EBRI IRA Database Results and Future Research Craig Copeland, EBRI ASEC Partner’s Meeting October 20, 2010.

Slides:

Advertisements

Similar presentations

Contribution, Asset Allocation, Loan and Withdrawal Activity Among Retirement Savers Remarks for the Dartmouth College Symposium How to Increase Effectiveness.

Advertisements

Source: IRS.gov Design © 2010 Zywave, Inc. All rights reserved.

MBAO Executive Compensation Executive Retirement Benefits Purpose of Retirement Benefits Income replacement at retirement Maintain standard of living.

Retirement Income Section Understanding Business and Personal Law Retirement Income Section 36.1 Retirement and Wills Section 36.1 Retirement Income.

©2015, College for Financial Planning, all rights reserved. Session 7 NUA Fundamentals and Keogh Contributions CERTIFIED FINANCIAL PLANNER CERTIFICATION.

CHAPTER 11-SAVING AND INVESTING OPTIONS 11-2 Medium-Risk Choices.

Difference between a Traditional and Roth IRA Traditional IRA Taxed-deferred Taxed-deferred subject to tax at time withdrawal subject to tax at time withdrawal.

Retirement Savings and Deferred Compensation

Retirement Issues for Small Business Owner 1) Value of the Business Selling outright Liquidating Passing on to family Value/Net Worth of the business,

1 Personal Financial Planning. 2 Investing for Retirement Will you be able to retire? –When? –At what standard of living? –How much will you need to retire?

Public Employee Pension Plans Steven Kreisberg Steven Kreisberg Collective Bargaining Director Collective Bargaining DirectorAFSCME 1.

 IRA = Investment Retirement Account  Savings plan opened by yourself  You pick your investments: bonds, stocks, etc. What would your IRA be made up.

Difference between a Traditional and Roth IRA (Individual Retirement Account) Traditional IRA Taxed-deferred Taxed-deferred subject to tax at time withdrawal.

Understanding 401(k) and IRAs Student’s Name Institutional Affiliation:

McGraw-Hill/Irwin Copyright © 2012 by The McGraw-Hill Companies, Inc. All rights reserved. Chapter 13 Retirement Savings and Deferred Compensation.

Chapter 13 Retirement Savings and Deferred Compensation © 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor.

Your Retirement Your Retirement: Plan Today. Play Tomorrow About this presentation: This presentation includes the following plan: FedEx Kinko’s.

 The earlier you begin to plan and save for retirement, the better financially prepared you will be.

1 INS301 Chapter 17 Retirement Plans Overview of retirement plans Defined benefit plans (DB plan) Defined contribution plans (DC plan) Cash balance plans.

2007 Investment Education Expo Simple. Smart. For you. For Life Kentucky’s New Deemed IRAs NRM-4680KY.

Module 30 Retirement Planning. Menu The need for retirement planning Tax deferral and retirement planning Qualification of pension plans Other retirement.

Provisions to Change Social Security Office of the Chief Actuary, SSA Provisions to Change Social Security Office of the Chief Actuary, SSA Middle Atlantic.

1 Chap 16 – Retirement Planning Objectives: –Review of need to save for retirement –Understand types of plans and how they differ Defined benefit and defined.

Dr. Steven M. Hays BKHS Personal Finance 1. Objectives  Describe the role of Social Security  Explain the difference between defined- benefit and defined-contribution.

0 The State of US Retirement Plans The State of US Retirement Plans Dallas L. Salisbury Dallas L. Salisbury President and CEO President and CEO Employee.

© Employee Benefit Research Institute Issues Related to Saving for Health Care in Retirement Paul Fronstin, Ph.D. Director, Health Research and.

Atlantic Connection Conference Shared Risk Plans, July 9, 2014.

 A mutual fund is a business that pools money from many people to invest in various ways.  A mutual fund’s investors, in effect, own a portion of the.

What is an IRA? An IRA is an Individual Retirement Account. An IRA is an Individual Retirement Account. Which means that it’s a tax-deferred retirement.

For Financial Professional Use Only Chris Fullerton Regional Vice President WM Funds Distributor, Inc. October 12, 2006 Catch the Wave Navigating the Rollover.

The Impact of PPA on Retirement Income for 401(k) Participants Jack VanDerhei and Craig Copeland, EBRI May 8, 2008.

Investment Basics Stock & Bond Basics Mutual Fund Basics Retirement PlanningBuying a Home

Retirement Savings and Deferred Compensation

Basic Investing 401(k) Plan A qualified plan established by employers to which eligible employees may make salary deferral (salary reduction) contributions.

WelcomeInformationProcessYour Role Sit Back – Relax – Ask Questions – Get Info – ACT! A Guide To Your Distribution Options.

Other IRA Considerations PUB 17 CH 17 Form 8606 Module NJ

Copyright © 2006, The American College. All rights reserved. Used with permission. Copyright © 2007, The American College. All rights reserved. Used with.

© Employee Benefit Research Institute The Markets, Savers and Savings Plans Dallas L. Salisbury President & CEO Employee Benefit.

Agenda Cost of College Is the Cost of College really worth it? Ways to Fund College? How Should You be Saving? Put a Plan into Place.

® Employee Benefit Research Institute 2015® Employee Benefit Research Institute Discussion of: Who is Easier to Nudge? Retirement Research Consortium.

Trends in Retirement Programs and Income Dallas Salisbury, President & CEO Employee Benefit Research Institute June 10,

McGraw-Hill/Irwin © 2007 The McGraw-Hill Companies, Inc., All Rights Reserved. Taxes, Inflation, and Investment Strategy CHAPTER 20.

SIMPLE IRA Chapter 23 Employee Benefit & Retirement Planning Copyright 2011, The National Underwriter Company1 What is it? SIMPLE stands for “Savings Incentive.

Retirement Planning Chapter 18 in Text. Two Types of Retirement Plans Defined Benefit Plans o Employer-sponsored plan o Benefits are typically determined.

By: Taylor Scott Communications  What is an IRA?  Traditional VS Roth  Possible Benefits.

Why should I save for retirement? Won’t I get Social Security? You'll get little, likely NO, Social Security.

Investment Strategies for Women Robin Kahl Vice President Davenport & Company, LLC

Retirement How much will I need?. Introduction How much money will you need at retirement? –Consider: Current Income Rate of Return Inflation Taxes What.

National Association of Student Financial Aid Administrators Presents… © NASFAA 2010 Filling the Piggybank: Saving for College.

Miscellaneous credits

Understanding IRAs.

Americans’ Retirement Savings

Retirement Plans and Mutual Funds

What Does Consistent Participation in 401(k) Plans Generate

Consistent IRA Ownership: Findings From the EBRI IRA Database

The Far-reaching Implications of Student Loan Debt Employee Benefit Research Institute August 13, 2018 Craig Copeland. “Student Loan Debt: Trends and.

Gen X Retirement Savings Shortfalls and Impact of Auto Portability

Premium and deductible costs amounted to nearly 12 percent of median income in Combined employee premium contribution and deductible as share of.

© Employee Benefit Research Institute 2019

© Employee Benefit Research Institute 2019

A Look at the Spending Patterns of Current Retirees

Results From Our Annual Study of the EBRI IRA Database Analysis of 24

© Employee Benefit Research Institute 2019

Evidence of an Aging American Workforce: The Impact of the Baby-boom Generation May 22, 2018 “Labor Force Participation Rates by Age and Gender and.

© Employee Benefit Research Institute 2019

Financial Status Snapshots: Three Age Cohorts, Three Time Periods

The Far-reaching Implications of Student Loan Debt Employee Benefit Research Institute August 13, 2018 Craig Copeland. “Student Loan Debt: Trends and.

Retirement Planning.

© Employee Benefit Research Institute 2019

© Employee Benefit Research Institute 2019

Presentation transcript:

EBRI IRA Database Results and Future Research Craig Copeland, EBRI ASEC Partner’s Meeting October 20, 2010

Distribution of IRA Types by Accounts and Individuals, 2008 Note: The percentages for individuals add up to more than 100 percent, as an individual may own more than one type of IRA. Source: EBRI IRA Database.

Average IRA Balance for All Accounts and Individuals, by IRA Type, Source: EBRI IRA Database.

Median IRA Balance for All Accounts and Individuals, by IRA Type, Source: EBRI IRA Database.

Median IRA Balance for All Accounts and Individuals, by Age, Source: EBRI IRA Database.

Average and Median IRA Balance for All Accounts and Individuals, by Gender, Source: EBRI IRA Database.

Percentage of Those Owning a Traditional, Rollover, or Roth IRA Who Contributed to It and the Percentage of Those Contributing--Contributing the Maximum Allowable Amount, by All Accounts and Individuals, ContributingOf those contributing—contributing the maximum Source: EBRI IRA Database.

Average and Total Contributions and Rollovers to IRAs, Source: EBRI IRA Database.

© Employee Benefit Research Institute 2009 Extensions of IRA Database IRA Analysis Asset Allocation Longitudinal Integration with Defined Contribution Database 401(k) plans and other DC plans Combine all retirement assets across the various plan types Identify rollover activity and track assets over time across databases 9