1. Requirements Specifications for Web Portal Application
Gruh Finance Limited
Requirements Specifications for Web Portal Application

2. Gruh Finance Limited Date Version Description Revisions Made Author
Gruh Finance Limited requires a web based Information and Document Management Application to manage the flow of information and documents for new Loan Applications upto the level of collection and verification of all required information.
Revision History:
Date
Version
Description
Revisions Made
Author
1st Aug, 2016
1.0
Requirements Specifications
Nirmal Shah

3. Gruh Finance Limited Stakeholders: Administrators Branch Managers
Bank Staff
Advocates
Valuation Personnel
Verification Agents
Call Center / 3rd Party Data Entry personnel
GRA
Customer / Prospect
** Gruh Finance Limited has 180 branches across India. An Area Manager is responsible for Multiple Branches. Each user should see data of his / her own sandbox. The information displayed to a user about a given application should be based on his role.

4. Gruh Finance Limited
Flow:

5. Gruh Finance Limited
Hierarchical Access Scope:

6. Gruh Finance Limited
Permission based Access Scope:

7. Gruh Finance Limited Part-I: Inquiry can orginate from
Portal - the website will have a functionality added which allows prospective clients to request for a loan online. All requisite data will be entered by the user on this form.
The application will have a verification mechansim to weed out spam applications.
Once an inquiry is generated, it should become visible to the Branch Manager of the Branch / Area selected by the Applicant.
The Branch Manager will be provided a Task List of all new Inquiries that need to be acted upon.
The Branch Manager will allocate a particular Inquiry to one of the Staff Users of his own branch.

8. Gruh Finance Limited Part-I (Continued...):
Each Staff User will have a Task List to manage the Inquiries assigned to them. The Staff User who has been assigned the Inquiry is responsible for communicating with the Customer | GRA | 3rd Party Agents to procure the required information and documents.
All communication should be managed through the application. Triggering of an would be required at each level.
In case of multiple applicants on a loan application, the required information and documents are to be procured for each applicant.
The Staff User upon collecting all the required information and documents marks the process as complete for the collection phase and sends the application back to the Branch Manager.

9. Gruh Finance Limited Part-II:
The Branch Manager, based on the requirements of each application, further assigns to
Advocate
Verifications Person
Valuations Person
During the assignment, the Branch Manager can choose to select the documents to be shared to each of the person independently.

10. Gruh Finance Limited Part-II (Continued...):
The Advocate, Verifications Person & Valuations Person will have their own Task Lists of applications assigned to them.
Each will be able to see the details of the application on need-to-know basis along with the application specific documents shared with them.
The Advocate, Verifications Person & Valuations Person will be provided a functionality to provide notes and upload their Report for each application.
Once all the information and documents for the loan application are received from all required agencies, the supporting data gathering / information and verifications process is considered to have been completed.
The Branch Manager will be able to view the status for each Application in his task list.

11. Gruh Finance Limited Part-III:
Integration with ERP running on Intranet.

12. Gruh Finance Limited Database Server Client Web Server Application
Server Architecture:
Database
Server
Client
Web Server
Application
Server
File Server

13. Gruh Finance Limited
Choosing of Technology/ Frameworks should satisfy the following scenarios…:
It should be open source.
It should be based on Industry standards.
It should support object oriented programing and MVC architecture.
Code should be modularized and clean.
It should be easily acceptable by other development team with lesser learning curves.
It should be scalable. It should support the large no of users.

14. Gruh Finance Limited HTML5, CSS3, Bootstrap
Technologies to be used…
Front-End:
HTML5, CSS3, Bootstrap
JQuery, Angular JS, JQuery template
Ajax, JSON
Business Layer:
Spring Framework
Apache Log4j
Juni
Back-End:
Spring Data
MySQL / PostgreSQL
JDK 1.7
Tomcat 7

15. Gruh Finance Limited
Architecture:

16. Gruh Finance Limited Modules List: Master Modules Designation
City | State | Country
Area
Branch
Role
User
Customer / Prospect
Individual
[Bank Staff | Branch Manager | Advocate | Verifications Personnel | Valuations Personnel etc.]
Document Type / Purpose

17. Gruh Finance Limited Modules List (Continued...):
Prefix Managers / Numbering Sequences:
Application No.
Document No.
Modules:
Loan Application [Create / Edit]
Loan Application Search
Loan Applications Detail View
[different stakeholders will be shown a subset of data based on need-to-know basis]
Assign Loan Application [by Branch Manager]
multiple assignments to bank staff / advocate/ valuations personnel / verifications personnel etc.

18. Gruh Finance Limited Modules List (Continued...):
Task Lists- list of Applications assigned for further processing:
GRA
3rd Party Agency
(this needs to be confirmed)
3rd Party Documents Collector
Verifications Personnel / Agent
Advocate
Valuations Personnel
Bank Staff
Branch Manager

19. Gruh Finance Limited Modules List (Continued...): Input Forms:
Modules to allow input of data and uploading of documents tagged to an application.
Loan Application
[Customer | GRA | 3rd Party Agent]
3rd Party Agency
(this needs to be confirmed)
Verifications Personnel Form
Advocate Form
Valuations Personnel Form

20. Gruh Finance Limited Modules List (Continued...): Reports:
[displayed data will be restricted to the applications under the given Area / Branch]
List of new Loan Applications received
by date range
by Area / Branch
by Source [Portal / GRA / 3rd Party Agents]
Loan Application Status
MIS Report
No. of Applications by Area
** Every assignment task should automatically fire an to the receipient.
** All Images being uploaded should be automatically compressed.

21. Gruh Finance Limited Milestone-1: Requirement Gathering
Milestones:
Milestone-1:
Requirement Gathering
Detailed Scope document
Prototype Creation & Approval
Milestone-2:
Development of Masters & Data Import
User Management
Masters
Geographical Locations Data Upload
Bank Branches Information Data Upload
User Data Upload

22. Gruh Finance Limited Milestone-3: Loan Application Inquiry Management
Milestones (Continued...):
Milestone-3:
Development Part-I modules
Loan Application Inquiry Management
Assignment and Data and Documents Collection Modules defined in Part-I
Milestone-4:
Development Part-II modules
Assignment and Data and Documents Verification Modules defined in Part -I
Milestone-5:
Integrated Testing & UAT
Milestone-6:
Go Live

23. Gruh Finance Limited