1. CASHLESS PAYMENT

3. 5 Best cashless payment options in India
1)E Wallets – Paytm, Freecharge etc..
2)UPI – Unified payments Interface Apps
3)Plastic Money – Debit/Credit Cards
4)USSD
5)Aadhar Card – Aadhar Enabled Payment System

4. E-wallets stand for electronic wallet
These e wallets allow users to make payments using your mobile number or by scanning a QR code which takes place in a jiffy. All you need to do is simply download a wallet like paytm.
Now add money to your e wallet. You can add money to you paytm wallet online using debit/credit card/net banking. Also there are physical recharge points available all over India where you can add money to your paytm e wallet
E-wallets stand for electronic wallet

5. Requirement for E-wallet
Bank account
Smart phone
2G/3G
Free Wallet app

6. UPI(Unified payment interface)
Registration
Download UPI app of your bank
Register with your account details and create your virtual ID with Name and registered mobile no
One Tine Process
Online purchase
Add the item to be purchase at your cart
Go to the payment option and select payment through UPI
Provide only your virtual ID to the Merchant
Mobile Authentication
You will receive pop up window on your UPI App for approval of purchase
Enter the secure PIN
Confirmation will do the payment

7. Must To Do Practices Register your Mobile Number at Bank
Never share your PIN with anyone
Transact at your trusted Merchant
At ATM ensure no one is looking at PN Press Buttons

9. AEPS(Adhar Enables Payment system)
Go To micro ATM or Banking Correspondent
Provide your Bank Name and Adhar
Choose which Transaction to do
Provide finger print on scanner
Take the Print of the slip after successful transaction
Process Complete

10. Why should I use AEPS Balance Enquiry Cash Withdrawal Cash deposit
Adhar to Adhar Transfer
Purchase at Fait Price shop(FPS) with AEPS

11. USSD(Unstructured supplement Service Data)
No smart phone required
No internet connectivity Required

12. Steps to use USSD facility
Link your mobile no to Bank account
Dial *99# from your mobile
Fill first three letters of your Bank name
Choose fund transfer option
Enter payee’s Mobile Number and MMID
Enter the amount and your MPIN

13. Cards
Debit Cards-Issued by the Banks where you have account(current/saving/overdraft).
Money get debited immediately from your account
Can be used for domestic transfer from one person to another
Can withdraw cash up to a Limit decided by bank

14. Credit cards Credits cards issued by Bank or entities approved by RBI
Can be used domestically or internationally
Customer can withdraw beyond the amount available in account but up to the credit limit
Easy way to use it to swipe at POS machine
Limit decided by Bank/entity up to over which purchase can be done

15. Thank You, finished