1. BUILDING SUSTAINABLE COMMUNITIES
MICHAEL SCOTT MATER FOUNDATION
BUILDING SUSTAINABLE COMMUNITIES
Main page
Adam Krynicki
GMLI Program Manager

2. Agenda About MSMF Our Sustainable Focus
Green Business Planning Classes
What is a Green Micro Loan?
Program Details
Get Started

3. BUILDING SUSTAINABLE COMMUNITIES Sustainable Solutions
Our Vision
We envision sustainable communities – socially, economically, and environmentally.
BUILDING SUSTAINABLE COMMUNITIES
Sustainable
Resources
Sustainable
People
Sustainable
Economies
Green Microloans
Sustainable Solutions
School for School
Promoting the development and of green technologies and sustainable practices throughout the world
Providing cross cultural exchange, volunteer opportunities
Provide financial resources, literacy and financial resource to under resourced community

4. About MSMF Our Mission Green Microfinance Mission
The mission of MSMF is to create opportunities for individuals and communities by providing financial resources, work-force training, cross cultural exchanges and sustainable solutions to real world challenges.
Green Microfinance Mission
Founded in 2008 by US Army Veterans, MSMF is a 501 (c)(3) international non-profit organization that creates sustainable communities through empowering individuals.
The mission of the GMLI is to empower entrepreneurs to realize their full potential by providing financial literacy, green business planning classes, and access to capital.

5. Green Business Plan Classes
Business Classes
Our workshops focus on a different aspect of the business plan each class. Each class is designed for students to actually complete different components of their plan.
Community Mentors
MSMF provides resources to small businesses by providing mentorship and connecting them with other business owner or mentors in the industry.
One-on-One Coaching
Work with a member of our team one-on-one to flush out the details of your business plan.

6. Start Up Business
If you are building a new business, our program is designed to teach you:
How to design, implement, and market sustainable products or services
How to structure your business for legal and accounting purposes
How to a write a full business plan
How to incorporate sustainable business practices to save you money and positively impact your community

7. Expanding Your Business
If you are an existing business, our program is designed to teach you:
How to build a stronger business by examining innovative ways of doing business
How to improve your current business practices
How to scale your business
How to incorporate sustainable business practices to save you money and positively impact your community

8. What’s a Green Micro Loan?
mi·cro·loan  [mahy-kroh-lohn]
–noun
a very small, short-term loan at low interest, especially to a start-up company or self-employed person.
A micro-loan is an OPPORTUNITY
First, let’s talk about micro-lending. What is a micro-loan? At MSMF, we believe that a micro-loan is more than an loan. It’s an opportunity.
How is this different than a traditional bank loan? While MSMF takes precautions to mitigate risk, our loan requirement are more flexible, so folks with imperfect credit or those lacking collateral have the opportunity to access capital.

9. Micro Loan Application Requirements
Viable business plan that includes a sustainability plan
Financial considerations
Character considerations
Satisfactory attendance in Green Business Planning Class
Regularly meet with coach & mentor (as needed)
Active participation in reporting & evaluation
Eligibility for different loan types depends on your business plan and your financial need. You will assess these needs throughout the business planning course.

10. Typical Micro Loans
Business Loans up to $50,000: for established profitable businesses
Start-Up Loans up to $30,000: for businesses with 6 months in operation, but that are not yet profitable.
Transition Business loans up to $30,000: for the purchase of an existing business or a change in business location
*Not everyone will qualify for a micro loan. The process is selective due to the nature of business. Because an additional unpaid loan would create financial hardship, it is a disservice to issue a loan to a candidate who cannot repay.

11. Previous Micro Loans in Charlotte
Grady Parker has been trying to open a veteran’s shelter for years in Charlotte. After receiving a lifetime grant from the Department of Veteran’s Affairs,
he needed a small loan to get him started. MSMF gave him a loan of $20,000 and helped him leverage over $50,000 from multiple sources. After years of waiting, the project is moving ahead as planned.
MSMF helped Thomas take his idea for an energy audit and weatherization business from idea to reality by helping him build his business plan, and by giving him the money he needed to buy equipment. Thomas was able to use this loan and pay off this loan within 6 months.
Grady Parker
Charlotte, NC
Loan Amount: $ 20,000
Thomas Elijah
Charlotte, NC
Loan Amount: $ 2,800

12. Success Stories

13. Get Started Go to : www.msmf.org
As you may know, the year abroad has the potential to be a truly outstanding year of your life, academically, socially and personally. Here are a few quotes from recent year abroad students…
Go to :
Click on the link for the Green Micro Loan Program. Click on the “Sign up for a Workshop” button.

14. Questions? Thank you! 2133 SouthEnd Dr , Suite #108
Charlotte, NC 28203
(980)
Thank you!