1. Sustainability & Economic Impact Addressing our mountain towns’ most critical housing needs & community aspirations 1

2. Programs Weatherize Preserve & Repair Advocate & Educate Build New “Green” Homes Preserve Community Assets through Neighborhood Revitalization

3. Housing Services & Products 3 ServicesProducts Develop, Build & RepairNew “Green” Construction & Rehabs for Home Ownership Mortgage/loan underwriting/servicingRehabs/Critical Repair – Owner Occupied Homebuyer/owner advocacy, education, support & counseling Repairs & Maintenance Weatherization – Owner Occupied

4. Mountain Lands Community Housing Trust (MLCHT), Utah State Rehab Program, Utah State Weatherization Program 4 Summit & Wasatch Counties Housing Services Landscape: Habitat for Humanity MLCHTState RehabState Weatherization New Home & Rehab Home Ownership - Zero interest zero down payment + sweat equity requirement X New HUD 502 Home. Low interest – low down payment + sweat equity requirement XX Home Preservation & Repairs. Zero interest zero down. Low monthly payment + sweat equity X Weatherization. Grant program for under 25% AMI X Weatherization. Zero interest zero down. Low monthly payment + sweat equity X Low interest home rehabs for income qualifying home owners X Low income rentals & Lease to Own programs X Home buyer/owner education XX

5. Educate home owners/buyers on attainable housing options, low cost services & energy savings/incentives; Partner to preserve/improve community assets: South Summit Park & the Coalville Senior Center; Focus on home health & safety – supporting aging in place, family and community health; Lower operating costs for home owners - Green building practices (LEED Platinum Certified & ENERGY STAR homes) & weatherization services for low to moderate income home owners save $$; The ReStore keeps 270 tons of materials out of local landfills annually, provides a low-cost source of home goods & construction materials to the community + tax credits for donors. Habitat’s Programs Support Sustainability in our Communities

6. Each Habitat project impacts the local economy by a factor of 7. For example, a $250,000 new home generates more that 1.5 million through jobs, materials purchases, workers supporting local businesses, etc…*; Zero interest loans support the local workforce. Affordable loans give people more income to invest in healthcare, nutritious foods, retirement, and recreational activities; Mortgage & loan repayments are reinvested into our community through the Fund for Humanity…..Habitat’s pay-it-forward model; The ReStore creates jobs and revenues help support Habitat’s Program Services; Partnership model leverages partners’ assets with Habitat’s assets to meet community needs and aspirations. More needs met….lower cost. Habitat’s Programs Support Economic Development in our Communities *Factor utilized by developers & Chambers of Commerce to calculate economic impact

7. Habitat is a Housing Business Centered in Sustainability & Economic Impact because there are visible & invisible unmet needs that impact the health & vitality of all Summit County residents & neighborhoods 7 Attainable Housing High Level of Deferred maintenance Weatherization Needs Health & Safety for Families & Seniors 3400+ Cost Burdened Home Owners

8. Community Needs Data (1/2) 8 650+ Affordable units to be developed through inclusionary zoning. Home ownership units will need educated & ready buyers who understand deed restrictions, rights, responsibilities & can qualify for mortgage loans; 3400+ Cost Burdened Households in Summit County (50% or greater of income required to maintain home ownership & operating costs); 65% growth in senior citizen demographic by 2020. Aging in place trend. More seniors needing support services; Homes with failing septic systems. Habitat collaborating with Health Dept. to address this critical need.

9. Community Needs Data (2/2) 9 200 home, 18 month wait list for Utah State Weatherization grant program; 0 homes served by the Utah State Home Rehab program in 13 years until Habitat’s 2014 partnership. Currently completing pilot partnership weatherization project in Summit Park; High Level Deferred Maintenance: 2014 Coalville Roof-Top Housing Study performed by Habitat in partnership with NCCC AmeriCorps: 205 homes surveyed 33 homes need roof repairs 30 homes need wall/siding repairs 38 homes need wall and trim paint 156 homes need yard clean-up/maintenance to reduce fire risk and improve safety

10. Neighborhoods, Communities & Partnerships Help us Understand & Address the Needs 10 Senior Services, The Public Health Dept., local government agencies, non-profit agencies, & churches South Summit Park clean-up & revitalization (2014) Coalville Senior Center revitalization (2014) Owner occupied home preservation/repair/weatherization (since 2012) Education & Advocacy (since 1995) AmeriCorps Community outreach & education Utility companies & other businesses

11. Where do you see Habitat making an impact in Summit Counties' Economic Development & Sustainability Priorities? 11 WE ARE: Non-political & interfaith Sustainability & Economic impact centered Partnering & community-based for greater impact Community needs & outreach directed OUR SERVICES PROVIDE: Advocacy & Education Home Preservation, Repair & Weatherization (Health & Safety focus) New, green, and rehabilitated, attainably priced housing for home ownership with zero % interest rates Habitat for Humanity brings people together to build Homes, communities & hope.