1. BOARD AND PARTNERS PLANNING MEETING Presentation to the Orange County Board of Commissioners Tuesday, August 19, 2008

2. BOARD AND PARTNERS PLANNING MEETING Established in 1987 as a 501 c 4 non-profit; Commercial Financing Lending Consortium; 1 of 8 statewide Created out of Florida Statue 288.7; the Florida Small and Minority Business Act of 1985 Private/Public Partnership Certified Community Development Financial Institution (CDFI) by the U.S. Dept. of Treasury;1 of 748 nationwide Certified Community Development Enterprise (CDE) THE BBIF ORGANIZATION

3. BOARD AND PARTNERS PLANNING MEETING BBIF COMPONENTS

4. BOARD AND PARTNERS PLANNING MEETING Access to Capital Opportunity Networking Capacity Business Success STRATEGY FOR BUSINESS SUCCESS

5. BOARD AND PARTNERS PLANNING MEETING Presentation to Orange County Board of Commissioners CAPITAL ACCESS (LENDING SERVICES) Direct Loans, Guaranteed Loans, Facilitated Loans & Soft Equity Loans CAPACITY BUILDING (BUSINESS DEVELOPMENT) Technical Training, Management Development Roundtables –Orientations, Community workshops NETWORKING & OPPORTUNITY Monthly Business Opportunity Luncheons Annual Networking Business Event CORE AREAS OF SERVICES FOCUS

6. BOARD AND PARTNERS PLANNING MEETING BBIF INCOME & EXPENSES 2007 BBIF EXPENSE BREAKOUT

7. BOARD AND PARTNERS PLANNING MEETING BETTER THAN PEER *(Peers = Other CDFI Organizations with total capital less than $3 MILLION) *Data compiled by the OPPORTUNITY FINANCE NETWORK BBIF OUTPERFORMS ITS PEERS

8. BOARD AND PARTNERS PLANNING MEETING Activity ApplicationUnderwritingApproval & Closing Service/ Administration Total Number of Support Hours 4287035224,0285,681 CAPITAL ACCESS-LENDING SERVICES

9. BOARD AND PARTNERS PLANNING MEETING CAPACITY BUILDING -BUSINESS DEVELOPMENT ActivityOrientationsRoundtable Telephone/E-Mail Counseling Total Participants1704322,6003,202 Number of Support Hours 1,02012,9001,65015,570

10. BOARD AND PARTNERS PLANNING MEETING Activity Networking BBQ Community Outreach Business Opportunity Luncheon Total Number of Participants 351 3,600 400 4,351 Number of Support Hours 7801502301,160 BBIF has impacted businesses through contractual opportunities and new relationships NETWORKING & OPPORTUNITY

11. BOARD AND PARTNERS PLANNING MEETING CLIENT IMPACT ADS WELDING, INC. BBIF provided a $40,000 line of credit for contract financing Set up accounts billing system

12. BOARD AND PARTNERS PLANNING MEETING CLIENT IMPACT Presentation to Orange County Board of Commissioners JBS Engineering Set up an internal system for the business to produce its financial statements in house helped organize the financial statements to reflect a more accurate financial picture of firm Firms’ revenues increased 100% increase from the time she joined the Business Roundtable. Helped firm to reduce outstanding receivables by setting up a system to focus on the timely collections of receivables Helped firm to obtain a $225,000 Line of Credit, its first commercial loan Helped firm to diversify revenue streams which were previously 100% DOT projects

13. BOARD AND PARTNERS PLANNING MEETING CLIENT IMPACT Mike’s Iron Works, Inc. BBIF provided a $90,000 Direct Loan to assist company with his contract on Orange County’s Innovation Way project

14. BOARD AND PARTNERS PLANNING MEETING CLIENT IMPACT R L BURNS, INC. BBIF offered a $200,000 Loan guarantee to this Headquarters' project Worked with client over a series of 24 months strengthening Internal Capacity issues

15. BOARD AND PARTNERS PLANNING MEETING BBIF Customer Revenue $107,537,556 $203,370,325$203,370,325 BBIF Customer Loans $25,725,325 BBIF Customer Jobs 8,876 Jobs * U.S. DOC Regional Industrial & UCF Multiplier HISTORICAL ECONOMIC IMPACT