1. Title Here PAF Logo as Background

2. The world of the older adult has shrunk in size.

3. The virtues of older adults have become their vulnerabilities.

4. For older adults, computers have their ‘up side’ and their ‘down side’.

5. Many scams today are hiding behind a foreign border.

6. The old proverb: “give a man a fish...”

7. They contacted you; you did not contact them! Red Flag #1:

8. No government agency or legitimate business will contact citizens/consumers by phone or email to solve a serious issue

9. They want the issue or offer to remain secret & confidential Red Flag #2:

10. ‘Grooming’ requires an uninterrupted flow of information exclusively between the scammer & older adult. SECRET!

11. You must act with urgency & immediacy! Red Flag #3:

12. Foreign scammers often know our culture/business setting better than we do

13. “If it sounds too good to be true, it is too good to be true.” Red Flag #4:

14. You will need to wire money or buy something like a ‘Green Dot’ reloadable money card. Red Flag #5:

15. Every foreign lottery/prize/sweepstakes is illegal in the United States.

16. If someone were to win a legitimate lottery/prize/sweepstakes, U.S. law forbids requiring even 1 ₵ paid up front to receive the ‘prize’.