1. TOGETHER we are the BEST!

2. Our Foundation…
Private Health Services Plan
Designed by CRA in 1988 (IT 339r2)
Incentive for Small Businesses

3. PHSP Meaning of a “Private Health Services Plan“
Contributions made by a business on behalf of Employee are Tax-Deductible
Owner/Employee receives these contributions Tax-Free
Presence of a third-party administrator is required, Olympia Benefits Inc.

4. How does it Work? example…earning $85,000 Olympia Plan Vs. No Plan
$3,000
Medical Expense $0
Income Tax on $3,000*
$1,688
$300
Administration Fee $0 $0
Medical Tax Credit
($223)
$3,300
Net Cost
$4,465
$1,165
SAVINGS $0
METC is based on expenses exceeding $2,109.
*Assumes Marginal Tax Rate of 36%.

5. Who Qualifies? How do I know if an Olympia Plan is right for me?
Ask yourself these 3 questions:
Do I own a Business? (Incorporated or Unincorporated)
Do I have Medical Expenses?
Do I pay Tax?
If you answered “Yes” to all three of these questions
then the Olympia Plan will save you money.

6. 3 Types of Olympia Benefit Plans

7. YELLOW REFERRAL SHEET IN PACKAGES
Possible Markets…
YELLOW REFERRAL SHEET IN PACKAGES
Chiropractor
Orthodontist
Naturopathic Doctor (ND)
Registered Massage Therapist (RMT)
Dentist
Acupuncturist
Optometrist
Denturist
Psychiatrist
Many More
Expand upon “drugs deemed experimental”

8. CHIROPRACTOR - example
Your Natural Market?
CHIROPRACTOR - example
FRONT DESK STAFF
Step 1. ASK THE PATIENT WHEN THEY COME TO PAY FOR THEIR TREATMENT - "Do you own a business or are you self-employed?
Step 2. ASK THE PATIENT - "Would you like to make today's treatment tax-deductible?"
Step 3. HAND THE PATIENT OLYMPIA BROCHURE AND TELL THE PATIENT - "In order for today's treatment to qualify for the Olympia plan you need to sign up by the end of the month.  I will have Wayne Byers contact you to assist you with the enrollment process. He helps our patients to get set up and submit their first claim. Can we have Wayne give you a call?”

10. Why the Olympia Plan? National Best Agents – provide advice
No monthly premium
No deductible or co-insurance
Wide range of eligible expenses
No upper age limits
Inclusive definition of dependant
Encourage claims
Easy Process

11. Olympia Benefits STRENGTH
Publicly Traded – Internal/External Auditors
Dedicated Customer Service Centre - Calgary
Average claim processed in less than 48 hours
Service over 40,000 plans in Western Canada
No Disclaimers
Online Claims
Experience and Expertise - Administered PHSP plans for over 16 years

12. Online Customer/Agent Access
Go to: MY OLYMPIA
Login Username: Password: olympia
For the Customer:
Reports
Claim Forms
Account Balance
For the Advisor:
Commission Reports
Customer Claims Reports
Resources – Forms, Policies, etc.

13. Optional
Insurance Plans

14. Out Of Country/Province Emergency Travel Medical
Coverage paid by Business vs. Personally
Overall Maximum per Insured Person:
$5,000,000 per Coverage Period
Coverage up to age 70
No Deductible
Coverage Period: 35 days per Trip
Additional Top up travel days available
No Exclusions on sports deemed hazardous (e.g. scuba diving)
90 Day Pre-Ex (required stability)
Rate Schedule:
Employees aged 0-54 years
Premium $120/Year or $10/Month
Employees aged years
Premium: $192.00/Year or $16/Month
Guaranteed Approval
No Medical Underwriting
Maybe split into two slides?

15. Exceptional Expense Insurance
No Deductible
Coverage up to Age 70, convertible up to age 80
Benefits are Worldwide
6 Month Pre-Ex Exclusion
Guaranteed Approval
No Medical Underwriting
Covered Expense
Maximum Benefit
Benefit Term
Ambulance ($1,500 per-trip maximum)
$5,000
Calendar Year
Accidental Dental
Convalescence Home Care
$10,000
Semi-Private Hospital
Private Duty Nursing
Mobility Assistive Devices
Rate Schedule:
$7/Month or $84/Year

16. Plan Costs? ONE TIME SET-UP FEE: $375 (one-person corporation)
If spouse receives T4 income, the number of employees to be enrolled is two (Set-up Fee is then $415).
Travel and Exceptional Expense Insurance is optional.
ONE TIME SET-UP FEE: $375 (Sole Proprietor)
Mandatory Insurance Component. Travel Insurance or Exceptional Expense Insurance must be purchased.
Plan 2 is exempt from GST on Set-up fees and all future admin costs.
ONE TIME SET-UP FEE: $335 + $40 per employee
(For businesses with arm’s-length employees)
Travel and Exceptional Expense Insurance is optional.

17. Your Support… Resident Experts Agent Services Kevin Wheeler
Wayne Byers, Randy McCord, Melody Jackson, Mike Chapman, Gio Alberti, etc.
Agent Services
Kevin Wheeler

18. National Best FAST START Contest:
August 1 – October 31
2 Plans = 4 movie passes
5 Plans = $50 Gift Card to Best Buy + 4 movie passes 
10 Plans = $100 Gift Card to Best Buy and entry into iPad 3 draw
18 Plans = iPad 3
Monthly Prizes of $100 gift card for most sales each month during Aug, Sept and Oct.

19. THANK YOU!