1. ryat iSaxaNa saMsqaocao QanaMjayarava gaaDgaIL ka^laoja Aa^f ka^masa- saatara IBPS ba^ikMga spQaa- prIxaa maagadSa-na koMd` naaNaobaajaar Money Market p`a.inalaoSakumaar gaurva Aqa-Saas~ ivaBaaga C~ptI iSavaajaI ka^laoja saatara

2. naaNaobaajaar Money Market
ma^Dna va na^Dlar ‘‘naaNaobaajaar mhNajao ASaI yaM~Naa kI ijacyaaWaro Alp maudtIcaI kjao- idlaI jaatat AaiNa ivaiSaYT doSaacyaa ikMvaa jagaacyaa iva<aIya vyavaharapOkI bahutok vyavahar yaa yaM~Naomaaf-t pUNa- kolao jaatat’’ ‘‘Money market is a mechanism through which short tram funds are loaned and through which a large part of the financial transactions of a particular country or of the world are cleared’’ Madden and Naddler ko saI ca^kao ‘‘naaNaobaajaar mhNajao Asao izkaNa kI jaoqao Alp maudtIsaazI inaQaI kjaa-} idlaa jaatao AaiNa Gaotlaa jaatao.’’ money market may be defined as a place where short tram funds are bought and sold K C Chacko RBI Alp maudtIcyaa iva<aIya maalama<aaMcao vyavahar krNaaro koMd` mhNajao naaNaobaajaar haoya ho koMd kja- maagaNaaMáyaa Alp maudtIcaa kja-purvaza krto va Qanakaolaa raoKtaa p`aPt k$na doto. ‘‘A Money market is the center for dealing mainly of short term character is monetary assets. It meets the short term requirements of borrowers and provide liquidity’’ RBI

3. naaNaobaajaar Money Market
BaartIya naaNaobaajaar saMGaiTt xao~ AsaMGaiTt xao~ ]pbaajaar 1.RBI 1.saavakar 1 maagaNaI kja- baajaar 2 saava-jainak xao~atIla 2 sarafI poZIvaalao 2 huMDI baajaar vyaaparI ba^Mka 3 NBFI 3 KajagaI xao~atIla ba^Mka 4 sahkarI ba^Mka vyaaparI huMDI baajaar kaoYaagaar huMDI baajaar 5 ivadoSaI ba^Mka idvasaIya kaoYaagaar huMDI baajaar 4zova p`maaNap~ baajaar 5 vyaaparI p~ baajaar

4. naaNaobaajaar Money Market
naaNaobaajaaratIla saaQanao Instruments of Money Market 1 maagaNaI doya kjao- Call Money A. AlpsaUcanaa kjao- Short Notice Loan ba. t%kaladoya kjao- Demand Loan 2 vyaaparI huMDyaa Commercial Bills 3 vacanaica{I Promissory Notes 4 kaoYaagaar huMDyaa Treasury Bills A. 91 idvasaIya kaoYaagaar huMDyaa ba. 182 idvasaIya kaoYaagaar huMDyaa k. 364 idvasaIya kaoYaagaar huMDyaa D. 14 idvasaIya maQyaisqat kaoYaagaar huMDyaa [. 14 idvasaIya kaoYaagaar huMDyaa 5 zova p`maaNap~o Certificate of Deposits 6 vyaaparI p~o Commercial Papers 7 idnaaMikt sarkarI p`itBaUtI Dated Government Securities 8 ropao AaiNa irvhsa- ropao Repo and Reverse repo 9 AaMtrba^k sahBaaiga%va p`maaNap~ Inter-Bank Participation Certicate

5. naaNaobaajaar Money Market
naaNaobaajaaratIla vyavahar Operations in Money Market
maagaNaI doya kja-baajaaratIla vyavahar Operations in Call Money Market
kaoYaagaar huMDI baajaaratIla vyavahar Operations in t-Bill Market
3. vyaaparI huMDI baajaaratIla vyavahar Operations in Commercial Bill Market
1.vaTava baajaar Discount Market
2.svaIkRtI baajaar Acceptance Market
4.vyaaparI p~baajaaratIla vyavahar Operations in Commercial Paper Market
5.zova pmaaNap~aMcyaa baajaaratIla vyavahar Operations in Certificate of Deposit Market

6. BaaMDvala baajaar Capital Market
$d` va d<a maQyama va dIGa-kalaIna kjaa-cao vyavahar krNaaáyaa Qanakao va ?NakaoMcyaa saMGaiTt sva$palaa BaaMDvala baajaar Asao mhNatat. raola^D ra^ibansa samaBaaga ?Nap~o kja-raoKo va tarNa yaaMcyaa saahayyaanao dIGa-kalaIna kjaa-caI dovaaNaGaovaaNa krNaarI saMsqaa%mak vyavasqaa mhNajao BaaMDvala baajaar haoya RBI BaaMDvala baajaar mhNajao Asao koMd` kI jao trla eovajaaMcao dIGa-kalaIna vyavahar krto.

7. BaaMDvala baajaar Capital Market
BaartIya BaaMDvala p`NaalaI sarkarI raoKo baajaar ivakasa iva<aIya saMsqaa iva<aIya maQyasqa saMsqaa AaOQaaoigak raoKo baajaar 1.vyaaparI ba^Mka 2.myaucyauAla fMD 3.BaaDo KrodI saMsqaa BaaMDvala kMpnyaa 5.[tr IFCI ICICI SFCs IDBI IIBI UTI

8. BaaMDvala baajaar Capital Market
BaaMDvala baajaaratIla saaQanao Instruments of Capital Market 1.samaBaaga Equity Shares Baaga Preference shares 3.BaoddSa-k mataiQakaraMcao samaBaaga Equity shares with differential voting rights 4.saMcayaI pirvat-naIya Baaga Cumulative Convertible Preference Shares 5.kMpnyaacyaa maudt zovaI Companies Fixed Deposits 6.kja-raoKo Debentures A pirvat-naIya kja-raoKo Convrtible Debentures ba Apirvat-naIya kja-raoKo Non convertible Debentures 7.sarkarI p`itBaUtI Government Securities 8.ivaivaQa baMQap~o Bonds

9. BaaMDvala baajaar Capital Market
BaaMDvala baajaaratIla vyavahar Operations in Capital Market
AaOQaaoigak raoKo baajaar Industrial Securities Markets
A p`aqaimak BaaMDvala baajaar Primary Capital Market
ba duyyama BaaMDvala baajaar Secondary Capital Market
2. sarkarI p`itBaUtIMcaa baajaar Market for Gilt-Edged Securities
3. mauMba[- raoKo baajaar Bombay Stock Exchange
4. raYT/Iya raoKo baajaar National Stock Exchange

10. 91 day T-bills                  :   %* 
182 day T-bills                :  8.7705%* 
364 day T-bills                :  8.7077%* 
        
Call Rates                 :  7.50%-9.15% *