1. LINKED FINANCE.C OM Irelands only ‘Crowd Funding’ lending platform for SMEs. *A NEW alternative for business lending in Ireland

2. Banks not lending to SMEs €92 Billion in private individuals/households savings earning ‘low’ interest rates. Therefore these is an opportunity to help solve both these problems by ‘crowd funding’ LINKED FINANCE.CO M Why ‘SME’ Crowd Funding

3. The new way……

5. LINKED FINANCE.CO M The MARKETPLACE Platform Business Loans from €5,000 and €50,000 Interest rates from 5%-15% for lenders Repayable over 36 months What does Linked Finance provide?

6. 63 SME loans fulfilled Average loan €28K Average 147 lenders per loan Average rate 8.4% - unsecured lending No defaults (target rate 1.5%) LINKED FINANCE.CO M So FAR……

7. Criteria for Businesses – Ability to Repay! Min. 2 years in existence 2 years Audited accounts/Managed accounts/Draft proj. 6 months bank statements Up to date Tax clearance certificate Credit Bureau – www.icb.ie Particular project Improve working capital. Expand business – new products/markets Buy equipment/Leasing Convert overfdraft LINKED FINANCE.C OM

8. 19 out of 26 counties nationwide! Sectors include: Manufacturing/Engineering Retail / Wholesale Agriculture/ Food production Consumer services Professional services Educational & training Health care Leisure & hospitality LINKED FINANCE.CO M Types of SMEs

9. ChiaBia – New milling machine. LINKED FINANCE.CO M CASE STUDIES - https://linkedfinance.wordpress.com

10. Electric Escapes – Fleet of bikes! LINKED FINANCE.CO M CASE STUDIES - https://linkedfinance.wordpress.com

11. Third location – Grand Canal

12. LINKED FINANCE.CO M The Current ‘LIVE’ Market Place

14. Cheaper and available funding – 8.4% A real alternative to your existing Bank An unlimited resource to grow your business Broader publicity for your business LINKED FINANCE.CO M What does this mean for your business?

15. Business loans for Growth 1. Working capital 2. Growing your business 3. New equipment purchases 4. Sales & Marketing drives 5. New market expansions 6. Leasing of vehicles & equipment 7. Hiring new staff LINKED FINANCE.COM

16. The 100’s of crowd funding lenders (from €50-€5000) to your business become Product/Service ambassadors Sales representatives for your Company Customers to the business LINKED FINANCE.CO M Lenders for your Business

17. Support community based Irish businesses Interest rates average 8.4% As little as €50-€2000 in each loan Diversified portfolio of SMEs (pre-screened) Receive updates and promotions from the businesses Reinvest for Cumulative effects Taxed as ordinary income (will change soon to 10k) LINKED FINANCE.CO M Why Lend on Linked Finance

18. Example: Your business has: 200 LinkedIn connections 500 facebook friends 300 twitter followers Required: €25,000 loan *If 250 of your connections make a €100 contribution, the loan would be fully funded. Even without the Linked Finance existing network of lenders.!!!!! LINKED FINANCE.CO M A Truely Social Network

19. LINKED FINANCE.CO M www.fundingcircle.com www.kickstarter.com We are emulating successful models United Kingdom United States £200 million plus in business loans since launch in late 2010 Recent received £20 million from the British Government to lend to businesses on their site Over $450 million pledged to business projects since April 2009 Over 3 million lenders

20. 3 year PLAN! 200M in SME lending to over 3000 SMEs 10,000 Jobs Government 20% in loans Tax Incentive for first €10K in interest gain Institutional money/ Pension money Co Fund with banks and govt. bodies. Different finance products and terms Competition is good - Cofunder and Your Money LINKED FINANCE.C OM

21. Next Step REGISTER ON LINKEDFINANCE.COM