Investment company that pools the funds of many individuals to buy stocks, bonds, or other investments.

Slides:



Advertisements
Similar presentations
To play, start slide show and click on circle Yellow OrangeGreenPurplePink
Advertisements

Chevalier Spring  Savings – refers to the dollars that become available when people abstain from consumption  Financial System – a network of.
Chapter # 4 Instruments traded on Financial Markets.
Saving and Investing.  Always pay yourself first!  All little can go a long way  Don’t save your money under your mattress! (and other savings mistakes.
CHAPTER 11-SAVING AND INVESTING OPTIONS 11-2 Medium-Risk Choices.
Investing 101. Types of Savings tools Savings Account: An interest-bearing account (passbook or statement) at a financial institution. Certificates of.
Chapter 19, Lesson 3 Saving and Investing.
Investments & The Stock Market
Saving and Investing April How to Select a Savings Plan 1. Decide whether to save or invest. 2. Can you withdraw money from this savings plan? 3.
ECONOMICS STUDY GUIDE. Investing – saving in a way that earns income Diversification – distributing funds among a variety of investments to minimize overall.
Investing: Taking Risks With Your Savings. Stocks are also known as securities As proof of ownership, you get a stock certificate Stocks What are they?
Saving & Investing Chapter 6. WHY SAVE? Chapter 6 – Section 1.
Copyright © 2008 Pearson Education Canada 9-1 Chapter 9 Debt Securities.
Introduction to Stock Market. Common Vocabulary Common Vocabulary Stock Exchange – Place where publicly held companies are bought and sold Nasdaq – an.
Investing Bonds and Stocks. Setting Investment Goals  Investing presents opportunities for people and businesses to increase their income.  Investing.
Saving & Investing Achieving Financial Success. What does it mean? Saving  Putting money aside for future use Investing  Using money so that it earns.
Vocabulary. Section 9.1 Vocabulary Pre-tax dollars: Deposit into a retirement account before taxes have been taken out of your paycheck. This lowers your.
Investing Opportunities Using Investment Opportunities as a Means to Increase Individual Wealth.
Investment Strategies and Financial Assets Basic Considerations  Risk-Return – The market is unpredictable therefore the outcome is not certain. Investors.
5.1 Savings and Investing 5.2 The Rule of 72 Getting Started.
Investments Who wants to be a millionaire?. What kind of an investor are you?  Rate all investment options according to three characteristics:  Safety.
Why It’s Important Savings accounts allow you to put money aside and help make your money grow.
Saving and Investing. Why Save?  Saving : setting aside income for a period of time so that it can be used later  People save for purchases that require.
Splash Screen. Chapter Menu Chapter Introduction Section 1:Section 1:Why Save? Section 2:Section 2:Investing: Taking Risks With Your Savings Section 3:Section.
Chapter 6 Saving and Investing. Section 6-1: Why Save?  Deciding to save  People save for purchases that require more funds than available, for emergencies,
McGraw-Hill/Irwin © 2004 The McGraw-Hill Companies, Inc., All Rights Reserved. A Closer Look at Financial Institutions and Financial Markets Chapter 27.
Take Charge Saving & Investing. Insuring Deposits  FDIC  Federal Deposit Insurance Corporation  Protects Checking, Savings, MMA, & CDs  Insures money.
Investment Basics Stock & Bond Basics Mutual Fund Basics Retirement PlanningBuying a Home
Learning Target: IWBAT describe the risk and return of various investment vehicles and the importance of diversification.
Bell Ringer #1 Ch What is the difference b/w a savings account and a time deposit? 2. After the stock market crash of 1929, ___________________ was.
Saving and Investing Chapter 6. Deciding to Save Benefits of Saving: (6 months of housing) – Make large purchases without paying interest – Funds for.
Chapter 11 Financial Markets.
I. Types of Investments Buying stock
Savings & Investment Vehicles Mike Meade. Saving vs. Investing Saving o Putting money away for safe-keeping o Emergency funds o Zero risk Investing o.
Financial Markets Investing: Chapter 11.
Business & Personal Finance INVESTING. Bonds When you buy bonds you are lending money to a federal or state agency, municipality or other issuer, like.
Retirement Options. 10/19/2015Template copyright Retirement Pension plans –Company plans that provide retirement income for.
Bonds and Mutual Funds.  A bond is a certificate representing a promise to pay a definite amount of money at a stated interest rate on a specified due.
Alli Watkins. What are bonds? Bonds are like loans, where you are the lender and the government or big companies is the borrower. They are NOT INSURED.
Saving and Investing. To save or not to save, that is the question.
 Saving and investing basics  Saving and investing options  Evaluation factors for savings and investing options.
FINANCE. Finance Over the next two weeks we are going to be diving into finance – Business Finance Money management, budgeting, payroll, income, banking.
Jeopardy CreditSavingInvesting Gov’t Misc. Q $100 Q $200 Q $300 Q $400 Q $500 Q $100 Q $200 Q $300 Q $400 Q $500 Final Jeopardy.
Chapter 11. – A savings account pays interest, has no maturity date, and allows funds to be withdrawn at any time without penalty.savings account –
Savings Plans and Goals.  What are you saving for?  How do you save?
C12S2: Investment Strategies and Financial Assets  Main Idea:  To invest wisely, investors must identify their goals and analyze the risk and return.
 Savings – income not used for consumption  Investment – the use of income today that allows for a future benefit  Financial System – all the institutions.
Chapter 6 Why Save?.  Saving benefits the economy as a whole. You save bank lends person can now invest or spend. You earn interest bank earns interest.
Miss Smith 7 th Grade Civics *pgs  Money in savings accounts earn interest  Money can be withdrawn when needed  Usually must keep a minimum.
Chapter 6.2 Investing: Taking Risks With Your Savings.
Page 1 Financial Institutions and Investments. Page 2.
Chapter 6 Saving & Investing. Deciding to Save There are many reasons to save:  for purchases that require more funds than you usually have at one time.
CHAPTER 6 NOTES. Statement savings account: savings account where the depositor receives a monthly statement showing all transactions. Money market deposit.
Chapter 32 Saving and Investing Introduction to Business Spring 2005.
Section 1 Deciding to Save Economists define savings as the setting aside of income for a period of time so that it can be used later.savings –A person.
The Free Market System Financial Markets. Saving and Investment 1.investment: the purchase of an asset in hopes it appreciates or generates income ●Examples:
Copyright 2007 Thomson South-Western Chapter 11 Saving and Investing Options.
Investment Your money making money. Social Security Def. Comprehensive federal program providing workers and their dependents with retirement, disability.
Practical Economics: Saving and Investing. Pay Yourself First Make investing a habit ▫$5,000 at 2% interest  20 year, $7,456 Long & Short Term Goals.
Saving & Investing.
Investing: Taking Risks With Your Savings
Investing Opportunities
The Free Market System Financial Markets.
Investing: Taking Risks With Your Savings
Bell Question How might institutions (such as banks/credit unions) help individuals accomplish their financial goals?
Ch. 6.2: Investing - Taking Risks With Your Savings
To save or not to save, that is the question.
Review Bell Ringer After the stock market crash of 1929, ___________________ was created to protect peoples’ funds. How much are individual’s savings account.
Day 1 – Total and Annual Return
Presentation transcript:

Person who acts as a go-between for buyers and sellers of stocks and bonds.

Investment company that pools the funds of many individuals to buy stocks, bonds, or other investments

Bonds sold by local and state governments; interest paid on the bond is not taxed by the federal government.

Private retirement plan that allows individuals or married couples to save a certain amount of untaxed earnings per year with the interest being tax-deferred.

Spreading of investments among several different types to lower overall risk.

Company plans that provide retirement income for their workers.

Measures of what is happening to a given set of stock prices for a specified list of companies; the most well known is the Dow Jones Industrial Average

Certificates issued by the U. S Certificates issued by the U.S. Treasury in exchange for a minimum amount of $1,000 and maturing in a few days up to 26 weeks.

Certificates issued by the U. S Certificates issued by the U.S. Treasury in exchange for minimum amounts of $1,000 and maturing in 30 years.

Type of mutual fund that uses investors’ funds to make short-term loans to businesses and banks

Account that pays interest, has no maturity date, and from which funds can be withdrawn at any time without penalty.

Setting aside income for a period of time so that it can be used later.

Account that pays relatively high rates of interest, requires a minimum balance, and allows immediate access to funds.

Period of time at the end of which time deposits will pay a state rate of interest.

Savings plans that require savers to leave their funds on deposit for certain periods of time.

Certificates issued by the U. S Certificates issued by the U.S. Treasury in exchange for minimum amounts of $1,000 and maturing in 2 to 10 years.

Time deposits that state the amount of the deposit, maturity, and rate of interest being paid.

Retirement plan that allows self-employed individuals to save a maximum of 15 percent of their income up to a specified amount each year, and to deduct that amount from their yearly taxable income.

Bonds issued by the federal government as a way of borrowing money; they are purchased at half the face value and increase every 6 months until full face value is reached.

Increase in value of an asset from the time it was bought to the time it was sold.

Decrease in value of an asset from the time it was bought to the time it was sold.

Electronic purchases and sale of stocks and bonds, often of smaller companies, which often takes place outside the organized stock exchange.

People who have invested in a corporation and own some of its shares of stock.