1. Shareholders of the bank Licenses and certificates Joint-Stock Commercial “Aloqabank” was founded under the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No. 502 dated October 12, 1994

2. Bank provides a wide range of bank services to the enterprises of the real sector of the economy, small business, private entrepreneurship entities and population through 14 branches, 23 minibanks, 110 operational cash offices and 25 international money transfer offices located in the Republic of Karakalpakstan, regions and Tashkent city. The branch network across Uzbekistan Миробод Коканд Branches Minibanks

3. Joint-Stock Commercial "Aloqabank" has the right to perform the following banking operations: Защита благосостояния граждан путем предоставления доступных и отвечающих их потребностям страховых продуктов Содействие развитию агропромышленного сектора и обеспечение качественной страховой защиты сельского населения Узбекистана Развитие страховой культуры, обеспечение надежной страховой защиты, предоставление широкого спектра услуг Mission of the bank Внедрения современных информационно- коммуникационных технологий To open and maintenance of current accounts of individuals and entities, including correspondent banks, to make payments on current accounts. To attract deposits. To allocate loans from own and borrowed funds on terms of repayment, interest and maturity. To manage the funds on the basis of an agreement with the owner or manager of funds. To collect the funds, payment and settlement documents. To obtain the right of demanding the fulfillment of the obligations on behalf of third parties. To obtain the right of demanding the fulfillment of the obligations by third parties. To issue, purchase, sale, register and keep securities, manage securities on the basis of the contract with the client, make other operations with securities. To provide consulting and information services. To rent individuals and legal entities the special facilities or fireproof boxes for storing documents and other valuables. Finance lease. To issue the guarantees, that implies the fulfillment of obligations of third parties. The promotion of small business and private entrepreneurship in the country Providing quality service, optimum solutions and consulting services Achieving maximum results in minimum time, using the most appropriate human and financial resources Forming a team of professionals, creating conditions for conti- nuous training of employees, social protection and motivation Expanding investment activities of the bank, further increasing the participation in the projects of technical and technological equipment The development of information technologies and achieving new steps quality banking automation 1 2 3 4 5 6

4. Availability of qualified personnel Versatility The high capital base, financial stability and liquidity The widespread introduction of modern ICT 20 years of experience in banking operations Brand awareness, awareness about the activities of the bank The presence of the reputation of a stable and reliable partner for the majority of large corporate and individual clients Advantages The presence of a large regional network of branches and mini-banks Long-term sustainable growth in key financial indicators of the bank Shareholders of the bank and their support

5. №Index 01.01.2015 (mln. UZS) Market position 01.01.2016 (mln. UZS) Market position 01.04.2016 (mln. UZS) 1Assets 1 009 557131 217 835121 296 098 2Loan portfolio 700 6179947 42891 009 943 3Share capital 99 00010106 7669117 443 4Total capital 151 45411187 20311199 215 5Income 173 40812208 4831258 044 6Net profit 22 0701529 000139 137 Market position of the bank Dynamics of loan portfolio (%; bln. UZS) Dynamics of share capital (%; bln. UZS) Dynamics of total capital (%; bln. UZS) *audited IFRS report by «Deloitte & Touche» as of year-end 2015 is attached

6. Forecast of key financial indicators for 2016-2019 (bln. UZS)

7. Согласно Постановлению Президента Республики Узбекистан ПП-2340 от 28.04.2015 «О мерах по увеличению доли и значений частной собственности в экономике» Реализуемая доля компании инвестору According to the Decree of the President of the Republic of Uzbekistan №2340 28.04.2015 “On measures to increase the proportion and value of private property in the economy” provided implementation of the state's share in the amount of 47.5%* to a strategic foreign investor. The starting price of shares is 42.7 million US dollars. *the list of shareholders, whose shares are put up for sale, are shown on the next slide

8. List of lots of JSC "Aloqabank" shares offered for exchange trades Lot no. Owner Amount of shares Percentage in the share capital Price (in US dollar) 1 Fund of the Development of Information Communication Technologies 179 999 99918.5516 659 274 2 SUE “Center of Electromagnetic Compatibility” 179 999 99918.5516 659 274 3 Tashkent State University of Information Technologies 62 622 2256.455 795 782 4 SUE “The center of a radio communication, broadcasting and television” 23 408 7092.412 166 512 5 State Inspection on Supervision in the field of Communications, Informatization and Telecommunication Technologies 6 802 7540.70629 605 6 National Teleradio Company of Uzbekistan 5 953 5000.61551 005 7 SUE “Republican special communication node” 1 854 4630.19171 633 8 SUE “Republican Telecommunications Management Center of Uzbekistan” 655 3390.0760 653 9 Bukhara state enterprise specialized on preservation, repair and maintenance of bridges 109 0000.0110 088 10 SUE “Aloqaloyiha” 7 5870.001702 TOTAL 461 413 57547.5442 704 529

9. Contacts Adress: 100047 Amir Temur Avenue, 4, Tashkent, Uzbekistan (+998 71) 230-77-77 (+998 71) 233-47-10 info@aloqabank.uz, gazna@aloqabank.uz www.aloqabank.uz