1. Who is
ACE USA?

2. ACE at a Glance a brief background
Established in 1985 by Fortune 500 companies to provide excess liability coverage
Headquartered in Hamilton, Bermuda
Listed in 1993 on the New York Stock Exchange - NYSE : ACE
Assets of $31 billion
On July 2, 1999 acquired CIGNA’s US and International P&C operations
Now in 47 countries and 50 US states
Year Gross Written Premiums of $7.6 billion
Combined ratio in 2000 of 95.5%

3. Countries and Territories with ACE Group Operations
Argentina, Australia, Austria,
Belgium, Bermuda, Brazil,
Canada, Chile, China,
Colombia, Denmark, Ecuador,
Finland, France, Germany,
Gibraltar, Greece, Guam,
Honduras, Hong Kong, Indonesia,
Ireland, Italy, Japan,
Korea, Macao, Malaysia
Mexico, Netherlands, New Zealand,
Nicaragua, Nigeria, Norway,
Pakistan, Philippines, Puerto Rico,
Saudi Arabia, Singapore, South Africa,
Spain, Sweden, Switzerland,
Taiwan, Thailand, Turkey,
United Kingdom, United States,
U.S.Virgin Islands, Venezuela,
Vietnam

4. ACE at a Glance Principal Operations
ACE Bermuda - which includes
ACE European Markets
ACE Paget Re
ACE Financial Solutions International
CODA
ACE PCC
Sovereign Risk
ACE INA Holdings - which includes
ACE Europe / ACE Far East ACE Asia Pacific / ACE Latin America
ACE USA / ACE Canada
ACE Financial Solutions
ACE Accident & Health Group
ACE Consumer Solutions Group
Westchester Specialty Group
ACE Global Markets (Lloyds)
ACE Tempest Re
ACE Financial Services - which includes
ACE Capital Re
ACE Guaranty Re

5. ACE USA Susan Rivera - President & CEO
Business Groups
ACE Risk Management
Professional Risk
Specialty P&C
ESIS

6. ACE USA Specialty P&C Group Ed Zaccaria - business group President
Global Property
Energy
Power Products
Commercial Marine
US International

7. Specialty P&C Group US International
U.S. International (USI) underwrites casualty coverages for the overseas exposures of U.S. based multi-national companies (MNC).
It also provides a variety of cash flow and guaranteed cost products and services for the MNC customer. USI offers a unique package of casualty, workers compensation, property, and AD&D (with other additional optional coverages available) for businesses and individual exposures outside the U.S.
Specialists in
Standard & Specialty Casualty
Captives and Cash Flow Funds movement
Admitted / Non - admitted Foreign insurance packages

8. Specialty P&C Group US International ctd
Target Customers
U.S.-based multi-national companies
U.S exporters
Governmental, non-profit, school, and church groups conducting foreign activities
Affinity groups
Key Competitive Advantages
Ties with ACE Global network assure superior overseas service delivery
Advantage package product offers additional core coverages, subject limits and optional coverages
partnering with other ACE USA units allows for a full range of global coverages and programs including cash flow, finite, and hedge/trigger coverages

9. Specialty P&C Group USI / International Advantage
Based in Wilmington, DE
underwriting,processing, management
Branch Offices in 13 cities
11 specially trained business development specialists with underwriting authority
Underwritten by ACE American Insurance Company

10. Specialty P&C Group USI / International Advantage
Basic Package
Commercial General Liability
Commercial Automobile Liability
Employer’s Responsibility
Executive Assistance
Commercial Property
Additional Coverage Extensions
Kidnap and Extortion
International Medical & AD&D