1. 华东师范大学出版社中等职业教育分社 Lesson 20 Your Money

2. 华东师范大学出版社中等职业教育分社 Step 1 Key Words and Phrases Free talk: If you win 5 million Yuan RMB from lottery, what will you do then? Keep the money at home. won’t tell anyone. Keep it as a secret. Keep the money in the bank and earn interest. Do you agree?

3. 华东师范大学出版社中等职业教育分社 Step 1 lead-in Free talk: If you win 5 million Yuan RMB from lottery, what will you do then? Do shopping and buy gifts for your parents. Invest the money in the stock market to make a profit. What do you think of the ideas?

4. 华东师范大学出版社中等职业教育分社 Step 1 lead-in Free talk: If you win 5 million Yuan RMB from lottery, what will you do then? Give your reasons and talk with your classmate about this topic. Pay attention to the phrased in red.

5. 华东师范大学出版社中等职业教育分社 Step 2 Bank Statements Pre task some related words or phrases Types of saving account: _________________________ _______ _______________ Types of card: __________________________ ______________________ current account( 活期帐户 ) deposit account( 定期帐户 ) credit card( 信用卡 / 贷记卡 ) debit card( 借记卡 ) Do you know their differences?

6. 华东师范大学出版社中等职业教育分社 Pre task match the words with its Chinese Step 2 Bank Statements statement balance overdraw do banking account number in the red 账号 透支 出现赤字 余额 结算单, 清单 处理银行业务

7. 华东师范大学出版社中等职业教育分社 Step 2 Bank Statements while task Answer the questions according to Johnson’s account statement Questions: 1.When was Mr. Johnson’s account in the red? Why? 2.How much was Mr. Johnson charged for his laptop? 3.What was his balance by the end of the month? 4.Why did his balance go up on Dec.8th? 5.What did Mr. Johnson do on Dec.7th?

8. 华东师范大学出版社中等职业教育分社 NEW YORK WEST BANK Mr. Dylan Johnson Account Number: 23463243294 DATEDEBITSCREDITSBALANCE Dec. 3123.00 Dec. 710.00 Cash Withdrawal 113.00 Dec. 825.00 Cash Deposit138.00 Dec.945.00 Food Market93.00 Dec. 1220.00 Cash Withdraw73.00 Dec. 2022.00 Electricity51.00 Dec. 23864.00 IMB Laptop Shop-813.00 Dec.3059.00 Bell Furniture-872.00 Dec. 311,730.00 Salary from Medico Ltd. 858.00

9. 华东师范大学出版社中等职业教育分社 Step 2 Bank Statements while task Group activity: Find the answers in the statement Check the answers: 1. On Dec. 23rd and 30th, Mr. Johnson’s account was in the red. Because he spent more than he had in the balance. 2. He was charged 864 dollars for his laptop. 3. His balance by the end of the month was 858 dollars. 4. Because he deposited 25 dollars into his account. 5. On Dec. 7th, he withdrew ten dollars from his account.

10. 华东师范大学出版社中等职业教育分社 Post task Group discussion: How to use bank to manage your extra money? Step 2 Bank Statements YOU BANK ● Open a saving account ● Deposit your salary or wages ● Pay everyday bills ● Withdraw money if you need cash ● Give you bank book and charge card ● Send you a monthly statement ● Charge you overdraw fee ● Provide online service

11. 华东师范大学出版社中等职业教育分社 Step 3 Money Wisdom Do you understand these proverbs of money? Time is money. It’s easier to get money than to keep it. Money isn‘t everything. Penny wise, pound foolish. Promise is debt. Money is the root of all evil. 时间就是金钱. 挣钱容易攒钱难. 钱不是万能的。 贪小便宜吃大亏。 一诺千金。 金钱是万恶之源.

12. 华东师范大学出版社中等职业教育分社 Step 4 Language work Survey How to save money? Managing money is a challenging task

13. 华东师范大学出版社中等职业教育分社 Step 4 Language work Survey How to save money? Fill in the table first, then think of what you can do to save money Date: June 1st to June 30th. TERMSDEBTTOTALS Food & snacks Shopping Books & stationary Cell phone fees Traffic Others

14. 华东师范大学出版社中等职业教育分社 My tips on saving money Buy things online Make a plan for using pocket money Record everyday’s expenditure Learn to love the word “free” Ride a bicycle instead of buses or taxi Step 4 Language work What’s your idea on saving money?

15. 华东师范大学出版社中等职业教育分社