1. Table 4. 2007 Projected Default Rates Using 2006 Vintage Subprime Model Estimates By Projected Defaults as Measured by dfw60p Gerald A. Hanweck et al. Subprime Mortgage Delinquency and Default Rates by Metropolitan Area: An Analysis by Origination Vintages and Projections for 2007. Journal of Finance and Economics, 2014, Vol. 2, No. 1, 24-35. doi:10.12691/jfe-2-1-4 © The Author(s) 2014. Published by Science and Education Publishing. MSA Name 2007 wtd_ltv 2007 wtd_fico Projected hpi_ratioProjected dfw60pProjected dfw90p 1Ithaca, NY82.00601.78-0.086210.260730.16330 2Santa Rosa-Petaluma, CA83.34630.96-0.053860.257400.17801 3Barnstable Town, MA79.16618.04-0.042110.256200.17163 4Jackson, MI87.13609.36-0.085160.252300.16112 5Detroit-Livonia-Dearborn, MI (MSAD)89.52625.09-0.014590.243870.16488 6Worcester, MA85.12623.41-0.111040.243730.16887 7Santa Cruz-Watsonville, CA81.98633.87-0.154430.241040.17488 8Miami-Miami Beach-Kendall, FL (MSAD)83.53625.93-0.018760.238990.16231 9Cape Coral-Fort Myers, FL87.17629.95-0.080120.238080.16595 10Sarasota-Bradenton-Venice, FL82.59619.32-0.046900.233070.15283 11Atlantic City, NJ79.98608.800.047680.229320.14168 12Sebastian-Vero Beach, FL86.40626.080.015280.228560.14762 13Rockford, IL89.63616.830.004700.228320.15121 14Saginaw-Saginaw Township North, MI89.14611.55-0.058450.228320.14921 15Stockton, CA86.41633.05-0.053820.228030.16231 16Muskegon-North Shores, MI89.69620.08-0.042230.227990.14589 17Bismarck, ND89.02615.370.016830.226900.14682 18Port St. Lucie, FL84.99618.970.032420.224570.14372 19Punta Gorda, FL82.51618.91-0.047920.221840.14362 20Naples-Marco Island, FL81.91628.69-0.021710.221610.14880 21Panama City-Lynn Haven, FL83.79620.79-0.078420.221460.14473 22Decatur, IL89.90595.000.049600.220850.13102 23Rocky Mount, NC92.10609.95-0.010670.220730.14035 24Fargo, ND-MN92.40627.170.014080.218530.14942 25Madison, WI90.29627.370.019940.217220.14405 26Riverside-San Bernardino-Ontario, CA85.31634.50-0.035640.216580.15349 27Deltona-Daytona Beach-Ormond Beach, FL82.31611.53-0.012520.215920.13423 28Holland-Grand Haven, MI89.13616.330.040380.215300.13030 29Davenport-Moline-Rock Island, IA-IL90.24609.850.030740.214440.13066 30Orlando-Kissimmee, FL85.31623.340.021400.214050.14107 31Winston-Salem, NC89.97610.21-0.034640.213570.13637 32Chicago-Naperville-Joliet, IL (MSAD)86.14623.680.064520.213210.14541 33Wheeling, WV-OH88.04616.50-0.030350.212880.12641 34Palm Bay-Melbourne-Titusville, FL81.53614.29-0.048580.212800.13375 35Anchorage, AK84.99615.02-0.033140.212600.13687 36Bridgeport-Stamford-Norwalk, CT80.35621.110.021780.212280.13969 37Blacksburg-Christiansburg-Radford, VA84.72609.120.045350.210850.12851 38Boston-Quincy, MA (MSAD)82.15623.610.009640.210690.14065 39Savannah, GA85.90606.890.045920.209710.12596 40McAllen-Edinburg-Mission, TX87.02612.190.003710.209390.12485 41Parkersburg-Marietta-Vienna, WV-OH83.14586.96-0.065110.209030.12054 42Dothan, AL89.74614.080.002090.208320.13010 43New Orleans-Metairie-Kenner, LA84.05607.500.031940.208290.12871 44Tampa-St. Petersburg-Clearwater, FL83.95615.480.035460.208260.13132 45Bay City, MI91.20621.44-0.016610.208150.13318 46Jackson, MS88.06602.27-0.009180.207200.12312 47Salisbury, MD85.01608.98-0.021650.206340.12784 48Lafayette, LA87.98612.220.026090.205740.12838 49Racine, WI86.10622.91-0.042410.205660.13952 50Poughkeepsie-Newburgh-Middletown, NY83.72616.17-0.007130.205000.12847