1. Woolwich mortgages from Barclays
An Introduction
Company confidential

2. Introducing Woolwich mortgages from Barclays
Our products – general overview
Our policy – getting to know us
Customer focus –
First time buyers
Movers
Remortgagers
Buy to Let
Our Service – working with us
Contact Details
Questions?
For intermediary use only

3. Our products - general overview
Innovative, award winning residential products for First Time Buyers to Movers to Remortgagers including:
Family Springboard
Offset
Great EscapeTM
Participation in Government Schemes
Help to Buy 1 and 2
Shared ownership
Experts in large loans lending
Established Buy to Let proposition
A lender for the long term – competitive End of Term products
All of our mortgage products are available to all of our distribution channels
For intermediary use only

4. Our policy – getting to know us
Phone your local Intermediary Relationship Manager or the Intermediary Business Centre on *
Calls may be monitored and/or recorded for security and training purposes. For BT residential customers, calls will cost no more than 4.5p per minute, plus 15p call set-up fee (current at January 2014). The price on non-BT phone lines may be different. For BT business customers, calls will cost no more than 4.5p per minute, min call charge 6p (current at January 2014). The price on non-BT phone lines may be different. Calls to 0800 numbers are free if made from a UK landline.
For intermediary use only

5. Customer focus – First Time Buyers
90% LTV products available as standard
Up to 5.5 x income multiples (subject to individual borrowing circumstances)
Product solutions including:
The Family Springboard Mortgage
95% LTV product
A helpful solution which offers attractive rates similar to lower LTV products for the home buyer, thanks to the unique addition of linked funds from a “Helper”
Help to Buy 2
95% LTV products
Fixed rate deals
Available on new build
Maximum loan sizes apply
For intermediary use only

6. Customer focus – Movers
90% LTV products available as standard
Barclays Loyalty Mortgages
Lower application fees for our personal current account customers
£800 per month for 3 consecutive months
Offset
A very flexible solution
Future Fix
A new type of product for those who want to track now and fix in the future – look at our current product range
Switch and Fix
A feature of all our tracker products - for those wanting to take advantage of a tracker rate today with no ERC when they switch to a fixed rate
For intermediary use only

7. Customer focus – remortgages
Up to 90% LTV now available
Great Escape TM
Up to 85% LTV
No legal, valuation or application fees
Cashback
Switch and Fix
A feature of all our tracker products
Switch and Save
Available on our tracker products
No legal or valuation fees
Procuration fees for retention
For rate switches we pay procuration fees
For intermediary use only

8. Customer Focus – Buy to Let
125% rental calculation (based on pay rate)
75% LTV borrowing on new build flats
First time landlords
£20,000 minimum income requirement
Up to 4 properties
£1 million maximum amount borrowing per property
£3m maximum aggregate borrowing with Woolwich
For intermediary use only

9. Our service - working with us
Decision in Principle
Binding decision providing the information submitted is accurate
Scan and Send for all your supporting documents
Alongside your case submission
Dedicated Underwriter for your case
Direct dial details given once your case has been submitted
Case Tracking
The most up to date position on your case available whenever you need it
For intermediary use only

10. Contact Details Intermediary Support
Our Intermediary Business Centre in Cardiff – *
Lending Support
Assistance on lending decisions *
For decisions on lending over £600k –
Residential and Buy to Let Mortgage Servicing *
Valuations
Procuration fee queries -
Calls may be monitored and/or recorded for security and training purposes. For BT residential customers, calls will cost no more than 4.5p per minute, plus 15p call set-up fee (current at January 2014). The price on non-BT phone lines may be different. For BT business customers, calls will cost no more than 4.5p per minute, min call charge 6p (current at January 2014). The price on non-BT phone lines may be different. Calls to 0800 numbers are free if made from a UK landline.
For intermediary use only

11. Questions? Speak to your BDM
'The Woolwich' and 'Woolwich' are trademarks of Barclays Bank PLC which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No ). Barclays Bank PLC. Registered in England. Registered No Registered Office:1 Churchill Place, London E14 5HP. Buy to Let mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
For intermediary use only