1. Implementation 1.Review the mathematical concept. 2.Review the problem solving steps. 3.READ: Children read the part that is asking them to find something out. 4.UNDERSTAND: Children explain what they need to find out. 5.Children identify what information they will need to find it out. 6.Remove the coloured rectangle. 7.Children find the information they need to find it out. 8.CHOOSE A STRATEGY: Children identify strategies that they could use to find it out. 9.USE A STRATEGY: Children use a strategy to find it out. 10.Children record their thinking as they find it out. 11.CHECK: Children reread the part that asked them to find something out. 12.Children check that they have found it out. 13.Children check they have recorded their solution correctly. 14.Children follow the problem solving steps to solve the 2 nd level of the problem, with minimal teacher guidance. 15.Children who solve the 2 nd level, follow the problem solving steps to solve the 3 rd level of the problem independently. 16.Children use the problems as a guide to create their own problem, either alone or in pairs/small groups. 17.Children solve their own problem. Throughout the lesson, children share solution strategies. At the end of the lesson, children explain how they created their own problems.

2. Create your own problem! Now solve it! Problem Solving Financial Plans and GST Money and Financial Mathematics 12 This is Gina’s financial plan for 1 week: If Gina keeps saving at this rate, what will her balance be at the end of 4 weeks? This is Gina’s financial plan for 1 week: If Gina keeps saving at this rate, what will her balance be at the end of 4 weeks?

3. Create your own problem! Now solve it! Problem Solving Financial Plans and GST Money and Financial Mathematics 12 This is Gina’s financial plan for 1 week: If Gina keeps saving at this rate, how many weeks will it take her to save enough money to buy a $20 game? This is Gina’s financial plan for 1 week: If Gina keeps saving at this rate, how many weeks will it take her to save enough money to buy a $20 game?

4. Create your own problem! Now solve it! Problem Solving Financial Plans and GST Money and Financial Mathematics 12 This is Gina’s financial plan for 3 weeks: What is her total balance after 3 weeks?

5. Create your own problem! Now solve it! Problem Solving Financial Plans and GST Money and Financial Mathematics 12 This is Gina’s financial plan for 3 weeks: If Gina keeps saving at this rate, how much will her Week 4 balance be?

6. Create your own problem! Now solve it! Problem Solving Financial Plans and GST Money and Financial Mathematics 12 Lola’s financial plan had a negative balance. What does this mean? Lola’s financial plan had a positive balance. What does this mean? Lola’s financial plan had a zero balance. What does this mean?