2. (A) LIFE INSURANCE : Term Life Insurance Permanent Life Insurance (B) GENERAL INSURANCE Fire Insurance Marine Insurance Accident Insurance (C) HEALTH INSURANCE

3. Insuring anything other than human life is called general insurance. Examples are insuring property like house and belongings against fire and theft or vehicles against accidental damage or theft. Injury due to accident or hospitalization for illness and surgery can also be insured. Your liabilities to others arising out of the law can also be insured and is compulsory in some cases like motor third party insurance. Insurance other than ‘Life Insurance’ falls under the category of General Insurance. General Insurance comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers legal liabilities. There are also other covers such as Errors and Omissions insurance for professionals, credit insurance etc.

4. Life Insurance is a contract providing for payment of a sum of money to the person assured or, following him to the person entitled to receive the same, on the happening of a certain event. It is a good method to protect your family financially, in case of death, by providing funds for the loss of income. A1. TERM LIFE INSURANCE A2. PERMANENT LIFE INSURANCE :

5. Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The "insured" is the owner of the health insurance policy; the person with the health insurance coverage Health Insurance Plan Types. A health plan is a general term that refers to a benefit package offered by an insurer or an employer plan. Let's review the different types of health plans like HMO, PPO, and CDHP.

6. Insurance Regulatory Development Authority (IRDA) Insurance Repository Recently the Finance Minister of India announced the setting of insurance repository system. An Insurance Repository is a facility to help policy holders buy and keep insurance policies in electronic form, rather than as a paper document. Insurance Repositories, like Share Depositories or Mutual Fund Transfer Agencies, will hold electronic records of insurance policies issued to individuals and such policies are called “electronic policies” or “e Policies”.

7. Please note the following: - 1.Please download the Account Opening Form and Policy Conversion Form from www.camsrepository.com for your requirement for the time being. We will send you printed forms once we start getting some response from you.www.camsrepository.com 2.Bank details are optional. However, if filled, it should be accompanied by cancelled cheque, 3.The form should be filled and signed in BLACK INK 4.He will ensure that the form is signed by the account hold in his presence only. 5.The account will be opened in the name of ‘Proposer’. For example, if a father takes a policy of insurance for his son, the account will be opened in the name of father. 6.Every account to be opened shall have to be accompanied by at least one policy conversion. 7.One person can open one account only. 8.Unique mobile number and unique email id is mandatory for account opening. 9.The account holder will get his Account Number on his mobile and email, once the account is opened. 10.The forms should be complete in all respects. 11.All the forms have to be submitted in our Mumbai office only duly attached with a covering sheet. 12.The covering sheet is to be prepared in excel sheet with the following heads and emailed as and when the forms are submitted

8. E-Insurance / Account Opening Process (Government Process) 1.Free Form Filling From the People. 2.No charges for the form. 3.No as such rejection criteria-only in case if incomplete information is found then in that case form will be returned. 4.Form will be provided in soft copy by your services and the center has to do Xerox and work upon it. 5.Id Password will Be Issued to People by mail & mobile no. 6. Various Benefit Of People *id and password can be changed online. *loan can be applied online. *incase if loan is approved within 48 hours 70% amount will be credited direct to your account by the bank, And various other benefits. 7. Customer Will Get Online Id Password For Making Online Changes In any of his Policies. 8. Payment:- invoice generation on every 1 st of every month. payment clearance in 45 days.

9. For More Information Help line No: - 0532-6050077, 07499488800, 07080100113 Email ID: info@jvswindia.cominfo@jvswindia.com, jvswindia@gmail.com Web Site: www.jvswindia.comwww.jvswindia.com, www.ppskindia.com