Investigate Before You Invest Presented by the Arkansas Securities Department.

Slides:

Advertisements

Similar presentations

Saving and Investing Tools Carl Johnson Financial Literacy Jenks High School.

Advertisements

Building Bucks Savings and Investment Basics. Overview Investing vs. Saving Considering Risk Terms and Definitions Working with Advisors, Brokers and.

Chapter 13: Investment Fundamentals and Portfolio Management

McGraw-Hill/Irwin Copyright © 2008 The McGraw-Hill Companies, Inc. All rights reserved. Identify the most important features of stock  A Form of Equity.

Bonds and Mutual Funds Carl Johnson Financial Literacy Jenks High School.

Financial Scams & Schemes Scams & Schemes. Financial Scams & Schemes Scam Fraudulent or deceptive schemes.

Buying and Selling Securities

An Introduction to Investing Fin 302 Spring 2008 James Dow.

By Kelly May KY Dept. of Financial Institutions.   Employees today often must provide for their own retirement  Financial markets can be complex 

Ohio Division of Securities Your Name Here Investment Fraud and Investor Protection.

What is the New Brunswick Securities Commission? Crown Corporation Established in 2004 Double role.

Mutual Funds Aim: Why do people invest in mutual funds? Do Now: What are some of the major problems/risks that come with investing in the stock market?

Investing: Taking Risks With Your Savings.  Part Owner of Corporation  Funds for expansion  Stock Returns ◦ Stockholders ◦ Dividend, return on investment.

Investment Vocabulary. Appreciation O An increase in the basic value of an investment.

What is the New Brunswick Securities Commission? Crown Corporation Established in 2004 Double role.

Mutual Funds Financial Literacy. 2 What We Will Cover What is a Mutual Fund? Advantages and Disadvantage of Mutual Funds Costs of Mutual Funds Types of.

Investing for your Future Review

An Introduction to Mutual Funds

Stocks Chapter 9. Common and Preferred Stock 9.1 Objectives – How to identify the reasons for investing in common stock – How to identify the reasons.

Investing Through Mutual Funds

In this Unit We Will: Know the difference between saving and investing Be familiar with the time value of money Be able to compare investment options.

United Against Investment Fraud Because Every Investor Deserves Protection INSERT AGENCY LOGO HERE.

Saving & Investing Achieving Financial Success. What does it mean? Saving  Putting money aside for future use Investing  Using money so that it earns.

L EARNING, E ARNING, AND I NVESTING FOR A N EW G ENERATION © C OUNCIL FOR E CONOMIC E DUCATION, N EW Y ORK, NY W HAT ARE M UTUAL F UNDS ?

Utah Division of Securities. Leigh Davis-Schmidt Securities Examiner.

Presented by the Arkansas Securities Department AN INTRODUCTION To Securities & The Stock Market.

{ Savings & Invested Test Review. { Interest The percentage rate paid on money you have invested/saved…

Investing for Your Future

Real Skills  Real Experiences  Real Life The NCCEE and the Financial Planning Associations of Charlotte and Raleigh gratefully acknowledge.

Understanding Investments. If you could have $100 right now or $150 in one year, which one would you choose? Why?

INVESTING BECAUSE I SAY SO. AND YOU COULD POTENTIALLY EARN YOURSELF A BUNCH OF MONEY…

13-1. McGraw-Hill/Irwin Copyright © 2006 The McGraw-Hill Companies, Inc. All rights reserved. 13 Investing in Mutual Funds.

Economics. October 24, 1929 Black Thursday Stock Investment that shows ownership.

Stock Market Review.

S LIDE 1.1 The Language of Financial Markets Quiz Bowl Game Board Invest in This Potent Investments Index or Exchange Earn It Who am I? Financial Markets.

Financial Investment Advisors Work to Make Your Money Grow.

 Saving is income not spent.  Saving also includes reducing spending, such as recurring costs.  Savings can include a relatively low-risk investment.

Take Control of Your Financial Future. What is the New Brunswick Securities Commission? Crown Corporation Established in 2004 Double role 2.

Savings & Investments REVIEW How to Make a Million Dollars.

Investment You will not be able to work forever and saving for retirement becomes a must = financial goals must be made for financial security. Investing.

Investing Mr. Marcus Personal Finance. Why Should You Invest? To beat inflation To increase wealth To make money To let your money work for you. Does.

Building Bucks Savings and Investment Basics. Basics Saving – provides funds for emergencies and for making specific purchases in the near future Investing.

1 Education and Awareness: The Best Defense Against Securities Fraud Texas State Securities Board Denise Voigt Crawford Securities Commissioner.

NEFE High School Financial Planning Program Unit Three – Investing: Making Money Work for You Unit 3 - Investing: Making Money Work for You.

Utah Division of Securities. Leigh Davis-Schmidt Securities Examiner.

Stock Market. The Stock Market Investing in Stocks & Bonds Stocks - shares of ownership Stocks & bonds are also known as SECURITIES.

Investment Vocabulary. Stock Market  A market in which the public trades stock that someone already owns; the buying and selling of stock.

+ Investments. + Purpose of Investments Investments constitute something that is purchased for future benefit (money, experience) Promotes economic growth.

Investing 101 – Part 2 Working With Financial Professionals.

Department of Commerce & Consumer Affairs Commissioner of Securities Office Investor Education Program.

FINANCE. Finance Over the next two weeks we are going to be diving into finance – Business Finance Money management, budgeting, payroll, income, banking.

Finance & Finance Law. What is finance? Finance describes the act of providing money, capital or other financial resources to assist in facilitating a.

Building Bucks Savings and Investment Basics. Overview Investing vs. Saving Considering Risk Terms and Definitions Working with Advisors, Brokers and.

Unit 10: Personal Finance Saving & Investing. Ways to Save  Savings accounts  Certificates of Deposit (CDs)

Saving and Investing Notes. Saving and Investing Objectives Explain factors that influence the amount of money earned at a financial institution.

Unit Four Savings & Investments Pages

Investor Education Program.  Represent Investors  Provide Investment Education (Not Advice)

Managing Your Investments Chapter 11 Page 259 Personal investing – using your savings to earn a financial return

Methods of Investing. Why Invest? 0 What does investment mean? 0 An investment is something that you acquire with the goal of making money! 0 This begins.

$$ Day 3 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and.

Investing Chapter 9. Investing Risk  The chance that an investment will decrease in value Return  The income you earn on an investment RATE OF RETURN.

Types of Investments Types of Investment Tools StocksBonds Mutual Funds Real Estate Speculative Investments.

Investment Planning Chapter 11. Investing Placing money in some medium such as stocks, bonds or real estate in the expectation of receiving some future.

Investing in America Aim: How do Americans invest their money? ERHSMr. Graboski.

Money Watch Investment Company Financial Investment Advisors Work to Make Your Money Grow.

Saving and Investing.

Lapointe Productions Investment Basics

Personal Savings and Investment

Important Factors in Personal Investment

The Risk and Return of Growing Money

Presentation transcript:

Investigate Before You Invest Presented by the Arkansas Securities Department

vRegistration of Investment Professionals vRegistration of Securities vInvestigation of Complaints and Enforcement of Laws vEducate and Inform Investing Public

 Call our Department at If it seems too good to be true, IT PROBABLY IS!

Types of Securities STOCKS - Ownership interest in corporation BONDS - Investment in which you lend money to a corp.,govt., or municipality MUTUAL FUNDS-Company that invests in securities OTHER-Viaticals, Promissory Notes,Callable CD’s, Ltd. Partnerships

Risk and Return US Government Securities Options Stocks Investment Grade Bonds

TIPS TO SAFER INVESTING Map out your financial goals before you meet with an investment professional Know your investment professional Understand your investment Make sure that you understand your account statements Ask questions

BE PROACTIVE STOP COURTESY ON PHONE CHECK OUT STRANGERS WITH STRANGE DEALS STAY IN CHARGE OF YOUR MONEY WATCH OUT FOR SALESMEN WHO PREY ON YOUR FEARS MONITOR YOUR INVESTMENTS LOOK FOR TROUBLE CASHING OUT PROFIT OR PRINCIPAL DON’T LET FEAR OR EMBARASSMENT KEEP YOU FROM REPORTING FRAUD OR ABUSE

HOW MUCH RISK CAN YOU HANDLE?

WHAT ARE YOUR INVESTMENT GOALS? Safety of Principal Speculation Income Growth

= Lower Risk

Dividends Price Appreciation KNOW WHAT YOU WANT

 Unsuitable Recommendations 8Excessive Trading/Churning the Account 8Misrepresentation of Material Facts 8Unauthorized Trades

èGive Your Rep All Pertinent Financial Information èGive Your Rep a Written List of Financial Objectives èRead and Understand Everything You Sign

The more transactions you perform, the higher your broker’s commission.

NUnderstand the Investment NAsk Questions NRequest a Prospectus in writing

oMonitor your account oTake action as soon as possible oIt is okay to say NO- hang up