1. Pension Fund Regulatory and Development Authority PFRDA, First Floor, ICADR Building, Phase II, Plot No 6, Vasant Kunj Institutional Area, New Delhi-110070

2.  As per notification 10th October 2003, interim PFRDA was constituted to monitor the implementation of NPS.  Pension Fund Regulatory and Development Authority Act, 2013 :-  Passed by Parliament and received the assent of the Hon’ble President of India on 18. 09.2013.  Published in Gazette of India on 19.09.2013  Notified by the Central Government and in force from 01.02.14.

3.  Under Section 12, the PFRDA Act shall apply to the National Pension System and any other pension schemes not regulated by any other enactment.  All employees of the Central Government, appointed on or after 01.01.2004.  The Act is not applicable to schemes or funds under EPF and certain other pension schemes. However, despite the exclusion clause State Government and UTs may by notification extend NPS to its employees under Section 12(4).

4.  Regulate and ensure orderly growth of NPS and other pension schemes.  Registering and regulating intermediaries.  Protecting interest of subscribers by ensuring safety of contribution and by ensuring that intermediation and operational costs under NPS are economical and reasonable.  Establishing mechanism for redressal of subscriber grievances, educating subscribers, training of intermediaries.  Promoting professional organisations connected with pension system, research and projects.  Adjudicating of disputes between intermediaries and between intermediaries and subscribers.

5.  Residuary powers like inspection, conducting inquiries, investigation, audit.  Powers of Civil Court for the purpose of examining persons, inspection of books, register etc.  Powers of restrain, impounding and retaining proceeds etc.  The Authority can appoint Investigating Authority for conducting investigation in case of violation of Act, rules or regulations under Sec 16. Authorised Officer under Sec 17 for inspection, search and seizure and appoint Adjudicating Officer for recommending penalties under Section 28.  The Authority can supersede the board of intermediary, appoint administrator or can recommend to Central Government to appoint an Administrator in case of CRA or pension fund

6. National Pension System Chronology for Government Sector February 2003 Announcement of National Pension System (NPS), mandatory for new recruits under CG w.e.f 1st Jan 2004 would be introduced, based on defined contribution November 2003 Oct--Dec 2003 Between 2004-2008 NPS contributions held GoI public account got fixed return of 8% An ordinance promulgated setting up a statutory Pension Fund Regulatory and Development Authority April 2008 June 2008 SBI, UTI, LIC were selected as Pension Fund Managers for Central Government employees; GoI transfers NPS contributions (Rs. 1177 Crores) hitherto held in the public account to PFRDA for investment by professional fund managers Notification issued extending NPS to employees of Central Autonomous Bodies NSDL was appointed as Central Recordkeeping Agency (CRA) Based on Central Government notification, out of 28 States, 26 State Governments have notified NPS for their employees. As against uniform date of adoption for all the Central Government employees, each state has adopted different date of adoption at its own discretion.

7. National Pension System Chronology ………….. May 2009 NPS extended to all citizens of India December 2009 September 2010 December 2011 launch for Corporate employees launch of NPS-Lite for economically disadvantaged section of society September 2013 1st Feb 2014 PFRDA Act passed by both the Houses of Parliament launch of Tier-II account Notification of PFRDA Act

8. State Government Notification Dates State GovernmentDate of NotificationDate of Adoption Month and Year of first upload Andhra Pradesh22-09-0401-09-04December 2009 Assam25-01-0501-02-05November 2010 Bihar31-08-0501-09-05June 2010 Chhattisgarh27-10-0401-11-04August 2009 Goa5-08-0505-08-05December 2011 Gujarat18-03-0501-04-05April 2011 Haryana18-08-0801-01-06 June 2009 Himachal Pradesh17-08-0615-05-03December 2010 J & K24-12-0901-01-10 November 2010 Jharkhand09-12-0401-12-04 February 2010 Karnataka31-03-0601-04-06 April 2010 Kerala07-01-1301-04-13February 2014 Madhya Pradesh13-04-0501-01-05December 2009 Manipur31-12-0401-01-05 December 2010 Meghalaya24-03-1001-04-10 January 2012 Mizoram17-06-1001-09-10 July 2011 Odisha17-09-0501-01-05 April 2011 Punjab02-03-0401-01-04 October 2010 Rajasthan28-01-0401-01-04 November 2011 Uttar Pradesh28-03-0501-04-05 March 2012 Uttarakhand25-10-0501-10-05 October 2010 Sikkim18-05-0601-04-06March 2013 Nagaland28-01-1001-01-10September 2013 Arunachal Pradesh 17-11-0701-01-08March 2015 Maharashtra31-10-0501-11-05April 2015 Tamil Nadu06-08-0301-04-03- TripuraNo - West BengalNo -

9. PrAO Nodal Office NPS Architecture for Government Sector

10. NPS Variants FOR ORGANIZED SECTORFOR INDIVIDUALS FOR UNORGANIZED SECTOR Government Sector State Government Central Government Corporate Sector All India Citizen Model Swavalamban / Atal Pension Yojana

11. NPS – Types of Accounts Tier I Account- Mandatory Pension Account a)10% mandatory deduction from the salary of employee (calculated as 10% of Basic + DA) b)Matching 10% contributed by the respective Government into employees Tier I account c)Since the mandatory deduction is linked to DA and Salary, the deductions keep on increasing d)Unique 12 digit individual PRAN- Permanent Retirement Account Number to each employee e)Complete portability across all sectors f)Online Access to the account. For All citizen and Corporate Sector : a)Minimum annual contribution – Rs 6000, no upper limit b)Minimum per transaction amount – Rs.500 c)If minimum amount is not contributed, PRAN account is deactivated and can be reactivated by paying penalty. d)Complete portability across all sectors e)Online Access to the account. f)Subscriber can choose a PFM and decides investment pattern.( Active or auto choice)

12. NPS – Types of Accounts Tier II Account- Voluntary Account a)If any employee wishes to contribute more than 10% for his pension, he may open a Tier II Account. b)Prerequisite for opening a Tier-2 account is that subscriber should have Tier-1 account. c)Tier II Account is a pension savings account, with a facility for withdrawal to meet financial contingencies d)No limit on number of deposits & withdrawals from Tier II account. e)Minimum balance as on 31 st March should be Rs 2000. f)Minimum one transaction is required. g)No Annual maintenance charges for tier-2 account. h)No Employer contribution and no tax benefits. i)Subscriber can choose PFM and decide investment pattern( Active or Auto choice) j)At present, It can be opened through Point of Presence ( PoPs).

13. Facilities to NPS subscribers Recordkeeping agency provides following set of IT and system enabled services to the subscriber over and above introductory PRAN kit which contains information about NPS,PRAN card, IPIN/TPIN for web& tele accesses: a)SMS alerts on :  Subscriber registration.  Credit/Debit of units in the subscriber account.  Fund value in subscriber's account(quarterly alert).  Withdrawal. b) Email alerts on :  Subscriber registration  Credit/Debit of units in the subscriber account  Change in subscriber details, nomination details and any other activity related to subscriber details  Grievance log & Resolution  Withdrawal c ) Portable PRAN number across jobs & locations. d) Centralized Grievance Management System (CGMS) with a pre- determined turnaround time for resolution of grievances related to different services. e ) Call Center Facility. f ) Periodic consolidated SOT (Statement of Transactions). g )Web based access to all the NPS Stakeholders. h ) Subscriber awareness programmes at various locations and centers. i ) Subscriber can update his/her mobile no & email id by login in CRA system through his I-Pin j ) Subscriber can change his/her I-Pin through OTP process.

14. Tax incentives under NPS ( only for Tier-1 ) On Employee’s contribution : Employee’s own contribution is eligible for tax deduction under sec 80 CCD (1) of Income Tax Act up to 10% of salary (Basic + DA). This is within the overall ceiling of Rs. 1.50 Lacs under Sec. 80 CCE of the Income Tax Act. On Employer’s contribution : Up to 10% of Basic & DA( no upper ceiling ) under 80CCD(2). This rebate is over and above 80 C. At present, NPS is under EET status. It means contributions & returns are exempted under tax during the accumulation but withdrawals are taxed as per prevailing tax rate slabs. Tax deduction limit under sec 80 CCD (1) ceiling raised from Rs. 1.00 Lac to Rs. 1.50 Lacs. From F.Y. 2015-16, subscriber will be allowed tax deduction in addition to the deduction allowed under Sec. 80CCD(1) for additional contribution in his NPS account subject to maximum of Rs. 50,000/- under sec. 80CCD 1(B).

15. Furthermore, the investment pattern is as per Govt. of India notification No.: F.No.5 (88)/ 2006-PR dated 14 th August 2008 & PFRDA circular –PFRDA/2014/2/PFM/1 dated 29-01-2014. All the State Governments are also following the same investment pattern at their own volition: Investment Pattern for Government Sector ParticularsExposure Limits Government SecuritiesUpto 55% Debt SecuritiesUpto 40% EquityUpto 15% Money Market InstrumentsUpto 5% Three funds managers -- SBI Pension Fund, UTI Retirement solution, and LIC Pension Fund. As per PFRDA circular -PFRDA/2015/16/PFM/7 dated 03-06-2015 applicable w.e.f 10-06-2015 ParticularsExposure Limits Government Securities & related investments Upto 50% Debt Instruments & related investmentsUpto 45% Short term debt instruments & related investments Upto 5% Equity & related investments Upto 15% Asset backed,trust structured & Miscellaneous investments Upto 5%

16. Investment Pattern for Other Sector ParticularsExposure Limits Equity ( E )Up to 50% Corporate Bonds ( C )Up to 100% Government Securities ( G )Up to 100% Subscriber can choose one PFM and decide its own investment pattern. -Active Choice = Subscriber manages its investment patter and can change investment patterns and PFM once in a year. - Auto choice = It is linked to Subscriber’s age. Upto 35 years of age ( E-50%,C-30%, G- 20%) After that exposure in E & C keeps on reducing. After 55 years of Age ( E-10%, C-10%, G-80%) Subscriber can change PFM once in a year )

17.  Authority shall approve terms and conditions of schemes, norms for management of corpus including investment guidelines.  Choice of multiple pension funds and multiple schemes.  Subscriber seeking minimum assured returns shall have an option of investing his funds in such schemes providing minimum assured returns as may be notified by Authority.  Option of investing 100% in government securities.  There shall not be any implicit or explicit assurance of benefits except market based guarantee system to be purchased by subscriber.  Aggregate holding of foreign companies, either directly or indirectly in pension fund limited to 49% or such limit prescribed under Insurance Act, 1938.  Funds of the subscribers cannot be invested outside India, either directly or indirectly.

18. Charges (Exclusive to Service Charges) IntermediaryCharge HeadService ChargeMethod of Deduction POP Initial Subscriber Registration No POP Charges Initial Contribution NIL All Subsequent Contribution All Non-Financial Transaction NIL CRA PRA Opening (One Time)Rs. 50 Through NAV cancellation/deduction PRA Maitenance (Per Annum)Rs. 190* Per Transaction ( Financial/Non-Financial)Rs. 4* CustodianAsset Serving (Per Annum)0.0075% PFM Investment Management (Per Annum) PFM charges 0.0102 % Charges applicable in Government Sector ( both Central & State Govt.) ( Tier – 1 account ) Paid by Government * w.e.f 01-07-2013

19. Charges (Exclusive to Service Charges) Charges applicable in Other Sector ( Tier – 1 account ) IntermediaryCharge HeadService ChargeMethod of Deduction POP Initial Subscriber RegistrationRs. 125 To be Collected Upfront Initial Contribution 0.25% Min: Rs. 20 & Max : Rs.25,000 All Subsequent Contribution All Non-Financial Transaction Rs. 20 CRA PRA Opening (One Time)Rs. 50 Through NAV cancellation /deduction PRA Maitenance (Per Annum)Rs. 190 Per Transaction ( Financial/Non-Financial) Rs. 4 CustodianAsset Serving (Per Annum)0.0075% PFM Investment Management (Per Annum) 0.01%

20. Pension Fund Regulatory and Development Authority (Exits and Withdrawals Under the National Pension System) Regulations 2015 Vesting CriteriaBenefit On attaining the Age of superannuation age. Deferment of lump sum. Deferment of annuity Upon attaining the age of superannuation as prescribed by the service rules applicable to him or her, retires, then at least 40% out of the accumulated pension wealth of such subscriber shall be mandatorily utilized for purchase of annuity providing for a monthly or any other periodical pension and the balance of the accumulated pension wealth, after such utilization, shall be paid to the subscriber in lump sum: The Subscriber may choose to purchase an annuity for an amount greater than 40 percent also. The lump sum can be deferred which can be withdrawn at any time between superannuation and 70, subscriber has to give in writing in the specified form at least fifteen days before the attainment of age of superannuation,provided the subscriber agrees to bear the maintenance charges like CRA, PFM etc. Annuity purchase can also be deferred for maximum period of 3 years. subscriber has to give in writing in the specified form at least fifteen days before the attainment of age of superannuation. If the death of the subscriber occurs before such due date of purchase of an annuity after the deferment, the annuity shall mandatorily be purchased by the spouse. Corpus <= Rs. 2.00 Lakh Option to withdraw complete pension wealth (Only in superannuation cases)

21. Pension Fund Regulatory and Development Authority (Exits and Withdrawals Under the National Pension System) Regulations 2015 Vesting CriteriaBenefit Exit before attaining the superannuation age or voluntary retirement. Corpus <= Rs. 1.00 Lakh Before attaining the age of superannuation or voluntary retirement, 80% out of the accumulated pension wealth of such subscriber shall be mandatorily utilized for purchase of default annuity providing for a monthly or any other periodical pension and the balance of the accumulated pension wealth, after such utilization, shall be paid to the subscriber in lump sum : If the accumulated pension wealth of the subscriber is equal to or less than one lakh rupees, such subscriber shall have the option to withdraw the entire accumulated pension wealth without purchasing any annuity. If the accumulated pension wealth of the subscriber is more than one lakh rupees but the age of the subscriber is less than the minimum age required for purchasing any annuity from any of the empaneled annuity service providers as chosen by such subscriber, such subscriber shall continue to subscribe to the National Pension System, until he or she attains the age of eligibility for purchase of any annuity

22. Pension Fund Regulatory and Development Authority (Exits and Withdrawals Under the National Pension System) Regulations 2015 Vesting CriteriaBenefit Death due to any cause before superannuation Corpus <= Rs. 2.00 Lakh The subscriber who, before attaining the age of superannuation, dies, then at least 80% out of the accumulated pension wealth of the subscriber shall be mandatorily utilized for purchase of annuity similar to default annuity and balance pension wealth shall be paid as lump sum to the nominee or nominees or legal heirs, as the case may be, of such subscriber. If amount in the PRAN of the subscriber at the time of his death is equal to or less than two lakh rupees, the nominee or legal heirs as the case may be, shall have the option to withdraw the entire accumulated pension wealth without requiring to purchase any annuity and upon such exercise of this option the right of the family members to receive any pension or other amounts under the National Pension System shall extinguish. If the subscriber or the family members of the deceased subscriber, upon his death, avails the option of additional relief on death or disability provided by the Government, the Government shall have right to adjust or seek transfer of the entire accumulated pension wealth of the subscriber to itself. The subscriber or family members of the subscriber availing such benefit shall specifically and unconditionally agree and undertake to transfer the entire accumulated pension wealth to the Government.

23. A subscriber shall be permitted to withdraw not exceeding twenty-five percent (25%) of the contribution made by him individual pension account (PRAN) for any of the following purposes only: a) For Higher education of his/her children including a legally adopted child. b ) For the marriage of his/her children, including a legally adopted child. c ) For the purchase/construction of residential house or flat. In case, the subscriber already owns either individually or in the joint name a residential house or flat, other than ancestral property, no withdrawal under these regulations shall be permitted d) Treatment for prescribed illnesses – suffered by subscriber, hisl egally wedded spouse, children including a legally adopted child and dependent parents. The above withdrawal shall be subject to the condition that: a ) The subscriber should have been in NPS for at least ten years from the date of his or her joining. b) Subscriber shall be allowed to withdraw a maximum of three (3) times from the scheme and not less than a period of 5 years should have elapsed from the last date of such withdrawal. However, the mandatory requirement of 5 years having elapsed between two withdrawals shall not apply in case of “treatment for prescribed illnesses” or in case of Withdrawal arising out of exit from National Pension System due to the death of the subscriber.

24. Nomination –A subscriber, at the time of joining the National Pension System is required to make a nomination mandatorily, in the prescribed form, conferring on one or more persons the right to receive the amount. For the purpose of nomination referred above, the ‘family’ means –in the case of a male subscriber, his legally wedded wife, his children, whether married or unmarried, his dependent parents and his deceased son’s widow and children: –in the case of a female subscriber, her legally wedded husband, her children, whether married or unmarried, her dependent parents, her husband’s dependent parents and her deceased son’s widow and children:

25. Nomination…………. ◦ If a subscriber has a family at the time of making a nomination, the nomination shall be in favour of one or more persons belonging to his family. Any nomination made by such subscriber in favour of a person not belonging to his family shall be invalid. ◦ A fresh nomination shall be made by the subscriber on his marriage and any nomination made before such marriage shall be deemed to be invalid. ◦ If at the time of making a nomination the subscriber has no family, the nomination may be in favour of any person or persons but if the subscriber subsequently acquires a family, such nomination shall forthwith be deemed to be invalid and the subscriber shall make a fresh nomination in favour of one or more persons belonging to his family. ◦ Where the nomination is wholly or partly in favour of a minor, the subscriber may appoint a major person of his family, to be the guardian of the minor nominee in the event of the subscriber predeceasing the nominee and the guardian so appointed. ◦ For other terms and conditions, please refer regulations.

26.  No Pension or accumulated pension wealth in the PRAN of the subscriber,on account of past services or present services, shall be liable to seizure, attachment or sequestration by process of any Court at the instance of a creditor, for any demand against the subscriber, or in satisfaction of a Decree or Order of any such Court except where the National Pension System Trust or its authorized representative has accorded prior sanction for assignment of the pension wealth accumulated in the pension account of he subscriber, which shall be restricted to such limit as prescribed in Regulation 8; ◦ Assignments, etc., in anticipation of pension or accumulated pension wealth in the Tier-I account of the permanent retirement account of the NPS subscribers under National Pension System shall be void. ◦ The President of India or the Governor of a State as the case may be, if provided in the service rules,reserves to himself the right of withholding the co-contributions made by the Central government/ State government as employer to the Tier-I account of the subscriber and with investment income accruing thereon, in the event of recovery of the whole or part of any pecuniary loss caused to the Government.

27.  Stoppage of last three months deductions-  Contributions deductions under the National Pension System made by the employers from the salary of such subscriber shall be stopped at least three months prior to the date of superannuation,, as may be applicable, to ensure that the exit and withdrawal of the subscriber is smooth and effective. The employer shall settle directly the said last three months contributions at their end with the concerned employee. A subscriber seeking withdrawal from Tier-I account of the National Pension System shall provide Bank details mandatorily in the section provided in the withdrawal form in order to provide credit of the NPS claim amount directly in to their Bank account.  For a subscriber, exiting from Tier-I account under the National Pension System, the amounts lying in the Tier-II account shall also be monetized and closed simultaneously upon payment of the eligible benefit

28.  Default Annuity : The default annuity contract that will be applicable and wherein the annuity contract shall provide for annuity for life of the subscriber and his or her spouse (if any) with provision for return of purchase price of the annuity and upon the demise of such subscriber, the annuity be re-issued to the family members in the order specified hereunder at a premium rate prevalent at the time of purchase of such annuity by utilizing the purchase price required to be returned under the annuity contract (until all the family members in the order specified below are covered) :  (a) living dependent mother of the deceased subscriber;  (b) living dependent father of the deceased subscriber.  After the coverage of all the family members specified above, the purchase price shall be returned to the surviving children of the subscriber and in the absence of children, the legal heirs of the subscriber, as may be applicable.  The subscriber who wishes to opt out of the default option mentioned above and wishes to choose the annuity contract of his choice from the available annuity types or contracts with the annuity service providers, shall be required to specifically opt for such an option.

29. Other available -- Types of Annuities The following are the most common variants that are available: i. Annuity for life --payment of annuity ceases on death. ii.Annuity guaranteed for 5, 10, 15 or 20 years and for life thereafter 1. On death during the guarantee period – annuity is paid to the nominee till the end of the guaranteed period after which the same ceases 2. On death after the guarantee period – payment of annuity ceases iii.Annuity for life with return of purchase price on death-----payment of annuity ceases and the purchase price is returned to the nominee iv. Annuity for life increasing at simple rate of 3% p.a.--payment of annuity ceases on death. v. Annuity for life with a provision for 50% of the annuity to the spouse of the annuitant for life on death of the annuitant------- payment of annuity ceases and 50% of the annuity is paid to the surviving named spouse during his/her life time. If the spouse predeceases the annuitant, payment of annuity will cease after the death of the annuitant

30. Types of Annuities cont …… vi.Annuity for life with a provision for 100% of the annuity to the spouse of the annuitant for life on death of the annuitant-- ---- payment of annuity ceases and 100% of the annuity is paid to the surviving named spouse during his/her life time. If the spouse predeceases the annuitant, payment of annuity will cease after the death of the annuitant vii. Annuity for life with a provision for 100% of the annuity payable to the spouse of the annuitant for life on death of the annuitant, with return of purchase price on the death of last survivor--------payment of annuity ceases and 100% of the annuity is paid to the surviving named spouse during his/her life time and purchase price is returned to the nominee after the death of the spouse. If the spouse predeceases the annuitant, payment of annuity will cease after the death of the annuitant and purchase price is paid to the nominee These annuity variants are available with different specifications for age at entry for different Annuity Service Providers. Also, the companies quote different rates of premium or monthly pension that could be payable with the accumulated pension wealth used to purchase the annuity as per their internal rules on premium calculations. However, all these premium rates would be as per the approvals received by the respective Annuity Service Provider from Insurance Regulatory and Development Authority (IRDA) for the annuity product and variant.

31. List of Annuity service providers At present the following 7 ASPs are providing the Annuity services to NPS subscribers: 1.Life Insurance Corporation of India 2.SBI Life Insurance Co. Ltd. 3.ICICI Prudential Life Insurance Co. Ltd. 4.HDFC Standard Life Insurance Co Ltd 5.Bajaj Allianz Life Insurance Co. Ltd. 6.Reliance Life Insurance Co. Ltd. 7.Star Union Dai-ichi Life Insurance Co. Ltd

32. PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY (REDRESSAL OF SUBSCRIBER GRIEVANCE) REGULATIONS, 2015 (a) Acknowledgement shall be sent within 3 working days. (b) Unique Grievance Number (c) If the complaint pertains to other intermediary, the same should be transferred within 3 working days. (d) Grievance shall be disposed off within 30 days of its receipt. (e) The intermediary shall inform the complainant the manner in which the complainant may pursue the complaint if not satisfied with resolution. (f) If grievance is not resolved by the end of 30 days, the complainant may file a representation with the NPS Trust. (g) If grievance is not resolved by the end of 30 days from the date of representation to NPS Trust, appeal may be filed with Ombudsman. (h)Intermediary to maintain records and to submit periodic reports. Any failure on the part of intermediary under NPS or any other pension scheme to follow the above-mentioned procedures and time-frames would attract penalties in addition to any compensation payable. For more details,please refer regulations.

33. Escalation Matrix for Subscriber EntityFor IntermediaryRedressal of Grievances National Pension System Trust Representation against non- receipt of response or if not satisfied with the resolution of the grievances, by the intermediary Ombudsman/Stipe ndiary Ombudsman Appeal against the intermediary Authority Revision of the Award by Ombudsman Securities Appellate Tribunal Appeal against the order passed by the Authority A subscriber can approach ….

34. Functions of uploading offices: Registration of Subscribers: DTOs should ensure that the forms of all subscribers should be submitted to CRA-FC for generation of PRAN card. Uploading of monthly contributions Details: DTOs will prepare SCF and upload it in NPSCAN module using the user-Id and I-Pin allotted by CRA during their registration. DTO has to ensure that all the information provided in SCF is validated and correct. Transfer of Funds to NPS Trust Account: After successful upload of the SCF the DTO has to transfer the funds to the Trustee bank through electronic mode i.e. RTGS/NEFT.  Maintenance of subscriber details & withdrawals: CRA has allotted two different user Id and I-Pin which will enable it to carry out the changes using Maker- authoriser activities. Following are the subscriber details which can be updated by DTO: o Personal details such as Change in Address, Bank Account details, photograph & signature o Modification in nomination details o Reissue of I-pin and T-pin o Reissue of PRAN card o Exit & withdrawals Grievance handling & resolution: The system in which the grievance is logged is known as Central Grievance Management System(CGMS). DTO can raise grievance on behalf of itself, DDO and subscriber.

35. Web Sites …… Related to CRA activities : 1. npsscan-cra.com == Can be used for file uploads, reprinting of PRAN card, reissue of I-PIN/T-PIN,SoT etc. 2. cra-nsdl.com === Subscriber & DDO maintenance, Grievances, exit, withdrawal, inter sector shifting ( ISS ), error rectification module (ERM ) etc… PFRDA web site ……. pfrda.org.in NPS Trust web site …….. npstrust.org.in

36. NPS Statistical Highlights As on 13-06-2015 Sector Number of Subscribers Contribution M & B (Rs Crores) Total Assets Under Management (Rs. Crores) Central Government 15,44,46029,320.4638,136.41 State Governments 26,99,47333,597.2439,621.00 Corporate3,94,8075,308.416,071.33 All Citizen91,845540.97619.05 NPS Lite45,60,4171,539.511,737.66 APY91,3282.54 Total93,82,33070,309.1386,187.99

37. Status of State Governments ( as on 13-06-2015) State Govt. Total No. of SubscriberContribution M&B (Cr) AUM (Cr) Andhra Pradesh1,54,7622,266.572522.90 Arunachal Pradesh8,3730.290.98 Assam1,11,2751,084.221256.88 Bihar1,02,7401,654.061979.63 Chandigarh8,783178.93211.68 Chhattisgarh2,38,0481,617.182038.67 Goa23,207155.64165.16 Gujarat99,5391,790.592098.35 Haryana1,05,3751,970.562384.14 Himachal Pradesh63,6701,363.681653.44 J & K69,193645.64760.31 Jharkhand69,6741,196.441535.96 Karnataka1,51,1882,621.253224.88 Kerala22,57268.4772.47 Madhya Pradesh2,94,8672,810.813386.50 Maharashtra2,06,5661,407.061383.40 Manipur22,435234.9266.27 Meghalaya5,36748.9455.25 Mizoram3,53431.5434.79 Nagaland12,44418.4918.66 Orissa1,03,528844.98990.19 Puducherry9,138297.22332.21 Punjab1,06,6531,945.842214.33 Rajasthan2,10,2644,289.55025.11 Sikkim7,050112.43128.43 Telangana1,10,5691,327.591647.36 Uttarakhand58,1121,164.11430.61 Uttar Pradesh3,20,3902,446.272797.43 Tamil Nadu--- Tripura*310.680.80 West Bengal*1263.374.21 Total26,99,47333,597.2439,621.00

38. Year on Year progress ( Including SABs) 38 31-Mar-1231-Mar-1331-Mar-1431-Mar-1531-May-15 Number of DTO4870809193 Number of DDO21,63722,66025,73925,26125,500 Number of Subscribers118037 1,40,576 1,64,536204,523209,321 Amount M & B (in crores)103.051301.412564.133972.64232.56

39. Consolidated “ Subscriber Coverage “ report ( data as on 22 nd June 2015) 39 Subscriber Coverage ( data as on June 22, 2015) Month / Year Number of Subscribers Registered till the end of the calender month (A) Unique subscribers receiving credit for the said salary month (B) % Subscriber Coverage Gap (A-B) May-2014 1,65,352 1,52,03891.95%13,314 June-2014 1,67,686 1,53,07091.28%14,616 July-2014 1,69,640 1,56,35692.17%13,284 August 2014 1,71,712 1,56,54791.17%15,165 September 2014 1,76,116 1,58,34189.91%17,775 October 2014 1,81,170 1,55,82586.01%25,345 November 2014 1,84,876 1,55,77184.26%29,105 December 2014 1,89,676 1,56,76682.65%32,910 January 2015 1,94,200 1,52,90878.74%41,292 February 2015 1,96,648 1,47,75075.13%48,898 March 2015 2,00,868 1,14,99557.25%85,873 April 2015 2,03,11044,59121.95% 1,58,519 May 2015 2,05,2463,5151.71% 2,01,731 * This data covers only those uploads which have been uploaded as a regular. Any data uploaded as " Arrear " has not been considered under subscriber coverage.

40. Uploading Status of DTOs ( data as on 31 st May 2015) 40 MonthNo. of DTOs in the said month No. of DTO who have uploaded SCFs in the said month May-2014 3938 June-2014 39 July-2014 39 August 2014 39 September 2014 3938 October 2014 39 November 2014 3936 December 2014 3938 January 2015 3935 February 2015 39 March 2015 39 April 2015 3938 May 2015 39

41. DTOs who have uploaded contributions of April 2015 ( As on 22-06-2015) 41 Hardly any other DTOs have uploaded contributions for more than 18% of their associated subscribers for the month of April 2015. DTO% subscriber coverage for April 2015 Jaipur City91.77% Delhi95.90% Chittaurgarh75.78% Sirohi69.74% Sikar64.13% DTO, Bharatpur has uploaded for 11.45 % subscribers only for Feb 2015 DTO,Nagur has uploaded for 18.60 % subscribers only for Mar 2015

42. Ageing analysis of PRANs with “ NIL Credit” 42 Total 22,947 PRANs are in the system which have not received any credit till 31 st May 2015 ( This is 11.18 % of total registered subscribers ) Number of PRANs generated till 31st Mar 2015 but have not received credit since inception till 31-05-15 "Before April 14 (Till March 14)" Between Apr 14 -Dec 14Between Jan 15-Mar 15Total 97512,9389,03422,947 Count of PRANs generated till 31 st May 2015 and have received only ONE Regular Credit 3,455 Count of PRANs generated till 31 st May 2015 and have received only TWO Regular Credit 2,997

43. Uploading Status of NPS contributions by DTOs 43 Month Amount M&B as Regular upload Amount M&B as Arrear upload % of Arrear upload to Regular upload May-201491,24,30,69127,95,77,714 30.6% June-201497,70,52,46223,61,41,762 24.2% July-201493,13,34,85845,74,47,566 49.1% August 201482,62,91,03017,38,49,308 21.0% September 2014101,18,70,83329,02,40,943 28.7% October 201477,64,80,65821,33,69,384 27.5% November 201472,51,16,58013,29,06,086 18.3% December 2014105,95,63,48425,66,18,308 24.2% January 201569,23,36,13823,58,75,101 34.1% February 201581,15,93,95827,39,43,482 33.8% March 2015138,36,65,05625,71,76,057 18.6% April 2015100,90,87,37928,09,17,246 27.8% May 201593,65,43,15830,32,90,467 32.4%

44. DTO wise Grievance Ageing Analysis (Data as on May 31, 2015) 44 DTO Reg NoDTO Name Ageing Analysis Grand Total Between 0 to 30 days Between 31 to 90 days Between 90 to 180 Days More than 180 days 4011114 DTO, State Insurance and Provident Fund, Baran 3 - - - 3 4011125 DTO, State Insurance and General Provident Fund, Barmer 1 - - - 1 4011136 DTO, State Insurance and Provident Fund, Beawer 2 - - - 2 4011140 DTO, State Insurance and General Provident Fund, Bharatpur 2 - - - 2 4011173 DTO, State Insurance and Provident Fund, Bundi - 1 1 2 4 4011232 DTO, State Insurance and Provident Fund, Pratapgarh 1 - - - 1 4011265 DTO, State Insurance and Provident Fund, Sikar - 1 - - 1 4011420 DTO, State Insurance and Provident Fund, Jhunjhunu 1 - - - 1 4011431 DTO, State Insurance and Provident Fund, Jodhpur (City) 3 - - - 3 4011442 DTO, State Insurance and Provident Fund, Jodhpur (Rural) 2 - - - 2 4011486 DTO, State Insurance and Provident Fund, Nagaur 2 - - - 2 Grand Total 17 2 1 2 22

45. DTO wise details of non availability of email Ids, phone numbers and nomination details (Data as on May 31, 2015) 45 Sr. No.DTO NameWithout Email IDsWithout Phone numbersWithout Nomination Details 1 DTO, State Insurance and Provident Fund, Ajmer 5,561115289 2 DTO, State Insurance and Provident Fund, Alwar 8,138177729 3 DTO, State Insurance and Provident Fund Office, Banswara 4,889181719 4 DTO, State Insurance and Provident Fund, Baran 3,15338548 5 DTO, State Insurance and General Provident Fund, Barmer 8,075150843 6 DTO, State Insurance and Provident Fund, Beawer 1,11921143 7 DTO, State Insurance and General Provident Fund, Bharatpur 4,998131365 8 DTO, State Insurance and Provident Fund, Bhilwara 6,426135594 9 DTO, State Insurance and Provident Fund, Bikaner 5,729203592 10 DTO, State Insurance and Provident Fund, Bundi 3,04369358 11 DTO, State Insurance and Provident Fund, Chittaurgarh 3,51675474 12 DTO, State Insurance and General Provident Fund, Churu 4,85196739 13 DTO, State Insurance and Provident Fund, Karouli 3,71261652 14 DTO, State Insurance and Provident Fund, Kota 4,756107936 15 DTO, State Insurance and Provident Fund, Pali 4,36565488 16 DTO, State Insurance and Provident Fund, Pratapgarh 2,44854561 17 DTO, State Insurance and Provident Fund, Rajsamand 3,189112614 18 DTO, State Insurance and Provident Fund, Sawai Madhopur 3,15691400 19 DTO, State Insurance and Provident Fund, Sikar 6,258831042

46. DTO wise details of non availability of email Ids, phone numbers and nomination details (Data as on May 31, 2015) 46 Sr. No.DTO NameWithout Email IDsWithout Phone numbersWithout Nomination Details 20 DTO, State Insurance and Provident Fund, Sirohi 2,00240213 21 DTO, State Insurance and Provident Fund, Sriganganagar 4,75371385 22 DTO, State Insurance and Provident Fund, Tonk 3,73077704 23 DTO, State Insurance and Provident Fund, Udaipur 7,5071601060 24 DTO, State Insurance and Provident Fund, New Delhi 6094753 25 DTO, State Insurance and Provident Fund, Dausa 4,00392566 26 DTO, State Insurance and Provident Fund, Dholpur 2,93576127 27 DTO, State Insurance and Provident Fund, Dungarpur 3,442109854 28 DTO, State Insurance and Provident Fund, Hanumangarh 3,07849363 29 DTO, State Insurance and Provident Fund, Jaipur (City) 5,221181893 30 DTO, State Insurance and Provident Fund, Jaipur (Rural) 8,94011811134 31 DTO, State Insurance and Provident Fund, Jaipur (Secretariat) 1,74769366 32 DTO, State Insurance and Provident Fund, Jaisalmer 2,17545248 33 DTO, State Insurance and General Provident Fund, Jalore 4,25481484 34 DTO, State Insurance and Provident Fund, Jhalawar 4,18052774 35 DTO, State Insurance and Provident Fund, Jhunjhunu 5,404123834 36 DTO, State Insurance and Provident Fund, Jodhpur (City) 3,543116284 37 DTO, State Insurance and Provident Fund, Jodhpur (Rural) 5,298115387 38 DTO, State Insurance and Provident Fund, Nagaur 6,073113826 39 DTO, State Insurance and Provident Fund Department, Jaipur 736 Grand Total166,2834,76421,647

47. Status of State Autonomous Bodies (SABs) Registered 47 No. of SABs RegisteredNo. of SubscribersContribution M&B(Rs.) 544,06163,26,21,001 SABs with NIL contributions(data as on 31st may 2015) S.No.SAB Name Date of Registration No. of Subscribers 1 Urban Improvement Trust, Sri Ganaga Nagar5/23/2012 4 2 Mohanlal Sukhadia University, Udaipur9/7/2012 82 3 Rajasthan State Agricultural Marketing Board, Jaipur12/18/2012 32 4 Rajasthan Khadi & Village Industries Board, Jaipur4/25/2013 5 5 Directorate of Agricultural Marketing, Jaipur5/10/2013 106 6 Rajasthan Grameen Aajivika Vikas Parishad Dist Proj. Mgmt Unit, Jaipur 5/29/2014 3 7 Jaipur Metro Rail Corporation Limited, Jaipur4/1/2015 309 Total541

48. Status of State Autonomous Bodies (SABs) Registered 48 SABs with NIL Subscribers(data as on 31st may 2015) S.No.SAB NameDate of Registration 1 Urban Improvement Trust, Bhiwadi, Rajasthan9/6/2012 2 State Institute of Hotel Management,Jodhpur, Rajasthan2/11/2013 3 Urban Improvement Trust, Sikar11/8/2013 4 Rajasthani Bhasha Sahitya And Sanskruti Academy, Bikaner3/24/2014 5 Urban Improvement Trust, Kota7/14/2014 6 University Of Kota, Kota9/19/2014 7 Bhawan Avm Anya Sannirman Shramik Kalyan Mandal Rajasthan, Jaipur 10/13/2014 8 Rajasthan Board Of Muslim Wakf, Jaipur3/23/2015 9 Rajasthan Madarsa Board, Jaipur5/14/2015