Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co.

Slides:

Advertisements

Similar presentations

Executive Pension Plan

Advertisements

MARKET PLUS. Market Trends SENSEX is around10,000 points….. Volatility of Market Awareness of Unit Linked Plans Focus on liquidity.

Chapter 13: Investment Fundamentals and Portfolio Management

Confidential Copyright Birla Sun Life Insurance Company Limited Birla Sun Life Insurance Wealth Max.

Invest As you Earn Systematic Investment Plan. Real Return = Returns – Inflation - Tax Real returns are important as they tell you the actual increase.

Financial Risk Management of Insurance Enterprises Interest Rate Caps/Floors.

What is INSPIRE? A S$ denominated recurring single – premium (RSP) Investment Linked Plan. It consist of 5 sub funds: 1.GUARDIAN 2.HARVESTER 3.PLANNER.

LIC’s Jeevan Tarang Celebrating Life. LIC’s Jeevan Tarang This is a with-profits whole of life plan which provides for annual survival benefit at a rate.

The Plan You choose the premium amount and 500% of that is given as sum assured. Part of the premium paid is adjusted towards mortality charges. The rest.

Do you face these objections from clients? Why only % of my 1st year premium is invested ?? Is there any Guarantee ??? It’s my money, why should.

The Smart Investor’s Choice.  The Goal of Most Investors it to Buy when the prices are Low, and Sell when the prices are High  Sounds simple, but trying.

Samridhi Plus Plan no 804. HIGHLIGHTS OF THE PLAN A Unit Linked Insurance Plan that offers best of the Stock Market through Samridhi Plus Fund. Highest.

LIC’s ENDOWMENT PLUS TABLE NO 802.

The Perfect Plan… To Rescue Poorly Performing Assets Agent Use.

Confidential Copyright Birla Sun Life Insurance Company Limited Birla Sun Life Insurance Empower Pension Plan.

SFU Academic Pension Plan Debbie Wilson Plan Administrator September 25, 2014.

SI 15608PPT (Rev 1/14) Buy/Sell Funding Disability Insurance at The Standard For producer training only. Not for use with consumers.

The right balance between profit and protection. The Plan Choose the amount you want to invest. You can choose the death benefit between 2 options: Option.

The Plan Gives you the freedom to choose the amount of premium, and invest in market linked funds, to generate potentially higher returns. A part of the.

Birla Sun Life Insurance Wealth Secure Plan

February 2011 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential.

NEW ARRIVALS LIC’s JEEVAN SANGAM (Plan No.831)

The insurance plan that gives added protection, savings and multiple options, all in one.

 Our Focus :- Fulfill Investor’s Financial Goals & Value Added Services  Our Strategies for Saving & Investment for investors  Financial Needs based.

Managing Bond Portfolios

1 Tools and Strategies for Life’s Financial Decisions Presented By: Brian H. Grant, CLU, ChFC, MSFS Certified Financial Planner™ President.

1 Chapter 15 – Mutual Funds Pool money from investors with similar objectives and purchase a diversified portfolio run by a professional manager –Shares.

The Plan Gives you the freedom to choose the amount of premium, and invest in market linked funds, to generate potentially higher returns. The premium.

 A mutual fund is a pool of money from numerous investors who wish to save or make money just like you. Its a vehicle for investing in stocks and bonds.

MEANING OF MUTUAL FUNDS :- A Mutual Fund is a financial intermediary that pools the savings of investors for collective investments in a diversified portfolio.

ISolutions. This presentation is strictly for internal circulation and/or for training/ education of employees/ advisors/ corporate agents/ brokers of.

Introducing… A training presentation. This material is strictly meant for circulation within the organization/ solely for training and/or education of.

Introducing This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential.

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co.

Variable & Variable Universal Life Insurance  Variable Life  Combined traditional whole life insurance with mutual fund type of investments 

CIBC CI M.A.X. Deposit NotesTM Series 1 (CBL303) Selling period: Sept 26 / Nov 11

September 2013 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI.

Unique Benefits Unique combination of returns of Capital Market with guarantee of highest NAV Potential for very high returns High Liquidity – Surrender.

A Reliance Capital company Strictly For Internal Communication Only Reliance Super InvestAssure Plan June 3 rd, 2008 Get More Than You Can Ask For!

Life without compromises!! Lets plan a holiday!!.

Another Point of View Endowment Plus JAYNISH SHAH

A Summer Project Presentation on “COMPARISON OF EQUITY SCHEMES OF TOP 3 AMC” Project Guide: Prof. Ranjani Srinivasan Presented By: Pankaj Kamaliya(40)

Why MF ? What Investor wants ? What is ULIS ? Why not ULIS ?

A Reliance Capital company Strictly For Internal Communication Only Reliance Life Insurance Money Multiplier Plan UIN: IRDA Approval Awaited.

A Reliance Capital company Reliance Wealth + Health Plan Awaiting approval from IRDA.

LIC’s SAMRIDHI PLUS TABLE NO.804.

Momentum Protected Index Plan (Momentum PIP) - 100% Option

Sentinel Plan® Summit Bonus Index℠ INTRODUCING THE NEW Summit Bonus Index℠

Investing in Retirement Funds Difference in mutual funds and fixed/ variable annuities Structure of mutual funds and fixed/variable annuities Types of.

 Do You Know Your Financial Net worth Today?  Do You Know What is Your Portfolio Composition ?  Do You Know How much Return You are Getting?  Are.

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co.

1 October 20, This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of.

LIC’s Flexi Plus Plan No Flexi Plus - Highlights Life Insurance Protection Payment of Sum Assured on death Financial protection Payment of Fund.

Insurance solutions exclusively for you, at your workplace!

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life.

NEW JEEVAN NIDHI TABLE NO. 818 DEFER ANNUITY PLAN DEFER ANNUITY PLAN.

WEALTH PLUS-A UNIQUE PLAN WITH HIGHEST NAV GUARANTEE (VELLORE DIVISION) GREETINGS FROM LIC OF INDIA YOU ARE OUR ESTEEMED POLICYHOLDER WE THANK YOUR PATRONAGE.

ICICI Pru Elite Wealth. Strictly for internal circulation and/or for training/ education of employees/ advisors/ corporate agents/ brokers of ICICI Prudential.

ICICI Pru LifeStage Wealth II. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI.

Group 12. Financial Planning for the Age Group years.

Twin Advantage of Saving and Life Cover This material is strictly meant for circulation within the organization/ solely for training and/or education of.

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life.

Welcome to MnR Capital MANAGEMENT Family. Wealth Management Equity Derivatives Debentures Currencies Bonds Commodities Mutual Funds Insurance Fixed Deposits.

Switching from NEST to PFG Retirement Plan David Berry Group Pensions Manager.

Retirement Planning Through Life Insurance. Life insurance is a good financial planning instrument to ensure a comfortable retirement, as it provides.

Aviva Dhan Sanchay – An overview.

JEEVAN LABH Plan No.836.

Investing in Financial Assets

Analyze ICICI Prudential Mutual Fund Schemes Performance

WEALTH PLUS T-801 A TOOL FOR PRUDENT FINANCIAL PLANNING

Presentation transcript:

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 1 Success mantra for building wealth Invest in…

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 2 ICICI Pru Life Time Premier A plan with Regular or Limited premium paying options Choice of 2 portfolio strategies – Fixed and Lifecycle based A unique Dynamic P/E Fund that uses reference to price-earning multiple of a basket of 50 large cap stocks, to determine asset allocation between equity and debt

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 3 ICICI Pru Life Time Premier More than 100% allocation of premiums paid from 10th year onwards Tax benefits on premiums paid as well as any proceeds received

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 4 *Age completed birthday 7 – 65 10/15/20/25/30 24,000 SA + FV Equal to policy term 8 – ,000 SA + FV 5 years Min/Max entry age (yrs) Policy term (yrs)Premium payment termMin premium (Rs pa)Death benefit Regular pay optionLimited pay option ICICI Pru LifeTime Premier at a glance

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 5 2% of the average of Fund Values on the last day of eight policy quarters preceding the said allocation, at the end of every 5 th year starting from the 10 th year Additional Allocation of units at 2% of FV

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 6 Trigger Portfolio Strategy This strategy is apt for passive customers, who do not want to take control over their investments This strategy is apt for customers who want to take control over their investments Fixed Strategy Choice of 2 investment strategies

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 7 Trigger Portfolio Strategy Trigger strategy is an event based portfolio rebalancing strategy Event: The Trigger event is the upward or downward movement in NAV of Multi Cap Growth Fund by 15% Initial asset allocation: Premiums are invested in proportion given below: 25%Income Fund 75% Multi Cap Growth Fund

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 8 Trigger Portfolio Strategy On the occurrence of trigger event  Fund value in Multi Cap Growth Fund in excess of 3 times of Income Fund value is considered as gains  Gains made are transferred to Money Market Fund to protect them from future market volatility In case there are no gains to be capitalized  Funds in Multi Cap Growth Fund and Income Fund are redistributed in a 75 : 25 proportion  No transfer to or from Money Market Fund will be done Working of the strategy

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 9 Trigger Portfolio Strategy Working of the strategy Buy low and Sell high Book gains when markets move up Protect gains when markets move down

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 10 Fixed Strategy The customer has the Flexibility to actively participate in managing his investments to ensure maximum returns Automatic Transfer Strategy Premium redirection SwitchChoice of 7 Investment Funds

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 11 Fixed Strategy Switch Customer can shift his investments from one fund to another 4 FREE switches in a Policy Year, minimum Rs 2000 per switch Subsequent switches charged at Rs. 100/- per switch Premium redirection Customer can exercise this option when the Premium falls due. Re-allocation of premiums – current and future Premium Re-direction is completely FREE If he pays premium on a monthly basis, he has 12 redirection options

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 12 Fixed Strategy Funds AUTOMATICALLY get transferred on a Fixed Date every month (1st or 15th) from Income Fund to any one of the 3 equity funds of Multi Cap Growth Fund/ Opportunities Fund/ Bluechip Fund Customer needs to suggest a Fixed Amount which will be automatically transferred on a fixed date every month Minimum ATS amount Rs.2000 ATS will cease if funds in Income fund are insufficient Automatic Transfer Strategy

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 13 Bluechip Fund Opportunities Fund Equity (Large Cap) Equity (Large, Mid & Small Cap) Income Fund Reward Risk Multi Cap Balanced Fund Equity (Resources, Investment, Consumption, Human Capital) Multi Cap Growth Fund Money Market Fund Dynamic P/E Fund Fixed strategy: 7 investment funds

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 14 Partial Withdrawal  Partial withdrawals will be allowed after completion of five policy years  One partial withdrawal is allowed every policy year  Minimum of Rs. 2000/-  Maximum is 20% of fund value How much amount? How many times? When can he withdraw?

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 15 Other benefits CIPS (Change In Portfolio Strategy)  Allowed once every policy year and it is free of cost Settlement Option  Choice to take the Fund Value as a structured benefit payable on a yearly, half yearly, quarterly or monthly (through ECS) basis, over a period of one to five years, post maturity Revival period  75 days from the date when the first unpaid premium was due

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 16 Charge structure  Premium allocation charge:  Top up allocation charge: 2% of top up premium  Policy administration charge: Nil  Net Yield: Term 10 years: 7.85% Term 15 years: 8.31% Term 20 years: 8.51% Year onwards RP9%7%6%3% LP9%7%6%NA

Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 17 Other charges  Fund management change: Fund NameFMC Multi Cap Growth Fund1.35% p.a. Opportunities Fund1.35% p.a. Bluechip Fund1.35% p.a. Dynamic P / E Fund1.35% p.a. Multi Cap Balanced Fund1.35% p.a. Income Fund1.35% p.a. Money Market Fund0.75% p.a.