www.lvbank.comInvestor Meet Page 1 THE LAKSHMI VILAS BANK LTD.

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Presentation transcript:

Meet Page 1 THE LAKSHMI VILAS BANK LTD.

Meet Page 2 PERFORMANCE HIGHLIGHTS NET PROFIT CROSSED ` 100 CRORES, FIRST TIME IN THE HISTORY OF THE BANK. 2.OPERATING PROFIT ` CRORES UP BY 65% ON YOY BASIS (Prev. Year ` crores) 3.GROSS NPA LESS THAN 2%, STANDS AT 1.93% AS ON NET NPA LESS THAN 1%, STANDS AT 0.90% AS ON PROVISION COVERAGE RATIO IS 77.17%, WELL ABOVE THE RBI STIPULATION OF MINIMUM 70%. 6.NET INTEREST MARGIN (NIM) CONTINUES TO BE ROBUST AT 3.75% 7.NET INTEREST INCOME (NII) ` CRORES UP BY 46.50% ON YOY BASIS (Prev. Year ` crores)

Meet Page 3 CONSISTENT PERFORMANCE

Meet Page 4 DEPOSITS

Meet Page 5 ADVANCES

Meet Page 6 INVESTMENTS

Meet Page 7 INCOME

Meet Page 8 EXPENDITURE

Meet Page 9 OTHER INCOME

Meet Page 10 NET PROFIT

Meet Page 11 CAPITAL FUNDS CAPITAL TO RISK WEIGHTED ASSETS-BASEL II % -TIER I % -TIER II % BANK CAN ISSUE UPTO 40% ADDITIONAL EQUITY AS ALREADY AUTHORISED BY SHAREHOLDERS TO IMPROVE CAPITAL ADEQUACY RATIO IN LINE WITH THE PROJECTED BUSINESS LEVEL. OF COURSE, OTHER OPTIONS LIKE PREFERENTIAL ISSUE OR RIGHTS CAN ALSO BE DONE WITH SHARE HOLDERS’ APPROVAL. BANK ALSO HAS ADEQUATE HEADROOM TO RAISE FUNDS UNDER TIER II.

Meet Page 12 ANALYTICAL RATIOS

Meet Page 13 NON PERFORMING ASSETS

Meet Page 14 MOVEMENT OF NPA (GROSS)

Meet Page 15