 4% INTEREST PER YEAR. THIS IS THE DOLLAR AMOUNT OF INTEREST SHE WOULD EARN ON HER $100 AT THE END OF THE YEAR.
ANSWER: What is $4?

35. WHAT IS $4?
ANSWER: What is $4? (SS.4.FL.3.5)

36. MARIA GOT $50 FOR HER BIRTHDAY AND DEPOSITS IT IN THE BANK
MARIA GOT $50 FOR HER BIRTHDAY AND DEPOSITS IT IN THE BANK. SHE EARNS THIS FOR LETTING THE BANK USE HER MONEY.
ANSWER: What is INTEREST?

37. WHAT IS INTEREST?
ANSWER: What is INTEREST?

38. JOSE HAS A $1000 BANK CERTIFICATE OF DEPOSIT (CD) WHICH EARNS 8% INTEREST PER YEAR. IF HE HOLDS ON TO THE CD FOR THREE YEARS, HE COULD EARN THIS AMOUNT OF INTEREST.
ANSWER: What is $80?

39. WHAT IS $240?
ANSWER: What is $80?

40. THE PRICE YOU PAY FOR BORROWING MONEY.
ANSWER: What is INTEREST? (SS.4.FL.4.1)

41. WHAT IS INTEREST?
ANSWER: What is INTEREST? (SS.4.FL.4.1)

42. MOST CONSUMERS RELY ON THIS TO PAY FOR THE PURCHASE OF A CAR, HOME, AND/OR COLLEGE OVER TIME.
ANSWER: What is CREDIT? (SS.4.FL.4.2)

43. WHAT IS CREDIT?
ANSWER: What is CREDIT? (SS.4.FL.4.2)

44. TO AVOID BEING CHARGED INTEREST FOR BORROWING ON HIS CREDIT CARD, LUIS DOES THIS AT THE END OF EACH MONTH.
ANSWER: What is PAY BALANCE WITHIN THE GRACE PERIOD? (SS.4.FL.1.4)

45. WHAT IS PAY BALANCE WITHIN THE GRACE PERIOD?
ANSWER: What is PAY BALANCE WITHIN THE GRACE PERIOD? (SS.4.FL.1.4)

46. THIS CAN HAPPEN TO YOUR INTEREST RATE IF YOU MISS A PAYMENT OR PAY LATE.
ANSWER: What is INCREASE? (SS.4.FL.4.2)

47. (OR YOUR INTEREST RATE IS INCREASED)
WHAT IS INCREASE?
(OR YOUR INTEREST RATE IS INCREASED)
ANSWER: What is INCREASE? (SS.4.FL.4.2)

48. ONLY PAYING THIS AMOUNT ON YOUR CREDIT CARDS EACH MONTH WILL ACCRUE MORE INTEREST AND NEVER GET YOU OUT OF DEBT.
ANSWER: What is PAYING THE MINIMUM amount? (SS.4.FL.4.2)

49. WHAT IS PAYING THE MINIMUM AMOUNT?
ANSWER: What is PAYING THE MINIMUM amount? (SS.4.FL.4.2)

50. MARLON INVESTS A PORTION OF HIS SAVINGS ON SHARES OF APPLE STOCK WITH THE INTENTION OF SELLING IT FOR MORE THAN HE PAID FOR IN THE FUTURE. MARLON IS INVESTING IN THIS.
ANSWER: What is the STOCK MARKET? (SS.4.FL.5.1, SS.4.FL.5.2)

51. WHAT IS THE STOCK MARKET?
ANSWER: What is the STOCK MARKET? (SS.4.FL.5.1, SS.4.FL.5.2)

52. THIS IS THE MAXIMUM NUMBER OF SHARES OF AMAZON STOCK ISABELLA COULD PURCHASE WITH $1000 IF THE STOCK IS CURRENTLY TRADING FOR $700 ON THE NEW YORK STOCK EXCHANGE (NYSE).
ANSWER: What is 1 SHARE? (SS.4.FL.5.1, SS.4.FL.5.2)

53. WHAT IS 1 SHARE?
ANSWER: What is 1 SHARE? (SS.4.FL.5.1, SS.4.FL.5.2)

54. IN ORDER TO MAXIMIZE YOUR ABILITY TO SAVE MONEY YOU NEED TO DO THIS…
ANSWER: What is REDUCE SPENDING?

55. WHAT IS REDUCE YOUR SPENDING?
ANSWER: What is REDUCE SPENDING?

56. DEREK IS SAVING HIS $20 WEEKLY ALLOWANCE TO SAVE FOR A $60 VIDEO GAME
DEREK IS SAVING HIS $20 WEEKLY ALLOWANCE TO SAVE FOR A $60 VIDEO GAME. IT WILL TAKE HIM THIS AMOUNT OF TIME TO HAVE ENOUGH MONEY TO PURCHASE THE GAME.
ANSWER: What is THREE WEEKS?

57. WHAT IS THREE WEEKS?
ANSWER: What is THREE WEEKS?

59. THIS TYPE OF EXPENSE IS TYPICALLY SPENT ON LEISURE ACTIVITIES, SUCH AS GOING TO THE MOVIES.
ANSWER: What is a FLEXIBLE EXPENSE?

60. WHAT IS A FLEXIBLE EXPENSE?
ANSWER: What is a FLEXIBLE EXPENSE?

61. POSSIBLE THINGS THAT COULD HAPPEN, USUALLY WITH NEGATIVE CONSEQUENCES.
ANSWER: What are RISKS? (SS.4.FL.6.1, SS.4.FL.6.2)

62. WHAT ARE RISKS?
ANSWER: What are RISKS? (SS.4.FL.6.1, SS.4.FL.6.2)

63. KYLE FREQUENTLY RIDES HIS BICYCLE TO SCHOOL WITHOUT A HELMET
KYLE FREQUENTLY RIDES HIS BICYCLE TO SCHOOL WITHOUT A HELMET. HE IS RUNNING THIS TYPE OF RISK?
ANSWER: What is a HEALTH RISK or risk of INJURY? (SS.4.Fl.6.1, SS.4.FL.6.2)

64. WHAT IS RISK OF INJURY? (OR HEALTH RISK)

65. TAKING PRECAUTIONS SUCH AS PURCHASING INSURANCE AND INSTALLING FIRE ALARMS DO THIS?
ANSWER: What is MINIMIZE RISK? (SS.4.FL.6.3)

66. WHAT IS MINIMIZE RISK?
ANSWER: What is MINIMIZE RISK? (SS.4.FL.6.3)

67. INDIVIDUALS PURHCASE THIS TO HELP PROTECT THEIR VALUABLE POSSESSIONS
INDIVIDUALS PURHCASE THIS TO HELP PROTECT THEIR VALUABLE POSSESSIONS. IT PROMISES PAYMENT FOR A SPECIFIC POTENTIAL LOSS.
ANSWER: What is INSURANCE? (SS.4.FL.6.4)

68. WHAT IS INSURANCE?
ANSWER: What is INSURANCE? (SS.4.FL.6.4)

69. MARIA’S PARENTS INSTALLED FIRE ALARMS THROUGHOUT THEIR HOME TO PROTECT THEIR FAMILY FROM THE RISK OF THIS.
Answer: What is FIRE or PROPERTY DAMAGE/LOSS, INJURY/ILLNESS, or FINANCIAL LOSS? (SS.4.FL.6.4)

70. WHAT IS FIRE OR PROPERTY DAMAGE/LOSS, INJURY/ILLNESS, OR FINANCIAL LOSS?
Answer: What is FIRE or PROPERTY DAMAGE/LOSS, INJURY/ILLNESS, or FINANCIAL LOSS? (SS.4.FL.6.4)

72. INCREASING YOUR FINANCIAL LITERACY WILL HELP YOU ACHIEVE THIS IN THE FUTURE.
ANSWER: What is FINANCIAL SUCCESS?

73. WHAT IS FINANCIAL SUCCESS?
ANSWER: What is FINACIAL SUCCESS?