UnitedSavings&Loans

Who are USAL? Founded in 2001 Branches and service points throughout Hampshire & Isle of Wight Providing affordable loans, current accounts, Budgeting accounts and saving accounts for all our members.

How does USAL work? Not-for-profit organisation No external shareholders Any profits made are used to secure our future, improve our services, and returned to members in the form of dividends People who join a credit union are called its members, and the credit union is run purely for their benefit.

How are we regulated Prudential Regulation Authority Financial Conduct Authority Covered by the FSCS up to £85,000

Credit Union Bank Account jam jar Account Prepaid Card   Current Account Payments in Credit Union Bank Account Jam Jar Account Rent The Credit Unions Response to recent Welfare Reforms Whilst we cant always give people money (No Money tree at the bottom of our Garden) we can help people budget effectively. Lots of coverage for this kind of account in the papers We are working with a number of local authorities and social landlords to help some of their tenants where support is really needed. Other Bills £5.00 Monthly fee full account £2.00 monthly Fee (Rent Only Account)

# Borrow up to £300 (subject to status)     # Repayable over a maximum of 3 months     # same day payment available*     # 26.8% apr on reducing balance

Any Questions?