1. Near Field Communication (NFC)
Prepared by: Celeste Ng, 19th May 2017
The contents in this ppt are direct quotes from source: Cameron Faulkner, 2017, “What is NFC? Everything you need to know,” URL:

2. What is NFC – (http://www.techradar.com/news/what-is-nfc )
How does “tap-and-go services like Apple Pay, Android Pay and ...” work?
NFC chips stocked inside credit cards for contactless payments are nothing new.
NFC is a feature in nearly every phone these days
more enticing誘人- [the use of NFC in] your smartphone, or even your smartwatch, as a way to digitize your entire wallet.
a method of wireless data transfer ...
... enables technology in close proximity to communicate without the need for an internet connection.

3. How does NFC work – (http://www.techradar.com/news/what-is-nfc )
evolved from radio frequency identification (RFID) tech,
An NFC chip operates as one part of a wireless link.
Once it's activated by another chip,
small amounts of data between the two devices can be transferred when held a few centimeters from each other.
Identify us by our enabled cards and devices

4. How does NFC work – (http://www.techradar.com/news/what-is-nfc )
Phone’s NFC Chip ....
Every mobile OS maker has their own apps that offer unique NFC functionality.
Android users have the widest variety to choose from.
The most well-known option is Android Pay, ... allowing you to access your funds for contactless payments. 
Samsung Pay, ... is available for Samsung phone users in the US, and expected to land in the UK soon.
But NFC functionality on phones isn't limited to payments.
There's also Android Beam [an app], which was implemented way back in 2011 in Android Ice Cream Sandwich 4.0 [Android mobile OS] as a nifty [handy], simple process that allows for the transfer of photos, contacts and directions by holding two phones together.

5. How does NFC work – (http://www.techradar.com/news/what-is-nfc )
NFC Chip is in ....
Apple's phones from the iPhone 6 and iPhone 6 Plus onwards also have NFC functionality, as do the Apple Watch and Apple Watch 2, .... for Apple Pay
Microsoft's Windows 10 Mobile will be able to use Microsoft Wallet, though currently this is only available in the US.
Simply hold it close to a contactless payment terminal and instantly, like swiping a credit card, the payment will complete.