Five Threats to Your Retirement Security

Five Major Threats Outliving Your Money Effects of Inflation Investment Performance Excessive Withdrawals Healthcare Costs

Outliving Your Money Longer Life Expectancies Not Saving Enough Exhausting Your Principal

Effects of Inflation Purchasing Power Risk Rule of 72 In Reverse Divide 72 by Effects of Inflation Rate

Investment Performance Negative Returns Lower Than Expected Returns

Excessive Withdrawals Spending Too Much Coupled with Early Losses

Healthcare Costs Premiums Deductibles Coinsurance Excess Charges Other Out-of- Pocket Expenses

Outliving Your Money Accumulate More Delay Retirement Reduce Budget Increase Return Keep 12 Months of Income in Cash

Effects of Inflation Need Growth of Capital Growth of Income Huge Risk Being Too Conservative

Investment Performance Suitability Diversification Asset Allocation Active vs. Passive Low Cost Approach

Excessive Withdrawals Control Spending Early Years Losses Need to Adjust 4% Solution

Healthcare Pre-Medicare Medicare Medigap Long Term Care Insurance Health Savings Accounts

One More Threat! Impact of Taxes Income Gift Estate Inheritance Property Sales And More!

Solutions? Comprehensive Financial Planning Address All Five Threats Examine Cash Flow Investments Retirement Income Estate Planning Risk Management

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