Insured, Uninsured and the Underinsured (US data). Olayinka Oladimeji Pharmaceutical Management for Underserved Populations. 03/21/07.

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Insured, Uninsured and the Underinsured (US data). Olayinka Oladimeji Pharmaceutical Management for Underserved Populations. 03/21/07

Current Population Survey. 8.4 million children are uninsured. 8.4 million children are uninsured. 2.9 million Hispanic children are uninsured. 2.9 million Hispanic children are uninsured. 1.6 million African American children are uninsured. 1.6 million African American children are uninsured. Information compiled by the Urban Institute using data from the U.S. Census Bureau’s Current Population Survey. Information compiled by the Urban Institute using data from the U.S. Census Bureau’s Current Population Survey.

The Commonwealth fund biennial health insurance survey. In 2004, according to U.S. Census data, nearly 46 million people of all ages were uninsured, an increase of 6 million over the year In 2004, according to U.S. Census data, nearly 46 million people of all ages were uninsured, an increase of 6 million over the year The survey above found that of the estimated 48 million American adults, who were uninsured in 2005, 67% were in families where at least one person was working fulltime. The survey above found that of the estimated 48 million American adults, who were uninsured in 2005, 67% were in families where at least one person was working fulltime.

An underinsured person is one who has insurance all year but has inadequate financial protection, as indicated by one of three conditions: An underinsured person is one who has insurance all year but has inadequate financial protection, as indicated by one of three conditions: 1) annual out-of-pocket medical expenses amount to 10 percent or more of income 1) annual out-of-pocket medical expenses amount to 10 percent or more of income 2) among low-income adults (incomes under 200 percent of the federal poverty level), out-of-pocket medical expenses amount to 5 percent or more of income or 2) among low-income adults (incomes under 200 percent of the federal poverty level), out-of-pocket medical expenses amount to 5 percent or more of income or 3) health plan deductibles equal or exceed 5 percent of income. 3) health plan deductibles equal or exceed 5 percent of income.

The study found that 12 percent of adults who were insured all year—nearly 16 million people—were underinsured in The study found that 12 percent of adults who were insured all year—nearly 16 million people—were underinsured in Adults with lower incomes were more likely than those with higher incomes to be underinsured: 73 percent of the underinsured had annual incomes below 200 percent of the federal poverty level. Adults with lower incomes were more likely than those with higher incomes to be underinsured: 73 percent of the underinsured had annual incomes below 200 percent of the federal poverty level. An additional 45 million adults were uninsured either all or part of the year, meaning that a total of 61 million adults were either underinsured or uninsured. An additional 45 million adults were uninsured either all or part of the year, meaning that a total of 61 million adults were either underinsured or uninsured.