1. By Shateara K. Davis

2.  Address: Court Cottage, Standish, Nr Stroud, Gloucestershire  Price: £495,000  Realtor: Savills Sevenoaks, Sevenoaks, Kent, TN13 1JRSavills

3.  3 bedrooms  2 reception rooms  2 bathrooms  Garage with studio above.  Gardens  Porch  Study  Master bedroom with en suite shower room.  Two further double bedrooms. Bathroom.  Downstairs wc.

4.  Court Cottage is tucked away behind Standish Court, a large  country house that has been divided into several residential  properties that are accessed via the private entranceit  are the village hall and Nicolas' church.  Court Cottage is a very attractive Grade II listed cottage that was once part of Standish Court.  On entering the main porch you are welcomed into the dining room with an open fireplace and flagstone floor, which continues through to the living room, with its wood burning stove, and the kitchen/ Breakfast Room. The kitchen/Breakfast Room, which opens into the garden through two arched double French doors, has built in wall and base mounted wooden cabinets with fitted appliances and a central island with granite work surfaces.

5.  Compared to other places in the U.K. Gloucestershire has one of the top 21 lowest crime rates.  Stroud in itself has a crime rate of 7.8

6.  Mortgage – 30 year payment plan  If you buy a house in the U.k. over a certain price you have to pay what is called SDLT (Stamp duty land tax) which for my home is 3% ($14,850)  Interest rate is 6%  The total price of my home is now ₤539,550  My gross annual repayment will be ₤17,985  My total monthly repayment for the house will be : ₤1,498.75  Other Monthly bills  Water: ₤300  Television and internet: ₤150  Clothing, car and food : ₤1000  Total: ₤1,450  I will be paying ₤2,948.75 each month.