Romania © Copyright ALD Automotive 2005 Bucharest October 19th, 2005 ALD Automotive

Romania © Copyright ALD Automotive Full Service Leasing 2. Evolution of Full Service Leasing 3. ALD Automotive 4. ALD Development in Eastern Countries

Romania © Copyright ALD Automotive 2005 Advantages of Full Service Leasing ■ All risks are carried out by the leasing company  Residual Value and Maintenance & Repair ■ Take full advantage of the Leasing company expertises  Purchasing power  Control of supplier  Safety of your drivers ■ Reduction of administrative cost and prevision ■ The full service leasing enables companies to only finance the use of the vehicle and not the acquisition.

Romania © Copyright ALD Automotive 2005 ALD Product range  A monthly fixed amount

Romania © Copyright ALD Automotive Full Service Leasing 2. Evolution of Full Service Leasing 3. ALD Automotive 4. ALD Development in Eastern Countries

Romania © Copyright ALD Automotive 2005 Operational Leasing Evolutions ■ Operational Leasing considered as financial alternative ■ New services proposed by lessors ■ Outsourcing concept ■ New technologies

Romania © Copyright ALD Automotive 2005 EUROPEAN FLEET EVOLUTION A 72% increase

Romania © Copyright ALD Automotive 2005 Invoicing Insurance & Damages Orders & deliveries Quotations & Acceptance Contract / Car policy Services Consolidated web reporting e-Quote system Reporting account management Dedicated team of professionals Dedicated team of professionals to support all the processes Restitution Web-based support tools

Romania © Copyright ALD Automotive 2005 The European Market : Maturity Pioneers  Benelux and the UK Mature  Germany, France and Switzerland Evolving  Finland, Denmark, Sweden and Norway Fast growing  Italy, Spain, Morocco, Portugal, Czech Republic and Slovakia Future  Eastern Europe

Romania © Copyright ALD Automotive 2005 Markets situation - Current situations - Mature markets : operational leasing and fleet management moving to total outsourcing - Dynamic markets : finance leasing moving to operational leasing and fleet management solutions.

Romania © Copyright ALD Automotive Full Service Leasing 2. Evolution of Full Service Leasing 3. ALD Automotive 4. ALD Development in Eastern Countries

Romania © Copyright ALD Automotive 2005 Company Profile ■ 100% subsidiary of Société Générale ■ One of the leading car leasing companies in Europe Providing corporate and consumer ■ vehicle financing and management since 1946 ■ Co-ordinated by ALD International based in Paris ■ Total fleet size 540,000 vehicles (Sept. 2005) ■ Direct presence in 30 countries world-wide ■ Over 3,000 employees

Romania © Copyright ALD Automotive 2005 International Presence PartnershipCurrent networkProjects

Romania © Copyright ALD Automotive 2005 Fleet size per county – Sept 2005 ■ Fleet distribution: over vehicles under management AUSTRIA470 BELGIUM CROATIA40 CZECH REP. / SLOVAKIA7 200 DENMARK ESTONIANew entity FINLAND France GERMANY69 000* HUNGARY1 000 ITALY LUXEMBOURG3 500 MOROCCO1 900 NETHERLANDS NORWAY2 500 POLAND1 600 PORTUGAL6 700 RUSSIA110 SLOVENIA260 SPAIN SWEDEN4 500 SWITZERLAND1 200 TURKEY1 500 UK UKRAINE**1 650 * - Car renting & Fleet Management Division ** - Minority interest, 25% stake (company named First Lease)

Romania © Copyright ALD Automotive 2005 Key Products ■ ALD Automotive manages 540,000 vehicles under 2 main product types:  Full Service Leasing  Fleet management

Romania © Copyright ALD Automotive 2005 Client references ■ Some of ALD’s main clients references in different industries: High Tech Chemistry/ Pharmaceutical Other Cisco Sanofi Synthelabo – Aventis Colgate Palmolive Ericsson BASF Danone Hewlett-Packard Bayer L'Oreal Honeywell Eli Lilly Saint Gobain Microsoft IPSEN Total NOKIA Pfizer

Romania © Copyright ALD Automotive Full Service Leasing 2. Evolution of Full Service Leasing 3. ALD Automotive 4. ALD Development in Eastern Countries

Romania © Copyright ALD Automotive 2005 ALD Automotive : Eastern Countries Presence Strong development in the Eastern Countries Poland, Hungary, Czech Republic, Russia …….. The Romanian subsidiary of ALD Automotive has just begun his activity in June 2005