1. THE EXCITING STUFF ABOUT PAYMENTS David Engel, General Manager Doshii

2. Who is David? Who is Doshii? David… 1.General Manager at startup Doshii 2.Was GE Capital Payments & Mobile Leader 3.Built Coles Mobile Wallet - app & sticker 4.Mobile Payments expert (and nerd) Doshii...

3. Why Payments Are Cool Again? And connections are changing…. Payments are all about connections... Peer to Peer is changing the fundamentals of money APIs connect everyone to everyone Mobile is ubiquitous and fast

4. Mobile Is (Slowly) Changing The Payments Landscape...but the big breakthroughs are tokenisation and geo-location Contactless is convenient and mobile payments are cool....

5. APIs Are Making Connections That Weren’t Possible Before Payment companies are opening up to the web Internet of things connects payments to anything Real-time payments open up a world of data rich transactions

6. And Digital Virtual Currency Just Blows Up Payment Connections As We Know Them Central Bank Model - Hub & Spoke Virtual Currency - Peer to Peer

7. So Why Does This Matter? 1.User experience for face to face payments is actually really good, so be wary of innovating ‘backwards’ 2.Customer choice is key - make sure you know how your customers like to pay and then get out of the way 3.Digital Virtual Currency is here to stay, but is less relevant for markets with stable payments infrastructure and monetary policy (like Australia) 4.Integration of money flows continues to improve..API gateways, Xero, Cloud POS, Doshii… so be sure to take advantage