1. Student Protection Plus & Health Plan Preview Hubbard – Bert, Inc University Partners Working for You!

2. Student Protection Plus is a 3-part Wellness program available to all Traditional Undergraduates. We strongly encourage all parents and students to download and review the Apps that are available for both Android & iPhone for full plan details. Print flyers are available in the lobby & in the OneCard Office.

3. Travel Assistance Provides global travel assistance services to students and their dependants any time they travel 100 miles or more from home or in a foreign country. Examples: emergency assistance, guaranteed hospital admission, emergency flights, prescription services, lost luggage, etc. Assist America Mobile Apps are available for Android & iPhone

4. Wellness Balanced Life Assistance is a one-stop resource that offers consultation, information, and personalized community referrals available 24/7 to students and their families. Help is available for student wellness issues like pregnancy, depression, anxiety, addiction, work, money and more. Easy to use resource center for your mobile device

5. Insurance for Life Portable upon graduation – allows you to continue your life insurance when it would otherwise end. Life Planning, Financial & Legal Resources A Free service to help survivors with financial or legal questions they have at a time of loss. Portable coverage after you leave school.

6. For more information call 888-777-9980 or visit www.studentprotectionplus.comwww.studentprotectionplus.com Print flyers are available in the Lobby and OneCard Office

7. Health Insurance for Students Even Healthy Students may need healthcare services while at College. Student Health Centers provide many primary care services at no charge, but they are not equipped to provide imaging, or diagnostic laboratory services and are not open evening hours or weekends. Students needing x-ray, an ER visit, blood work, or a weekend visit to an urgent care center, will not have access to these services without insurance or incurring a significant bill. A single hospitalization can cost thousands of dollars.

8. Health Insurance for Students Having Insurance means having access to the medical care needed in a way that minimized disruption to your child’s studies, life and finances. While Mercyhurst University currently requires insurance for Athletes and International Students, it strongly encourages ALL students to carry adequate health insurance. Any Mercyhurst student not currently required to show proof of insurance, are still welcome to purchase either Highmark Community Blue PPO Platinum or Silver.

9. Rules for Enrollment Mercyhurst University requires all student Athletes and all International Undergraduates to have certain minimum health care requirements in order to attend classes. If a student is currently covered by either their parent’s or a spouse’s employer-sponsored group plan, they may opt-out of Mercyhurst’s sponsored plan if it meets the requirements set forth by the University. Individual Policies & Travel Polices are not accepted.

10. Rules for Enrollment (con’t) Mercyhurst University strongly recommends all students obtain and maintain health insurance while they are earning their degree. Mercyhurst offers 2 different Health Insurance options (one low-deductible, one high-deductible) for non-Athlete domestic and international students, regardless of the number of course credits they are enrolled in. Athletes may only enroll in the low-deductible plan.

11. Rules for Enrollment (con’t) Athletes All Athletes must enter their current insurance for review on the ATS Portal by July 15th. Instructions will be sent to all athletes by their coaches. Students will be contacted if their coverage is not sufficient. International Athletes will be billed for the ‘Platinum’ plan on their tuition bill. If it is found that their current coverage meets Mercyhurst’s requirements, the charge will be removed.

12. Rules for Enrollment (con’t) International Students All international students will be billed for the ‘Silver’ Plan on their tuition bill. In order to have the charge removed, students must submit their current coverage for approval. Students will be notified by email if their coverage is accepted or why it was denied. International Students are able to ‘upgrade’ their coverage to the ‘Platinum’ plan. The difference in cost will be billed to their student account.

13. Rules for Enrollment (con’t) All Other Students Mercyhurst University strongly recommends all students obtain and maintain health insurance while they are earning their degree. Students who are neither athletes or internationals, may enroll in either plan on a voluntary basis. Parents are encouraged to call their current health insurance provider, to ensure their student has access to more than emergency only coverage, while studying at the University, and to review the costs/benefits in comparison to their current coverage.

14. To enroll in one of the University’s Student Health Plans, go to: www.hubbardbert.netwww.hubbardbert.net Click on “Student Login” to access the Student Insurance Page, the link to enroll is at the top of the page You will need your student ID (7 digits beginning with “0”) and your date of birth Click “Continue” to proceed to the Enrollment or to Opt-Out Online Enrollment Procedures

15. Offers at least 80% coverage for in-patient and outpatient medical services Includes mental health benefits Must have a local provider network Does not contain any language limiting coverage on pre- existing conditions Must cover injuries that occur during participation in intercollegiate athletics Has limits of at least $90,000 that includes coverage for sports-related injuries Opt-out Requirements for Athletes & International Students

16. If the coverage a student currently has meets or exceeds these requirements, a student or parent must submit their current coverage for approval in order to opt out of the Mercyhurst University Student Health Plan Submit your insurance online at www.hubbardbert.net

17. Plans Offered to Mercyhurst Students Highmark Community Blue PPO Platinum Available to all Mercyhurst Students and their dependents Highmark Community Blue PPO Silver Available to all Non-Athletes and their dependents only (this plan is not an option for Athletes) Detailed Benefit Summaries of both plans can be found at www.hubbardbert.net www.hubbardbert.net

18. Highmark Community Blue Platinum Plan Benefits Summary Deductible - $500 individual, $1,000 family, combined in and out of network Play pays – 80% after deductible Out-of-pocket maximum - $3,000/$6,000 PCP Co-pay $20; Specialist $40; ER $100 Pediatric Dental/Vision provided through Age 19 Prescription Drug benefit Full Benefit Grid is available in the Lobby today and online at www.hubbardbert.net.www.hubbardbert.net

19. Highmark Community Blue Silver Plan Benefits Summary Deductible - $2,500 individual, $5,000 family, combined in and out of network Play pays – 70% after deductible PCP Co-pay $30; Specialist $40; ER $100 Out-of-pocket maximum - $6,850/$13,700 Pediatric Dental/Vision provided through Age 19 Prescription Drug benefit Full Benefit Grid is available in the Lobby today and online at www.hubbardbert.net.www.hubbardbert.net

20. To enroll in one of the University’s Student Health Plans, go to: www.hubbardbert.netwww.hubbardbert.net Click on “Student Login” to access the Student Insurance Page, the link to enroll is at the top of the page You will need your student ID (7 digits beginning with “0”) and your date of birth Click “Continue” to proceed to the Enrollment or Waiver process Online Enrollment Procedures

21. Specific questions regarding plan benefits or if your current insurance meets Mercyhurst’s requirements should be directed to the plan administrators: Carrie Jaco, Lead Administrator Jennifer Blount, Administrator Kristy Martin, Administrator 814-454-0167 or 800-777-2524 Or mercyhurst@hubbardbert.netmercyhurst@hubbardbert.net Contact Information