HORIZON SCANNING The Investment Litmus Test Insurance Industries

An orderly method Here we use the SATERPLIDE acronym to prompt the scan for future events and their consequences. The segments are: Social (See Maslows’s Hierarchy of Human Needs) Approach (First response to an issue) Technology (Applying our innovation to reliable approaches) Economic (The benefits in productivity from technology) Resources (Human and Natural, required and consumed) Political (Ownership rights of tribes to resources) Legal (Administration of political resolutions) International (Resolution of international differences) Demographic (Population shift to better circumstances) Environment (Built by Humans and by Nature, our impact) 2

An orderly method Note that there is a series of cause-and- effect relationships going around the circle. This discovery technique ensures thorough scanning in our due diligence process. 3

SOCIAL Segment Maslow’s Hierarchy of Human Needs Creativity Respect Acceptance Comfort Survival If your life is at risk, you may compromise on the items above survival A roof over your head Observing local customs What do you know? Problem Solving 4

Human Need: Reliable insurance against risks 5

APPROACH Segment What to do if your human needs are being frustrated? NEEDAPPROACH SurvivalFlee, Fight, ComfortBuild, Adapt AcceptanceJoin, Communicate RespectLearn, Teach CreativityDesign, Invent Develop ways of reducing the costs and improving the quality of the insurance cover 6

TECHNOLOGY Segment How to make a successful approach re-useable & reliable? How to make improved technology widely available? More sensitive risk profiling may be an answer. 7

ECONOMIC Segment How do the improved insurance risk modeling operations improve the quality of life? - By protecting retirement funds. 8

RESOURCES Segment What are the human and natural resources required to sustain the economic activity? – Internet and energy and to start with 9

POLITICAL Segment The insurance industry supply chains have political intersections between the regulators and suppliers of the various resources. 10 The World Economic Forum assists with exchange of political views

LEGAL Segment Insurance industry operating procedures require detailed regulation for their success. 11

INTERNATIONAL Segment How are differences between international systems resolved? 12

DEMOGRAPHIC Segment What is the impact of economic success of insurance industry on population mix and location? In the case of China, the Insurance industries have supported further development activities of all kinds. These have resulted in migration towards the east coast. 13

ENVIRONMENT Segment What is the impact of economic success of insurance industries on the natural and the built infrastructure? The energy industries can be a major polluter. 14

15 Next steps: Identify the future event labels