2. TO CHARGE OR NOT TO CHARGE?
Personal Financial Literacy

3. Essential Questions What are the pros and cons of shopping online?
How do I protect my personal information when shopping online?
When is it best to use a credit card?

4. 1. How often do you make a purchase online?
Rarely, less than once per month
Occasionally, probably once a month
Frequently, maybe once a week
Daily

5. 2. How often do you make a purchase at a brick and mortar store within the community?
Rarely, less than once per month
Occasionally, probably once a month
Frequently, maybe once a week
Daily

6. 3. When you shop online, what do you purchase most frequently?
Entertainment (movie tickets, music, games, event tickets, etc.)
Personal items (clothes, shoes, grooming, accessories, etc.)
Big-ticket items (gaming consoles, TV, smart phone, etc.)
Other (something not listen in the other categories)

7. 4. When you shop, how do you pay for most purchases?
Usually with cash
Usually with credit card
Usually with debit card

8. Pro/Con Activity
Get out notebook paper and fold that paper in half lengthwise.
At the top of the first column, write ADVANTAGES.
At the top of the second column, write DISADVANTAGES.
With your partner, discuss the advantages and disadvantages of online shopping.

9. To Charge or Not to Charge?
Research the credit card assigned to you.
Find out about annual fees, interest rates, penalties for late or non-payments, and any discounts or special offers.
Write a paragraph/summary of what you find.
Cite the website where you found the information.